Thomas Neville's Avatar

Thomas Neville

@goobermunch.bsky.social

Colorado Lawyer. Gamer. Dad. He/Him/His. Grammarchist. Inventor of the Temu tostada at Taco Bell. Law: personal injury, insurance, video games, appeals, litigation. Games: tabletop, war, video, minis. My job is cooler than yours.

4,301 Followers  |  1,861 Following  |  18,885 Posts  |  Joined: 14.06.2023
Posts Following

Posts by Thomas Neville (@goobermunch.bsky.social)

It’s like no one taught them that the only correct answer to “what’s the worst that can happen” is “we have a failure of imagination.”

03.03.2026 09:58 — 👍 11    🔁 1    💬 0    📌 0

No.

For one thing access to a thesaurus actually makes a writer smart, fresh, trendy, dapper, natty, urbane, saucy, modish...

03.03.2026 09:23 — 👍 150    🔁 21    💬 7    📌 0

It’s only five characters?

03.03.2026 09:27 — 👍 5    🔁 0    💬 1    📌 0

I could dump the resin, but it’s been sealed in the printer, which is sealed in a grow tent.

If I’d done a proper cleanup last time, I’d have poured it back into the bottle. So it’s not that different a storage situation.

I think.

🤞

03.03.2026 06:14 — 👍 1    🔁 0    💬 0    📌 0

Worst case scenario, I lose 5.5 hours of machine time and have to dispose of some resin....

(Unless there's something I'm not considering....)

Best case scenario, it works like expected and I end up with some Necron bases.

03.03.2026 06:08 — 👍 0    🔁 0    💬 2    📌 0

Firing up the resin printer for the first time in 6 months.

Oh. I forgot to clean out the tank the last time I used it.

This should be interesting....

03.03.2026 06:05 — 👍 4    🔁 0    💬 1    📌 0

I picked up one of my dad’s prescriptions then delivered groceries to my folks.

03.03.2026 05:55 — 👍 2    🔁 0    💬 0    📌 0

Shorter: ai/dr.

03.03.2026 05:53 — 👍 27    🔁 3    💬 2    📌 0

Nice work!

03.03.2026 05:52 — 👍 0    🔁 0    💬 1    📌 0

Damn.

03.03.2026 05:50 — 👍 0    🔁 0    💬 0    📌 0

Can you fit five elephants into a VW Bug?

Sure. Put two in the front, two in the back, one in the glove box, and pack the trunks under the hood.

03.03.2026 05:19 — 👍 3    🔁 0    💬 0    📌 0

Know how to get an elephant into a VW Bug?

Open the door, slide the seat back, and put the elephant inside.

How many elephants will fit in a VW Bug?

Four. Two in the front, two in the back.

03.03.2026 05:19 — 👍 5    🔁 0    💬 1    📌 0

Tide pools are fucking awesome.

03.03.2026 05:01 — 👍 5    🔁 0    💬 0    📌 0

Fuck cancer.

03.03.2026 02:57 — 👍 21    🔁 6    💬 1    📌 0
Hecla Min. Co. v. New Hampshire Ins. Co., 811 P. 2d 1083-...
vervinyyy
The appropriate course of action for an insurer who believes that it is under no obligation to defend, is to provide a defense to the insured under a reservation of its rights to seek reimbursement should the facts at trial prove that the incident resulting in liability was not covered by the policy, or to file a declaratory judgment action after the underlying case has been adjudicated. 101 See Reliance v.
Martin, 126 III.
*1090 App.3d at 97, 81 III. Dec. at 590, 467
N.E.2d at 290; City of Willoughby Hills v. Cincinnati Ins.
Co., 459 N.E.2d at 558. Determining the duty to defend based on the allegations contained within the complaint comports with the insured's legitimate expectation of a defense, and prevents the insurer from evading coverage by filing a declaratory judgment action when the complaint against the insured is framed in terms of liability coverage contemplated by the insurance policy.(11] Hartford Ins.
Group v. District Court, 625 P.2d 1013, 1018 (Colo. 1981).

