Stephanie Hawthorne

How to stop Reeves' Budget wrecking your finances: JEFF PRESTRIDGE Now is the moment to ensure your household finances and long-term investments are sufficiently robust to withstand Rachel Reeves' attack.

mol.im/a/15281239 Some great suggestions to beat the budget by Jeff Prestridge

Long-term thinking needed for any Budget reforms Government borrowing is the highest since 2020, according to the Office for National Statistics.

www.ftadviser.com/budget/2025/... Article by me for @ftadviser.com @moorgatemermaid.bsky.social - Chancellor -don't just 'firefight' but plan for the years, decades and even the century ahead - pensions is an 80 year project-not 'a back of an envelope' Budget gimmick.

Calling all King's College London Students & Alumni tennis fans. Don't miss next yr's KCL Tennis Day -this Sept some 40 players, (incl me) gave their best shot(s) in a mixed doubles tournament at Redbridge preceded by a dinner at Queen's @suesearle @KCLalumni @stscsport @the_LTA

As we say a sad farewell to Summer, Autumn brings its own fruitful joys too: pictures taken yesterday from Telegraph Track in the London Borough of Sutton

Heard about another possible duty for pension trustees to consider yesterday on BBC R4 - a very wide interpretation of ESG for pension property investors to include building aesthetically pleasing dwellings and public buildings. For me, build homes at least with enough storage space!

Djokovic now playing mixed doubles - US Open - now on Sky Tennis

A ‘deemed expense’ system could better help HMRC close the tax gap Around half of working-age people in the UK have the numeracy skills of a primary schoolchild, according to the charity National Numeracy. Yet the UK tax code is more than 22,000 pages long.

Can we help the burgeoning army of UK gig workers from journos to gardeners? A simple automatic deduction of expenses by HMRC based on average earnings rather than completing long tax returns may be better, I write today #tax #freelance
www.ftadviser.com/tax/2025/8/7...

UK homeowners may be “millionaires on paper” yet unable to afford to pay council tax and while their adult children can't afford to buy a home
My latest The People's Friend Money Page features Lifetime Mortgages. Is raiding the "piggy bank" that is your home advisable?

A great book by former Pensions World and Cambridge University alumnus Mic Wright

A box full of the book Breaking: How The Media Works, When it Doesn’t, And Why it Matters

My book came out last week. My author copies just arrived today. My small study now looks like a very egotistical warehouse.

You too can join the craze for owning this book geni.us/BreakingMicW...

How fake-will fraudsters steal millions from the dead A trail of suspicious wills led to an organised gang committing fraud and stealing millions from dead people's estates.

www.bbc.co.uk/news/article...

A big THANK YOU for the brilliant editing by you, Melanie and the supportive ways of the whole @ftadviser.com team.

Deer in Bushey Park in South West London today. Now on my way to the WTW Media awards party tonight.

Are there tooo many isa types. They need reform and simplification. Few journalists can sum up every option and caveat in 600 words - pity the poor consumer navigating this' minefield' with Pooh traps a plenty.
www.bbc.co.uk/news/article...

Does anyone have a telephone number of the LTA tennis as I think my friend may have landed on a clone bogus site. We tried the LTA number ending in 7000 but just got a recorded message. #pensionscams

Britain’s MI6 spy agency promotes ‘Q’ to be first female head  - a another splinter in the glass ceiling

An rainbow arrangement of garden flowers placed on white fabric

Our brains love the colour gradation in rainbows, maybe due to our ancestors searching for sources of water. Looking at plants helps us recover from stress & looking at something we think is beautiful causes dopamine release.
I've posted this photo to alter your brain biochemistry for the better 🌿

‘Is Britain ready for a large cohort of workers in their 60s and beyond?’ The retirement age in Denmark will be a record-breaking 70 from 2040. Estonia, Italy, the Netherlands and Sweden are also all set to raise their state pension age to 70 according to new OECD research....

Here is my June Op Ed for
@ftadviser.com - hope it produces a few fireworks!
@moorgatemermaid.bsky.social
I am already working on the July op Ed with some interesting tax angles - I welcome input from tax specialists:
www.ftadviser.com/pensions/202...

France is ready to fight pension reforms for its long retirement The Council on Retirement Policy has warned that the country’s state pension system could collapse unless the pension age from 64 to 66

France is ready to fight pension reforms for its long retirement

www.thetimes.com/article/ac78...

For anyone interested in longevity, later life or why we age: 'Why we die' is a highly readable book - its first 250
pages makes complex science accessible to the layman. The 2nd half (for nerds) are sources. Author Nobel Prize winner Venki Ramakrishnan deserves every accolade.

1 in 5 people save in current a/cs and have no deposit a/cs at all and £300bn languishes in a/cs earns less than 2% interest. Read my latest @TheFriendMag double page spread on online savings platforms (7 June issue) to make the most of your funds. Out in all good superstores and WH Smith now

‘Ludicrous and unfair’: older workers react to pressure to delay retirement IMF is urging countries globally to act to ease stress on public finances, sparking mainly outrage but also support

www.theguardian.com/money/2025/m...

Denmark to raise retirement age to highest in Europe From 2040, Danish people born after 31 December 1970 will be eligible to retire at 70 years old.

www.bbc.co.uk/news/article...

One in 10 Britons have no savings, UK financial regulator says Stress and anxiety among those with debts remains high but help is available, a major survey finds.

www.bbc.co.uk/news/article... one answer would be flexible easy access workplace savings vehicles aka savings sidecars linked to auto enrolment pensions. Check out my article for @profpensions.bsky.social on this @jonstapleton.bsky.social @bbcnewsnight.bsky.social

City wrangles over plan to get pension funds to invest more in the UK Landmark agreement has been delayed amid concerns over ambition for pension funds to invest 10 per cent of their assets in fast-growing companies

City wrangles over plan to get pension funds to invest more in the UK

www.thetimes.com/article/419a...

‘Dashboard needs huge ad campaign to succeed as pensions poster child’ This week marks a minor milestone, with 20 volunteer major pension players now connected to the MoneyHelper pensions dashboard.

www.ftadviser.com/pension-dash... - my monthly column for @ftadviser.com is published today. The pensions dashboard must be pitch perfect else American giants Apple or Amazon will muscle in on the UK's £3 trillion pensions industry @moorgatemermaid.bsky.social

My latest monthly money page for The People's Friend - out now in all good superstores and newsagents.

DWP to overhaul carer’s allowance checks after overpayment scandal - see today's Guardian

Millions of pensions at risk under Reeves’s new £40bn tax grab Treasury in line for windfall from Chancellor’s plan to let firms raid retirement pots

www.telegraph.co.uk/money/pensio...

‘Govt needs joined-up approach to savers’ money’ People in their 40s face peak pensioner poverty by the time they retire in 2042 and beyond. Worryingly, 17 years is just a twinkling of an eye when it comes to retirement planning. And a question mark...

www.ftadviser.com/retirement-i... my latest monthly column for @ftadviser.com @moorgatemermaid.bsky.social