Doug Nordman (Nords)'s Avatar

Doug Nordman (Nords)

@themilitaryguide.bsky.social

Military & family personal-finance author. Expert on financial independence.

83 Followers  |  40 Following  |  5,706 Posts  |  Joined: 13.12.2024  |  1.7536

Latest posts by themilitaryguide.bsky.social on Bluesky

You #military #vets already know the answer to this one.
Oh, and #FinancialIndependence gives you choices, even in an all-volunteer force.
#milfam #milspouse #sot

08.10.2025 18:15 — 👍 2    🔁 0    💬 0    📌 0
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Raising Your Money-Savvy Family For Next Generation Financial Independence Buy Raising Your Money-Savvy Family For Next Generation Financial Independence: Read Kindle Store Reviews - Amazon.com

Besides the blog posts, we go into details in our book "Raising Your Money-Savvy Family For Next Generation #FinancialIndependence."

Check your local public (or #military base) library for print, eBook, and audio editions.
www.amazon.com/Raising-Mone...

06.10.2025 00:56 — 👍 2    🔁 0    💬 1    📌 0

Earning was how she saved up for the expensive toys. After finishing her chores we'd pay [$age/hour] for washing cars, yardwork, painting, and other age-appropriate tasks. As a teen she learned (supervised) plumbing & electrical.
In high school she worked part-time at a Kumon center!

06.10.2025 00:56 — 👍 2    🔁 0    💬 1    📌 0
Book review: You’re On Your Own In our house, books have been an essential parenting tool. I must have read a six-foot stack of them just to try to find a clue our way through all the stages from pregnancy to college applications. Some are the type of books that you leave on the familyroom table (or in the kid's bathroom) for them to discover on their own.

Book review: "You're On Your Own". #military, #sot, #MilitaryLife, #vets, #milfam, #militaryretirement, #milspouse

05.10.2025 00:25 — 👍 1    🔁 0    💬 0    📌 0
Parent’s letter to an 18-year-old After those last two blog posts, it's time to lighten things up a little. Let's talk about figuring out the "new rules" when your fledgling leaves the nest. Our daughter has given me permission to blog about an e-mail that we sent her a few weeks after she started college. Until she turned 18, her checking account and her credit card were still held jointly with me.

Parent's letter to an 18-year-old: #military, #sot, #MilitaryLife, #vets, #milfam, #militaryretirement, #milspouse

05.10.2025 00:23 — 👍 0    🔁 0    💬 0    📌 0
Raising a money-smart kid Our college daughter (just survived freshman year!) spent the last couple weeks at home. As she was reviewing the packing list for next month's NROTC training, she noticed that it included traveler's checks. "Traveler's checks"?!? If you're at least in your 40s then you may have dim memories of using them in your youth. If you're in your 20s then you may not have any idea what they are or how they're used.

A money-smart kid:#military, #sot, #militarymon, #MilitaryLife, #vets, #honorvets, #militaryretirement, #earlyretirement

05.10.2025 00:21 — 👍 0    🔁 0    💬 1    📌 0

Here's an #military excerpt from a #FinancialIndependence episode with Chris at #Financipation. We had a great talk about building wealth, even if you did it with a lower-paying career and a high savings rate.
In the full episode, we dive a lot deeper!
#milfam #milspouse #sot #vets

02.10.2025 15:54 — 👍 1    🔁 0    💬 1    📌 0
Questions About Medicare + Tricare? We Have Answers. Have you thought about your Medicare supplemental insurance yet? Or even more challenging: will you have to help an elder work through their decisions? How will it affect your financial independence? I learned a lot about Medicare Part B and Part D insurance policies while taking care of my father’s finances, and I learned even more this year when I signed up for my own Medicare…

Questions About Medicare + Tricare? We Have Answers:
https://wp.me/p13Ju8-ngZ
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @MilitaryOfficer @MOAA_MilLife

02.10.2025 14:56 — 👍 1    🔁 1    💬 0    📌 0

Full episode at that link.

Try before you buy: check your local public library (or #military base library) to find "Raising Your Money-Savvy Family For Next Generation Financial Independence"... in all three formats.

The audiobook is recorded in our voices, including JL Collins on his foreword!

24.09.2025 15:11 — 👍 1    🔁 0    💬 1    📌 0

This is one of the most enjoyable podcast episodes I've ever recorded. (And I've guested on a lot of podcasts.) It came out of a chance meeting with Chris at FinCon24.

Here's an excerpt, with a link to the one-hour episode.
#FinancialIndependence #military #milspouse #sot #milfam

22.09.2025 15:10 — 👍 2    🔁 0    💬 2    📌 0
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Money Life with Chuck Jaffe: Jillian Johnsrud: 'Why retire once when you can retire often?'  , the podcaster behind "," and the author of a new book out this week that goes by the same title, says that a lot of people mess up their retirement lifestyle by not preparing for it with smaller retirements...

