Matt Holmes

www.cobuy.io/blog/cobuy-c...

If it's tough for us with all our infrastructure?

No shot 2–4 people co-owning a home can do it without proper systems.

Co-ownership is a small business. It needs a system of record.

That's what we're building.

We're a systems-driven startup with 3 FT co-founders.

We have systems and tech that should solve payment tracking.

But today: hours spent untangling what's due, when, and why.

Different structures. Different frequencies. Different channels screaming updates.

PSA: If parents help with a down payment...details matter.

🎁 Gift → requires paperwork + lender notice
✂️ Loan → requires paperwork + lender notice
🏠 Co-sign → ties up parent's debt capacity
💰 Investment → creates ownership stake

Clarify early. Don't wait until tax time (things get messy).

Co-buying payment pyramid showing 30+ parties get paid at closing and leave

This pyramid is why your parents' agent isn't enough.

Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.

Before hiring: "How many non-married co-buyer deals?"

Zero = run.

Reply CHECKLIST for the guide.

Co-buying and co-owning a home are complicated.

So many moving parts; and they're all inter-related, which makes things tougher.

After nearly 9 years, here's what we know:

Best way to solve this set of complicated challenges? Break it down into small pieces. Tackle them systematically.

I’ve watched co-buyers lose homes + relationships over missed deadlines.

That’s why we built the Property Events Calendar — the heartbeat of Co-ownerOS™.

Co-buying a home with family or friends? That’s $350k+ at risk, $700k+ on the line.

We built Co-ownerOS™ so groups don’t gamble with that.
⚡ $400 Annual Pass ends Aug 22 → cobuy.io/annual-pass

Will we ever get enough housing? The future holds promise How can we achieve more and better housing? Denser neighborhoods. Smaller homes, some modular or printed in 3-D. Properties co-owned. ADUs sold separately.

🏠 CoBuy featured in the LA Times!

Their piece on housing's future highlighted how more friends are co-buying than ever—30% of US home sales now involve co-buyers.

Young people aren't waiting for perfect situations. They're pooling resources to build wealth together.
www.latimes.com/california/s...

We didn't set out to build Co-ownerOS™.

It's an evolution--years of helping CoBuy groups of all shapes and sizes. Siblings, friend groups, parents helping kids, intergenerational households, multiple couples...imagine a combo. We've been privileged/entrusted to work on. And we're co-buyers, too.

CoBuy: Plan, Co-buy & Co-own Your Home with Co-ownerOS™ Simplify home co-buying & co-ownership with Co-ownerOS™. Your trusted partner to plan, purchase, and manage property together.

The 6-month mark is when co-buying gets weird. Questions pile up. Static builds. Kitchen conversations go nowhere.

We've learned: people just need to talk. Make the implicit explicit. Get it structured before small doubts become big problems.

Structure is love.

→ cobuy.io

The only thing 'crazy' about friends buying together (multi-party investment management) = just winging it.

That's why we built Co-ownerOS™. cobuy.io

Screenshot of Moneywise article featuring co-buying as transformative shift with CoBuy mentioned as platform helping people through co-ownership process

Moneywise called co-buying transformative.

9 years ago, we started CoBuy from our own experience: homeownership was broken.

Sometimes the future takes a while to become obvious.

moneywise.com/mortgages/ch...

The co-ownership honeymoon ends the first time the toilet breaks on a Tuesday.

Suddenly, "we'll figure it out" becomes a fight over a $300 plumber bill that kills a 15-year friendship.

You don't need more trust. You need a system.

We help you build it.

It's done. Pilot Pass campaign closed!

To everyone who joined: you're legends.

To our Mission Supporters: you've been with us since day one. Thank you.

To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.

Co-ownerOS™ Pilot Pass · 2 Years · $500 Flat · Ends June 1 Lock your group's co-ownership tools for 2 years with one $500 payment. Align before you sign. Skip $10k+ legal fees. Next 50 groups only. Ends June 1.

cobuy.io/campaign

Co-ownerOS Pilot Pass closes in 90 minutes.

If you're planning to buy property with partners in 2025:
- Cut your search time by 50%
- Protect against $350k in identified risks
- Get peace of mind

GPilot Pass for $500 (fixed) saves you $4,200+.

Closes at 11:59 PM PT tonight ⏰

Your Co-ownership Agreement sorted in 45 min.
No lawyers. No drama. Just protection.

Pilot Pass:
→ $500 flat (2-4 people, 2 years)
→ Tomorrow: $49/person/month

Get yours before midnight: cobuy.io/campaign

We just dropped $10K in free co-buying resources.

Plus how to save $4,204 before tomorrow night.

RT to help someone protect their $350K investment 👇

bsky.app/profile/cobu...

Co-ownerOS™ Pilot Pass · 2 Years · $500 Flat · Ends June 1 Lock your group's co-ownership tools for 2 years with one $500 payment. Align before you sign. Skip $10k+ legal fees. Next 50 groups only. Ends June 1.

We've helped 20+ co-buyer groups achieve homeownership together! Tonight, he made sure more will reach that dream.

27 hours to protect your group → cobuy.io/campaign

Co-ownership risk calculator showing $350,000 at risk (47% of home value) for 3 co-owners buying a $750,000 home together

$350k - average co-buyer risk on a $750k home

Built a calculator after 9 years seeing what goes wrong in co-ownership

Check yours: www.cobuy.io/campaign#cal...

Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704

Screenshot of CoBuy custom's LinkedIn post showing his Co-ownerOS™ purchase and shout out.

Co-buyers Alex + crew—Pilot Pass in hand. Two years, four co-buyers, $500. Offer shuts 11:59 pm PT.

www.cobuy.io/campaign

Most co-buyers skip legal protection entirely.

This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.

Last 36 hours at $500: cobuy.io/campaign

Split-screen graphic comparing $500 today vs. $4,704 after May 27 for the same 2-year Co-ownerOS™ Access.

Sometimes the best deals are the simplest ones.

$500 today.
$4,704 Wednesday.

Same Co-ownerOS™. Your call.

Last 36 hours → cobuy.io/campaign

Co-ownerOS™ Pilot Pass · 2 Years · $500 Flat · Ends May 27 Lock your group's co-ownership tools for 2 years with one $500 payment. Align before you sign. Skip $10k+ legal fees. First 50 groups only. Ends May 27.

Just launched our Co-ownerOS™ Pilot Pass: $500 covers your entire group (up to 4 buyers) for 2 years. Zero monthly fees, no $10k lawyer bills. Only 50 passes, offer ends Monday night. Details ↓

www.cobuy.io/campaign?utm...

Blockchain pioneer and serial entrepreneur joins CoBuy as Advisor.

James Anderson joins CoBuy as Advisor!

We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.

James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.

🏠 Co-buying ≠ chaos when you’ve got Co-ownerOS™.
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.

🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign

Here we go!

🏠 Save $10k+ on co-buying legal fees—200 Lifetime Co-ownerOS™ passes open in 24 h.

Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.

⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.

👀 Want first dibs? 👇

Just asked my 85yo grandma:

Me: "If you and I co-buy a home together, what are your top questions/concerns?"

Gran: "I'd have tons of questions. But they always seem to come up after the fact."

Bingo.