Hecla Min. Co. v. New Hampshire Ins. Co., 811 P. 2d 1083-... vervinyyy The appropriate course of action for an insurer who believes that it is under no obligation to defend, is to provide a defense to the insured under a reservation of its rights to seek reimbursement should the facts at trial prove that the incident resulting in liability was not covered by the policy, or to file a declaratory judgment action after the underlying case has been adjudicated. 101 See Reliance v. Martin, 126 III. *1090 App.3d at 97, 81 III. Dec. at 590, 467 N.E.2d at 290; City of Willoughby Hills v. Cincinnati Ins. Co., 459 N.E.2d at 558. Determining the duty to defend based on the allegations contained within the complaint comports with the insured's legitimate expectation of a defense, and prevents the insurer from evading coverage by filing a declaratory judgment action when the complaint against the insured is framed in terms of liability coverage contemplated by the insurance policy.(11] Hartford Ins. Group v. District Court, 625 P.2d 1013, 1018 (Colo. 1981).

There’s some decent authority on the correct course of action. But, as I said, it’s usually honored in the breach.

03.03.2026 02:30 — 👍 0    🔁 0    💬 0    📌 0

…with recoupment.

03.03.2026 02:25 — 👍 0    🔁 0    💬 1    📌 0

Yes, but waiting to file the Dec action until after a verdict limits the carrier’s bad faith exposure. Carriers prefer to rush the process and gamble on the bad faith because an early decision does what you said: protects them from paying defense costs. But it’s not like Meta is going to struggle…

03.03.2026 02:25 — 👍 0    🔁 0    💬 1    📌 0
Preview
a man in a tuxedo and bow tie is looking at the camera with a serious look on his face . Alt: a man in a tuxedo and bow tie is looking at the camera with a serious look on his face. He fans a deck of cards across the table and plucks the ace of diamonds from the deck.

But do you file the dec action now? Or wait for a verdict?

03.03.2026 02:23 — 👍 1    🔁 0    💬 0    📌 0

…a dec action until after the jury makes a decision (because that eliminates any uncertainty about how it’s going to rule). But that’s not what carriers like to do…..

03.03.2026 02:20 — 👍 0    🔁 0    💬 1    📌 0

In my experience, a carrier seeking to deny coverage has to show that there are no covered claims. That requires an eight corners analysis of the allegations in the complaint against the policy’s language.

Of course, the best move for the carrier is to reserve its rights and wait to file…

03.03.2026 02:20 — 👍 1    🔁 0    💬 1    📌 0

Either that or they’re taking a page from Peter Theil’s campaign to destroy Gawker. Terry Bollea’s lawyers.

They explicitly pleaded out of coverage to bankrupt Gawker.

Meta’s pockets are deeper, but with enough cases, it could eventually have a significant impact….

03.03.2026 02:12 — 👍 1    🔁 0    💬 0    📌 0

This is why government shouldn't be viewed as an ordinary market participant. It doesn't have to negotiate. It can simply legislate or regulate to get what it wants.

Or it can do this, which I think is just highway robbery.

02.03.2026 23:57 — 👍 22    🔁 10    💬 0    📌 0

Why is a federal appellate judge asking AI for what should be expert testimony?

02.03.2026 23:14 — 👍 1    🔁 0    💬 1    📌 0

That’s from before they invented dynamism.

02.03.2026 21:52 — 👍 1    🔁 0    💬 0    📌 0

So I can stop spoiler warning the end of Empire Strikes Back?

02.03.2026 21:50 — 👍 1    🔁 0    💬 0    📌 0

This is the timeline where nerd tech company founders got weird ideas from The Lord of the Rings, but I want to live in the timeline where the nerds all read the Discworld series & launched a green energy company called The Fifth Elephant.

02.03.2026 21:31 — 👍 49    🔁 19    💬 5    📌 0

I will gleefully second the advice to read Max's books. They're awesome.

02.03.2026 21:35 — 👍 3    🔁 0    💬 0    📌 0

why is the actual financial market replaying the end bit of @maxgladstone.bsky.social's DEAD HAND RULE, except without the vague hope of Kai Pohala/Tara Abernathy/Elayne Kevarian figuring out how to stop the vampiric draw orchestrated by forever-growth monstrosities

(btw, read Max's books)

27.02.2026 19:22 — 👍 57    🔁 12    💬 4    📌 1

Or six-minute increment.

02.03.2026 20:57 — 👍 2    🔁 0    💬 1    📌 0

A Carolene Products in-joke? Oh, four the love of footnotes.

02.03.2026 19:06 — 👍 26    🔁 1    💬 1    📌 0