FinCon25 is a wrap! One of my favorite parts is recording with Chuck Jaffe and the Money Life show about #military #FinancialIndependence at 48:30.

13.09.2025 15:05 — 👍 2    🔁 0    💬 0    📌 0
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FinCon • The business event for money creators FinCon is the business event for money creators, helping you go pro and scale. Join us September 10-12, in Portland, Oregon!

FinCon26 passes are on sale now!

finconexpo.com
16-18 September 2026, Palm Springs CA
And yes, I’ve already bought my Creator Pass.
#military #milspouse #vets #FinancialIndependence

12.09.2025 23:50 — 👍 1    🔁 0    💬 0    📌 0
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Here’s a rare & valuable offer: write your Millionaire Interview and get free membership in the Millionaire Money Mentors forum.
buff.ly/jLVdUt6
No trolls, no spammers, no scammers, no ads. It’s the best forum I’ve ever enjoyed since USENET.
#military #milspouse #sot #vets #FinancialIndependence

30.08.2025 15:38 — 👍 2    🔁 0    💬 0    📌 0
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Next month I’m attending my 13th #FinCon. I met Monica Scudieri at FinCon18 when she was launching her coaching business and her book. Enjoy her episode with XYPN about advisor/coach differences, the pricing, and what clients can expect.
buff.ly/Kf4XclT
#FinancialIndependence #military #milspouse

16.08.2025 14:51 — 👍 1    🔁 0    💬 0    📌 0
Medicare, Tricare For Life, And Your Expiring Military ID Card A reader writes: “Hey Nords, are you old enough for Tricare For Life yet?” “I have been a long time reader of your website and enjoyed the many posts you've made. My wife and I are both retired from the military. As we have continued to look into our retirement when the kids finally graduate and leave for college, the part that Medicare plays for our healthcare is somewhat confusing.

Medicare & Tricare For Life: Has Your Retiree #Military ID Card Expired Yet?
(65th birthday special post.)
https://wp.me/p13Ju8-nf0
#sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @USAA @MilitaryOfficer @MOAA_MilLife

07.08.2025 14:57 — 👍 0    🔁 0    💬 0    📌 0
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What happens when you’re a dual-military couple with way too much sea duty? Lean #FinancialIndependence comes a lot faster, even if you’re not getting submarine pay.
buff.ly/1kwuVs8
#military #milfam #milspouse #sot #vets

31.07.2025 15:10 — 👍 2    🔁 0    💬 0    📌 0
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Enjoy a short clip of Financipation’s Chris Phelps and I talking about #military service and the 1980s-90s days of the #FinancialIndependence movement.
buff.ly/NO9SBW5
We’re building on our chance meeting at #FinCon.
#milspouse #vets #sot #milfam

23.07.2025 14:50 — 👍 0    🔁 0    💬 0    📌 0
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Enjoy a conversation with Chris Phelps of Financipation about reaching #FinancialIndependence. (We met during #FinCon.) We talked about investing since the 1980s, mistakes along the way, lessons from 23 years of FI, and raising your family for it.
buff.ly/k3hVqqQ
See you at FinCon25!
#milfam #vets

15.07.2025 14:39 — 👍 1    🔁 0    💬 1    📌 0
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My latest guest post for a Hawaii budget getaway or staycation:
buff.ly/KUTZfX9

If you have a U.S. #military DoD card, then you’re probably eligible to use the Navy’s Barbers Point beach cottages on Oahu.

Check your eligibility here with a PDF download:
buff.ly/w6LWpxI
#milfam #milspouse #vets

07.07.2025 14:56 — 👍 1    🔁 0    💬 0    📌 0
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What’s The Next Step To Financial Independence? A reader writes: Hi Nords, I have a few questions I'm hoping you can help me with. I trust your expertise in these matters. I am currently an E-8 with seven years to go until retirement. I am hoping I make it to 20 years active and can retire an E-9. I'll be 48 years old at that point and don't really want to work a "job-job" after that.

