@pensionresearch.bsky.social
The Pension Research Council at the Wharton School of the University of Pennsylvania.
💡Now Posted: Vijeth Iyengar (AARP) offers insights on how cross-sector strategies can support longer, healthier lives—highlighting the role of policy in shaping systems that promote successful retirement and healthy aging at scale.
▶️ Watch here: bit.ly/3Lclxpx
New research finds financial and health literacy decline with age. Men start slightly higher than women, but both decline at similar rates. The study highlights growing vulnerabilities and the need for lifelong literacy support.
whr.tn/42PL1PC
#RetirementSecurity #Annuities
22.10.2025 15:39 — 👍 0 🔁 0 💬 0 📌 0
Many Americans risk outliving their retirement savings. @Wharton Professor Olivia S. Mitchell recommends making annuities the default option for #401(k) plans, to change that, just as #auto-enrollment boosted saving. It’s time to make lifetime income the norm, not the exception.
whr.tn/4746vut
🧠 Now Posted: Laura Carstensen (Stanford Center on Longevity) leads a thought-provoking roundtable discussion on how longer lives are reshaping our understanding of aging, purpose, and productivity.
▶️ Watch the full presentation here: bit.ly/49cB5Dw
🏥 Now Posted: Sudipto Banerjee (T. Rowe Price) presents an important overview of health care costs in retirement—one of the most complex and pressing challenges facing older adults.
▶️ Watch: bit.ly/438jM2I
📌Read: bit.ly/4fVHyUH
💡 Now Posted: Sarah Holden and Jason Seligman explore how older households navigate goals and resources throughout retirement, including whether they retire by choice, necessity, or a bit of both.
▶️ Watch: bit.ly/3KXsRoI
📌Read: bit.ly/46acMnK
Personality matters for finance. Research by Gianpaolo Parise & Kim Peijnenburg shows traits like grit, conscientiousness & stability shape saving, investing & retirement planning - alongside income & financial literacy. bit.ly/4gPaOgm
02.10.2025 12:58 — 👍 0 🔁 0 💬 0 📌 0
🎥 Now Posted: Raimond Maurer, Vanya Horneff (Goethe University Frankfurt), and #Wharton Prof. Olivia S. Mitchell explore how defaulting 401(k) assets into payout annuities could help turn savings into reliable income.
▶️ Watch: bit.ly/42SCTxB
📌Read: bit.ly/4oSztEs
Our national #retirememt policy poses deep risks to Americans’ #retirement security. As @Wharton Prof @OS_Mitchell warns, retirees already rely heavily on #SocialSecurity and #investment safeguards, making it critical to press for #reforms before protections weaken further.
whr.tn/487oVeJ
📢 Now Posted: Kwanho Shin (Korea University) investigates how global population aging influences economic growth and whether extended working lives can generate a “silver dividend” that offsets demographic pressures.
▶️ Watch the full presentation here: bit.ly/46QG37p
Wharton Prof. Olivia S. Mitchell warns: most US #retirees rely on #SocialSecurity, but benefits are in danger of cuts within 7 years. Restoring the system’s solvency is critical for younger people who will need to #WorkLonger than their parents’ did.
bit.ly/46B5ed1
Do people save enough for retirement? New research by Michaela Pagel (Washington University in St. Louis) and Arna Olafsson (Copenhagen Business School) uses household finance data to uncover surprising patterns.
bit.ly/4pxIX8E
💡 Now Posted: Carlo Pizzinelli (International Monetary Fund) presents a timely discussion on AI and the future of work in an aging economy.
▶️ Watch the full presentation here: bit.ly/3Vo7ijh
📌Read the working paper here: bit.ly/3JB08pa
🔔 Now Posted: Gary Burtless (Brookings Institute) explores the evolving landscape of inequality and the relative well-being of America’s seniors.
▶️ Watch the presentation here: bit.ly/4pdoCF9
📌Read his working paper here: bit.ly/4oVzOWO
America’s retirement system gets a grade of C+.
Wharton Prof. Olivia S. Mitchell and others discuss how a #nationalcontribution plan paired with #lifetimeincome could raise the grade and address problems of modern living.
bit.ly/3JTBvUM
🎥 Now Posted: Sita Slavov (George Mason University) explores the dynamic connection between work, well-being, and the timing of retirement.
▶️ Watch the full presentation: bit.ly/3HEBMKN
📌Read the working paper: bit.ly/4mX5IjX
New @Wharton research by Prof. Olivia S. Mitchell shows how #defaulting some of retirees’ #401(k) assets into #annuities boosts #retirementsecurity, especially when they don’t understand #longevityrisk.
bit.ly/3JzDCNs
📢 Now Posted: Anita Mukherjee (Wisconsin School of Business) explores the deep inequities in how wealth shapes health, work, and retirement in later life.
▶️Watch here: bit.ly/4g4BCZJ
📌Read the working paper: bit.ly/47xCqUX
The U.S. is falling far behind its global peers in longevity. Steve Utkus' analysis shows that Americans live shorter, less healthy lives. They are getting sicker faster and dying earlier, despite living in one of the world’s richest nations.
whr.tn/4oImiGd
🌱 Now Posted: Andrew Scott (London Business School) challenges us to rethink aging—not as a societal burden, but as an opportunity to build a Longevity Society designed for healthier, longer lives.
▶️ Watch his full presentation here: bit.ly/3HGz8Uz
Wharton Professor Olivia S. Mitchell joins This Week In Business to discuss Fidelity data showing record-high #retirementsaving rates and how generational trends, employer incentives, and concerns over #socialsecurity and #debt are shaping the future of retirement preparedness.
bit.ly/41sYk7Z
🎥 Now Posted: Andrew Gellert (TIAA Institute) presents new research with Surya Kolluri on the preparedness of future caregivers.
▶️ Watch the full presentation on our YouTube channel: bit.ly/3V1T5rS
📌Read their working paper here: bit.ly/45hVsg9
Limited financial experience and retiree hesitation are putting #retirementsecurity at risk, explain Wharton's Olivia S. Mitchell and co-authors. Their research shows that #defaulting portion of savings into deferred income #annuities can boost outcomes by overcoming #behavioralbiases
bit.ly/4fq9TlL
💡 Now Posted: Samer Atshan presents research on how cognitive function shapes financial decision-making in later life.
▶️ Watch the full presentation on our YouTube channel: bit.ly/3J8HDbn
📌Read the working paper here: bit.ly/45hVsg9
🧠 Now Posted: Norma B. Coe presents a comprehensive literature review on the relationship between retirement and cognitive function in later life.
▶️ Watch the full presentation on YouTube: bit.ly/4l4vLEs
📌Read the working paper here: bit.ly/45hVsg9
Her research highlights the urgent need for better #annuity options and user-centric advice to help safeguard older Americans’ financial futures.
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Rising #longevity combined with declining #financialliteracy is leaving leaves many #retirees vulnerable to retirement insecurity, explain Wharton Professor Olivia S. Mitchell and co-authors.
31.07.2025 13:13 — 👍 0 🔁 0 💬 1 📌 0
💡 Now Posted: Stephen P. Utkus shares insights on the economic and policy challenges of longer lives—how extending not just lifespan, but healthspan, is essential to the future of retirement and aging.
▶️ Watch on our YouTube channel: bit.ly/450urwo
📌Read their working paper here: bit.ly/45hVsg9
📈 Now Posted: David McCarthy, Professor of Risk Management & Insurance (University of Georgia), brings an actuarial perspective to healthy aging and retirement.
▶️ Watch his full presentation on our YouTube channel: bit.ly/458kmxK
📌Read his working paper here: bit.ly/45hVsg9
