Doug Nordman (Nords)

Dementia among your family or friends… or in your finances.
https://wp.me/p13Ju8-nmI
#military #sot #MilitaryLife #vets #milfam #militaryretirement #earlyretirement #milspouse @USAA @MilitaryOfficer @MOAA_MilLife
#FinancialIndependence

Updated with new related links:
“In-service Roth Thrift Savings Plan Conversions”
https://wp.me/p13Ju8-njs
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @MilitaryOfficer @MOAA_MilLife

Yes! Not only has my #military pension grown 82.4% in 23 years, but three of those years were a zero COLA...

We humans intuitively extrapolate compounding geometrically, not the exponential reality. There's also not many 85-year-olds posting about 23 years of Social Security COLAs after age 62.

“But, But, But Nords, You Have A Pension!”
https://wp.me/p13Ju8-nkC
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @MilitaryOfficer @MOAA_MilLife

In this episode of "What’s Your Investment?", Ron talks with Doug Nordman—Navy veteran, author, surfer, and founder of Military Financial Freedom. After serving 20 years of active duty in the U.S.… How Doug Nordman Reached Financial Independence at 41 Years Old

I tremendously enjoyed talking with Ron Arceo at Ignite Funding on the new “What’s Your Investment?” podcast. We cover reaching #FinancialIndependence in the #military (real estate? index funds?) along with frugality vs deprivation. Ron’s a local, too: surfing!
#milspouse #milfam #vets #sot

In-service Roth Thrift Savings Plan Conversions
https://themilitarywallet.com/leave-active-duty-for-reserves/
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @USAA @MilitaryOfficer @MOAA_MilLife #milSO

To nobody’s surprise, here’s my keyword cloud for 2025:

Millionaire Money Mentors Black Friday Sale 2025 - ESI Money Let me be the first to wish you a Merry Christmas! I’m going to keep this (relatively) short and simple since most of you have seen a similar offer in prior years and know what’s going on. This post...

The Millionaire Money Mentors forum is open for the first time in a year.
I joined over five years ago, and it’s changed my life. I also wrote my Millionaire Interview and I stay active on the forum, so my membership is now free. Yours could be too.
esimoney.com/millionaire-...

Happy Thanksgiving 2025 - ESI Money Just wanted to say Happy Thanksgiving to all my readers in the U.S. I hope you have a great day with friends, family, and a ton of awesome food! Also wanted to let you know that tomorrow I’ll be running...

ESIMoney sells memberships in the Millionaire Money Mentors forum (for the first time in a year) on Black Friday.
It’s the best forum I’ve joined in 30 years. I’ve learned life lessons (& saved tens of thousands of dollars). No trolls, no scammers, no spammers.
esimoney.com/happy-thanks...

The 4% Safe Withdrawal Rate isn’t guaranteed to last for more than 30 years, but failures are rare! Learn more about it here, and boost your financial resilience for #FinancialIndependence.
#military #milfam #milspouse #sot #vets

Flip The Value: Facing Decisions - Military Financial Advisors Association A practical framework for making confident decisions by “flipping the value” and viewing costs, time, and trade-offs from every angle.

Now that Veterans Day is over and Black Friday approaches… how did you decide what you wanted?
Are you still trading too much life energy for “free”?
Are you still feeling the emotions of the scarcity mentality?
Do you have a mental goal of “enough”?

How Institutions, the Media, and Money Bloggers Address Working in Retirement - ESI Money Today we’re concluding our discussion on the Retirement Police. So far we’ve had two posts in this series: Grappling with the Retirement Police The Changing Definition of Retirement You’ll want to…

“Why yes, yes I am really retired.”
ChatGPT (and ESIMoney) agree.
An update on the Perpetual Internet Debate about what retirement really means.
esimoney.com/how-institut...
#military #milspouse #milfam #sot #vets

Speaking of Veterans Day, CFP Daniel Kopp has updated his gigantic guide to #military and #vets educational benefits:
buff.ly/B40mKMZ
This applies to #milspouses and families as well!
It’s the most comprehensive summary I’ve ever seen, and I learned a few details.