What's The Next Step To #Military #FinancialIndependence? http://wp.me/p2M8sB-3AX #sot #vets #milspouse #militaryretirement

03.07.2025 23:39 — 👍 2    🔁 0    💬 0    📌 0
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It’s been a few years since I last guested on The #Military Money Manual podcast. Spencer and I talk about the emotions of VA disability claims, “I’m good!”, toxic pride, and the challenges of navigating the system.
It’s not about you: do it for your loved ones.
buff.ly/IPY4Z7B
#milspouse #vets

26.06.2025 15:09 — 👍 0    🔁 0    💬 0    📌 0
The PACT Act, VA disability screening, cholesterol, and cardiac risks This post is about living your best life in financial independence… while you still can. As you veterans know, if we’d realized that we were going to survive our military careers then we would have taken better care of ourselves. I’ve already posted about the PACT Act to help motivate vets to update their VA disability claims. The “Related articles” section at the bottom of this post has more info about the screening process…

The PACT Act, VA disability screening, cholesterol, and... cardiac risks.
https://wp.me/p13Ju8-n91
#military #sot #MilitaryLife #vets #milfam #milspouse @USAA @MilitaryOfficer @MOAA_MilLife

08.05.2025 15:05 — 👍 1    🔁 0    💬 0    📌 0
Living your financial independence– by making a better workplace?!? This seems counterintuitive, doesn't it?  Why would anyone want to celebrate their financial independence by making work better? Of course you could quit paid employment as soon as you reach FI, but you might also decide to keep working as long as you find it challenging & fulfilling (and maybe even fun).  Better still, the workplace is a great opportunity to...

Living your financial independence-- by making a better workplace?!?
https://wp.me/p13Ju8-n8z
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse @MilitaryOfficer @MOAA_MilLife

24.04.2025 15:13 — 👍 1    🔁 0    💬 0    📌 0
“Why Do We Start Our Financial Independence With Two Years’ Expenses In Cash?” Are you ready to launch into your new financially-independent life, but nervous about how the money’s going to work out? You’re not alone. I’m getting a lot of questions about Sequence Of Returns Risk. People are familiar with the 4% Safe Withdrawal Rate, yet we all worry about its potential failures. “Safe” isn’t enough reassurance whenever there have been failures. We humans will still obsess over a single failure even after 99 consecutive successes.

“Why Do We Start Our Financial Independence With Two Years’ Expenses In Cash?”
https://wp.me/p13Ju8-n82
#military #sot #MilitaryLife #vets #milfam #militaryretirement #milspouse

10.04.2025 15:01 — 👍 0    🔁 0    💬 0    📌 0
Yet Another John Hancock Long-Term Care Insurance Update Me, a decade ago: “John Hancock made my father’s long-term care insurance claim the worst financial experience ever.” John Hancock LTC team, a decade later: “Hey Nords, hold our beer.” This letter claiming to be from John Hancock arrived in December 2024, just before the holidays. “Upon a recent review of your… long-term care insurance policy, insured and administered by John Hancock, we have discovered there are still benefits remaining, even though your claim ended on 10/5/

Yet Another John Hancock Long-Term Care Insurance Update.
And lawyers.
https://wp.me/p13Ju8-n5G
#military #sot #MilitaryLife #vets #milfam #milspouse

27.03.2025 15:03 — 👍 1    🔁 0    💬 0    📌 0
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I don't know whether I'm annoyed or proud.
I've had a Hawaii postal address for over 35 years.
Yet Google thinks I live in Japan due to visiting for seven weeks of 2023.
I wonder if they'll think I live in Bangkok after four weeks there in 2024?
Wait until we buy plane tickets for 2025...

26.03.2025 14:43 — 👍 0    🔁 0    💬 0    📌 0
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Learn about #military life beyond active duty: in the Reserves or National Guard. Ryan Guina of TheMilitaryWallet talks Guard pay, TSP, Tricare, VA disability, and mobilizations.
buff.ly/gPH1yFi
“Don’t gut it out to 20.”
#FinancialIndependence #milspouse #milfam #sot #vets

25.03.2025 14:46 — 👍 0    🔁 0    💬 0    📌 0

Yes! Let me update my old post from peak pre-pandemic conferences.

Regrettably, it's also time to replace "FI Chautauqua" with something else. Maybe FI Freedom Retreat? Any additional suggestions?

20.03.2025 03:35 — 👍 1    🔁 0    💬 0    📌 0
Medical Tourism at Bangkok’s Bumrungrad Hospital (2025 update) Whether or not you’re financially independent, when was your last physical exam? This post updates our medical tourism travels for our third visit to world-famous Bumrungrad Hospital. If you’ve never been there (or in Thailand) then please read this 2014 post first for more context about our Bangkok trips. And of course if you want to see the rest of our 29 days in Bangkok, feel free to stalk…

Medical Tourism at Bangkok’s Bumrungrad Hospital (2025 update)
https://wp.me/p13Ju8-n7v
#military #sot #MilitaryLife #vets #milfam #milspouse @USAA @MilitaryOfficer @MOAA_MilLife

13.03.2025 15:01 — 👍 1    🔁 0    💬 0    📌 0
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Here's how you know when you have... enough... courtesy of JL Collins:
Spotting lost cash on the ground and leaving it for someone else to discover.
#FinancialIndependence

11.03.2025 14:40 — 👍 1    🔁 0    💬 0    📌 0

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