Rohit Agni 🇨🇦

Guess the sign’s back up on the window

Just how Jerry Springer looked like the sensible one in his room

Thank you! The comparison of Manitoba to Punjab is undeserved in terms of history, economy and demography on absolute terms but using it relative terms to the nation it is associated with is highly appropriate. India is a wonderful nation and Punjab is a jewel in it's crown.

Love it! Manitoba deserves the pride with its strong communities, rich farmland and a huge contribution to Canada’s agricultural backbone. Appreciate you representing! 👏🌾🇨🇦

Carney to visit Mumbai, New Delhi but not Punjab in business-focused India trip The tour, aimed at securing new investment and export markets for Canada, begins Friday

To really get a picture of how absurd this framing is, imagine an Indian headline that reads:

“Modi to visit Toronto, Ottawa but not Manitoba on business-focused Canada trip.”

www.theglobeandmail.com/politics/art...

Pakistan strikes militant hideouts on Afghan border after surge in attacks ‘Intelligence-based, selective operations’ carried out against Pakistani Taliban camps, says information ministry

Children do not have agency. They are non-combatants and their deaths should never be treated as a statistic or a footnote to a broader strategy.

When their life is reduced to a byline, we are witnessing a moral failure to protect the most vulnerable.

www.theguardian.com/world/2026/f...

Preparing for the Worst Looking at the Canadian political spectrum, you might think that I’m at one end and Andrew Coyne at the other.

Canada's ongoing defiance of Trump has infuriated the US. The PM's speech at Davos made Trump look isolated and weak on the global stage.
There will be payback. Canadians must prepare for all scenarios including military intimidation.
My latest.

charlieangus.substack.com/p/preparing-...

Gladys Mae West obituary: mathematician who pioneered GPS technology She made key contributions to US cold-war science despite facing huge barriers as a Black woman.

No joke: I got angry hate mail today for writing an obituary of a Black woman scientist—because the person felt she did didn’t deserve the recognition.

Which just makes me want to share it again: www.nature.com/articles/d41...

Veteran Blue Jays broadcaster Buck Martinez retiring A long-time fixture of Jays, Martinez started as player and then stepped into the booth

It’s going to be strange not hearing Uncle Buck’s voice during Jays games. A true staple of Blue Jays baseball and part of the soundtrack of my summers. 💙⚾️

www.theglobeandmail.com/sports/baseb...

Several Toronto police officers charged in organized crime and corruption probe Police allege some of the officers unlawfully funnelled private information to gang members, who used it to facilitate shootings around Southern Ontario

You have to be a special breed of dumb to be making $100,000/yr, have incredible health, life and pension benefits, and piss it all away.

Any police investigations or interactions these lot been involved in need to be reopened/looked at with scrutiny.

www.theglobeandmail.com/canada/artic...

Canadian context is a bit different. Not 1:1.

But a short-term jump above 5% in the U.S. is plausible. But for yields to stay above that level, you’d likely need stronger inflation signals or a delay in expected Fed rate cuts. Without those factors, 5% remains a key ceiling.

Plan ahead, know your options, and structure your mortgage with your future goals in mind.

If you're thinking about refinancing, renewing, or purchasing a home in the next 6-12 months, understanding these dynamics can make a meaningful difference in your financial outcomes.

✅ Bond yields and market conditions matter. Even with rates holding, the market isn’t static. Small movements can impact the best time to lock in a rate or refinance.

🔑 Takeaway for borrowers is this: the BoC rate is just one piece of the puzzle. Stability is an opportunity.

✅ It's also about clarity. Many buyers get lost in the headlines. Helping you understand not just the "what" but the "how it affects my monthly cashflow, risk, and long-term objectives" is where true value lies.

✅ It's all about timing and leverage. For clients who plan ahead, knowing the rates aren't jumping gives you space to structure your mortgage strategically, whether that's locking in a rate, blending products, or optimizing renewals.

📌 Bottom line for borrowers is this: stability.

Variable-rate borrowers can expect a degree of predictability, and fixed-rate borrowers won't see major shifts. At least for the time being.

What most buyers and homeowners overlook is this:

🇨🇦 Canada’s Key Interest Rate Holds at 2.25%. Here’s What That Really Means for Your Mortgage 🏡💡

💡 Variable-rate mortgages should remain relatively stable, at least in the short term;

💡 Fixed-rate mortgages will see little-to-no change in the immediate future.

Trump is fundamentally bad for business, and business leaders need to stop pandering to him thinking he’ll let ‘em in to his little wannabe oligarch circle jerk.

Crony capitalism is not capitalism.

His assault on American institutions extends to include an assault on American free markets.

ICU nurse with no criminal record who ‘cared deeply for people’: What we know about Alex Pretti, victim of ICE shooting Alex Pretti worked as an ICU nurse and had spent time working with the Department of Veterans Affairs

www.yahoo.com/news/article...

There is absolutely no way Carney hasn’t already played this scenario out before making his decision to diversify our trading relationships.

Trump’s mistake is thinking everyone is as reactionary, shortsighted, and driven by headlines as him.

Canadians took massive casualties fighting the American war in Afghanistan.
Trump says we never stepped up. JD Vance says he's sick of our "sob stories".
MP Jamil Jivani is best friends with Vance. Will he deliver a simple message from Canada?
Trump and Vance can go F--k themselves.
Never again.

👏 👏 👏

If you’re a professional evaluating a mortgage decision and want an independent perspective, feel free to reach out.

Happy to have a straightforward, no-pressure conversation.

DMs are open.

My background is grounded in navigating bank and non-bank lending, understanding risk, and structuring mortgages that hold up when circumstances change:

• renewals,
• moves,
• refinances, or
• growth plans.

My role is to help clients make informed, defensible decisions.

For lawyers, physicians, accountants, insurance professionals and entrepreneurs, a mortgage isn’t just a loan, but a financial instrument.

I work exclusively with professionals who want clarity, not sales pressure.

The goal isn’t just the lowest rate today.
It’s the right mortgage for how you’ll actually live over the next few years.

Banks sell products. Mortgage Agents advise on structure. That difference matters when life happens: moving, refinancing or breaking early.

Working with a Mortgage Agent doesn’t mean higher costs. In most cases, we’re paid by the lender, and you still get access to options your bank won’t show you.

Another mortgage myth: “All mortgages are basically the same.”

They’re not. Penalties, portability, prepayment options, and flexibility can cost (or save) you tens of thousands.

Mortgage myth: your bank gives you the “best” deal.

Reality: they can only offer their deal.

A Mortgage Agent shops multiple lenders, explains the fine print (penalties matter), and advocates for you, not meet a sales quota. More options = better decisions.

Carney: "American hegemony in particular helped provide public goods, a stable financial system... this bargain no longer works. Let me be direct. We are in the midst of a rupture, not a transition... recently, great powers have begun using economic integration as a weapon. Tariffs as leverage ... "