The tripwire of the 4% Safe Withdrawal Rate is your chance to change your life-- not just go FI.
Working for "just one more year" is burning life energy (which you might not have) for more money (which you will not need).
Cut your work hours, or go remote, or change your job/career. But no OMYS!

What's scarier than losing a workplace identity?

Not planning for a life after career-- or even dying on the job.

If you can reach #FinancialIndependence, then you can figure out how to evolve into your new identity after the #military and other careers.

I just spent a CampFI weekend with 60 fellow money nerds, reviewing our #FinancialIndependence plans and our life transitions.
Then another Millionaire Money Mentor wrote about hers. I’ve learned a lot from her over the last five years on that forum, and you can too:
esimoney.com/transitions-...

You #military veterans: what are your three life lessons from your service?
Oh, and the rest of that episode covers the tactics of saving & investing for military #FinancialIndependence.
#milspouse #milfam #vets #sot

You #military #vets already know the answer to this one.
Oh, and #FinancialIndependence gives you choices, even in an all-volunteer force.
#milfam #milspouse #sot

Raising Your Money-Savvy Family For Next Generation Financial Independence Buy Raising Your Money-Savvy Family For Next Generation Financial Independence: Read Kindle Store Reviews - Amazon.com

Besides the blog posts, we go into details in our book "Raising Your Money-Savvy Family For Next Generation #FinancialIndependence."

Check your local public (or #military base) library for print, eBook, and audio editions.
www.amazon.com/Raising-Mone...

Earning was how she saved up for the expensive toys. After finishing her chores we'd pay [$age/hour] for washing cars, yardwork, painting, and other age-appropriate tasks. As a teen she learned (supervised) plumbing & electrical.
In high school she worked part-time at a Kumon center!

Book review: "You're On Your Own". #military, #sot, #MilitaryLife, #vets, #milfam, #militaryretirement, #milspouse

Parent's letter to an 18-year-old: #military, #sot, #MilitaryLife, #vets, #milfam, #militaryretirement, #milspouse

A money-smart kid:#military, #sot, #militarymon, #MilitaryLife, #vets, #honorvets, #militaryretirement, #earlyretirement

Here's an #military excerpt from a #FinancialIndependence episode with Chris at #Financipation. We had a great talk about building wealth, even if you did it with a lower-paying career and a high savings rate.
In the full episode, we dive a lot deeper!
#milfam #milspouse #sot #vets

Questions About Medicare + Tricare? We Have Answers:
https://wp.me/p13Ju8-ngZ
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @MilitaryOfficer @MOAA_MilLife

Full episode at that link.

Try before you buy: check your local public library (or #military base library) to find "Raising Your Money-Savvy Family For Next Generation Financial Independence"... in all three formats.

The audiobook is recorded in our voices, including JL Collins on his foreword!

This is one of the most enjoyable podcast episodes I've ever recorded. (And I've guested on a lot of podcasts.) It came out of a chance meeting with Chris at FinCon24.

Here's an excerpt, with a link to the one-hour episode.
#FinancialIndependence #military #milspouse #sot #milfam

Money Life with Chuck Jaffe: Jillian Johnsrud: 'Why retire once when you can retire often?'  , the podcaster behind "," and the author of a new book out this week that goes by the same title, says that a lot of people mess up their retirement lifestyle by not preparing for it with smaller retirements...

FinCon25 is a wrap! One of my favorite parts is recording with Chuck Jaffe and the Money Life show about #military #FinancialIndependence at 48:30.

FinCon • The business event for money creators FinCon is the business event for money creators, helping you go pro and scale. Join us September 10-12, in Portland, Oregon!

FinCon26 passes are on sale now!

finconexpo.com
16-18 September 2026, Palm Springs CA
And yes, I’ve already bought my Creator Pass.
#military #milspouse #vets #FinancialIndependence

Here’s a rare & valuable offer: write your Millionaire Interview and get free membership in the Millionaire Money Mentors forum.
buff.ly/jLVdUt6
No trolls, no spammers, no scammers, no ads. It’s the best forum I’ve ever enjoyed since USENET.
#military #milspouse #sot #vets #FinancialIndependence