I work in Lending. A 50-year mortgage is not a game changer. It adjusts your payment at most $250.
But you pay on it for 20 more years. A 50-year mortgage is one of the dumbest things ever.
The Median home price in GA and AL is just under $400k. After closing costs and such, letβs just call it $400k to keep it simple. Even with down payment of 5%.
On a 30-year at current mortgage rates of 6.45% APR, the borrower would pay back $905k. Payment would be around $2,500.
On a 50-year mortgage, the rate would likely be higher based on how lenders actually work. Weβll say 6.75%, borrower would pay back $1.4M. Payment would be around $2330.
So you save $170/mo to pay on it for 20 more years? 50-year mortgages are a scam.
Just to say this, a 50-year mortgage is a bad thing. Itβs a bad idea with minimal functional impact for a borrower.
The only reason why this admin would want a 50-year mortgage is because it will make banks more money.
From @carasik.bsky.social over on FB today (with alt text) about Trump's disgusting, predatory plan to create 50-year mortgages:
11.11.2025 19:31 β π 2 π 1 π¬ 0 π 0
pretty funny how many people are vehemently against the notion: βthe government should do stuff for its citizensβ
30.06.2025 16:13 β π 191 π 25 π¬ 5 π 2
Iβve been thinking about all-time bad QB rooms. Because the Saints will have one.
It might be worse than the 2022-2023 Falcons room of Mariota-Ridder-Woodside-Heinicke or the 2012 Cardinals Skelton-Lindley-Kolb room or the 08 Raiders of JaWalrus-Walter or the 01 Cowboys Carter-Leaf or 2000 Browns.
13.05.2025 03:51 β π 3 π 0 π¬ 0 π 0
Yeah, this isnβt true. Anything he accepts gift wise will be and should be looked upon as a bribe. This is gaslighting, Lipton. Do better.
12.05.2025 14:25 β π 0 π 0 π¬ 0 π 0
So kind of a live and let live view on the LGBT, Abortion stuff and then pretty militant leftist on the rest of it?
12.05.2025 14:12 β π 0 π 0 π¬ 1 π 0
Updated Atlanta Falcons roster and depth chat projection after the Junior Aho cut today.
#RiseUp #DirtyBirds
12.05.2025 14:06 β π 2 π 0 π¬ 0 π 0
Wide Left: A Change
We're announcing changes to Wide Left to find a way to give readers more!
Excited to announce new contributors and a new structure to Wide Left! Adding @katson.bsky.social as COO, @devinjackson.bsky.social as Chief of Content, @dantecollinelli.bsky.social as Editor and noflagsfilm.bsky.social and @benglassmire.bsky.social as Writers!
www.wideleft.football/p/wide-left-...
12.05.2025 14:03 β π 77 π 13 π¬ 10 π 9
Scott Carasik NFL Draft BIG BOARD 2025
My big board for the 2025 NFL Draft with final rankings. Let me know what you think. Who you think I'm too high or too low on and I'll tell you why I am where I am on them if you're wondering. #NFLDraft #NFL docs.google.com/spreadsheets...
10.04.2025 14:59 β π 2 π 0 π¬ 0 π 0
That's fair.
10.03.2025 18:07 β π 0 π 0 π¬ 0 π 0
Twitter is back up. And I instantly got reminded why I fucking hate it sometimes. The "Created account last month 3 follower guy" trolling you.
10.03.2025 17:26 β π 5 π 0 π¬ 1 π 0
It's more that I have all of my stuff set up there in follows and lists. I wish I had it able to import to here.
10.03.2025 17:07 β π 1 π 0 π¬ 0 π 0
(and that's follows. Not followers. I just want to see the same people on my TL that I picked there).
10.03.2025 17:02 β π 2 π 0 π¬ 0 π 0
I just wish I had all the follows I had from twitter here. And my lists. lol
10.03.2025 17:02 β π 2 π 0 π¬ 1 π 0
Tomlin setting up a "one last run" type team if he's bringing in Rodgers.
10.03.2025 16:59 β π 1 π 0 π¬ 0 π 0
Send the Falcons a 7 and eat his contract.
10.03.2025 16:57 β π 4 π 0 π¬ 0 π 0
Way less than I was expecting.
10.03.2025 16:19 β π 3 π 0 π¬ 1 π 0
Twitter completely dying and the stock tanking to $0 would be amazing.
10.03.2025 16:09 β π 5 π 0 π¬ 2 π 0
Been broken all morning
10.03.2025 15:59 β π 0 π 0 π¬ 0 π 0
Having NFL Network on my TV instead of being on social media to get the news of signings feels WEIRD. #NFL
10.03.2025 15:58 β π 0 π 0 π¬ 1 π 0
Last two years was kind of down for him. But it was due to ACL injury in 2023. Will be weird to not have him in 2025 and beyond. Love him here though.
10.03.2025 15:54 β π 1 π 0 π¬ 0 π 0
He'll be in the ring of honor one day. But completely agreed/
10.03.2025 15:53 β π 1 π 0 π¬ 0 π 0
Elon Musk not paying for twitter servers and the whole fucking thing crashing for good would be amazing. Iβd hate to have to recreate the following I had over there but itβd be worth it just to see twitter burn.
10.03.2025 15:52 β π 3 π 0 π¬ 0 π 0
Dalman is gonna get like $19M and he's worth maybe $14M.
10.03.2025 15:49 β π 0 π 0 π¬ 2 π 0
Drew Dalman. Bears.
10.03.2025 15:32 β π 2 π 0 π¬ 1 π 0
Same. 15 years for me.
10.03.2025 15:32 β π 0 π 0 π¬ 0 π 0
He was above average for sure. First year back from a 2023 ACL tear too. Wouldn't be surprised to see him go to Washington though. He loves DQ.
10.03.2025 15:29 β π 1 π 0 π¬ 1 π 0
It'd be the thing that would get me off of twitter. NGL.
10.03.2025 15:27 β π 2 π 0 π¬ 0 π 0
Twitter being down for the start of NFL free agency really sums up how things are going over there.
10.03.2025 15:22 β π 2183 π 221 π¬ 47 π 19
The minute Elon bought the place, it felt like something like this would happen. Heβs a fucking idiot.
10.03.2025 15:23 β π 0 π 0 π¬ 0 π 0
Grady Jarrett will be in the Falcons ring of honor the moment he retires from the NFL.
10.03.2025 15:22 β π 3 π 2 π¬ 0 π 0
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