Riverside Credit Union

When November rolls around...

Trying to save for Christmas but the festive coffees and Secret Santas always win 😭🎄

It’s Safer Gambling Week and we’re joining @SGWeek in reminding everyone to only spend what you can afford 💡

Whether it’s shopping, gaming, or a night out, keeping track of what you’re spending helps you stay in control and enjoy it safely.

Learn more at www.safergamblinguk.org

It’s that time again… you blink and suddenly Christmas is here🎄

To avoid the festive panic, here are a few small things that actually help:

🎁 Make a gift list
📦 Check what you already have
🍪 Add a no-spend night each week
🎄 Start wrapping early

www.riversidecu.com/about/history/

We're seeing an increase in sophisticated scams, and we want to make sure every one of our members stays safe.

Always verify requests for money or information independently by using your own resources to contact the company or person directly

10 tips for saving energy in your home | National Grid Taking steps to improve the energy efficiency of your home is an effective way to save money on fuel bills this winter and in the long term.

Dark by 4pm. Heating’s on. Bank balance freezing 🥶💸

If winter’s stretching your budget, you’re not the only one. A few small changes can help you stay warm without the stress 💙

Looking to earn a little extra before Christmas? 💡

Supermarket and delivery companies usually hire extra staff for the busy season. You could also try selling handmade gifts or offering pet sitting.

Small steps can make a big difference this winter 💙

www.dailyrecord.co.uk/lifestyle/mo...

Winter can be tough on your budget ❄️

Plan ahead by tracking spending, setting a little aside each week and reviewing bills.

If things feel tight, we’re here to help with fair, local advice.💙

riversidecreditunion.co.uk/about-rivers...

It's #OddSocksDay 🥳🧦

Join us & Andy and the Odd Socks in wearing odd socks to celebrate what makes us all unique 💙

Don't forget to show us your best #OddSocks - you might even win a visit from Andy and the Odd Socks🤩 #PowerForGood #AntiBullyingWeek

anti-bullyingalliance.org.uk/anti-bullyin...

📰 #News | LCVS is looking to send out a Winter Edition of our Cost of Living Crisis Help Hub page this December.

We are looking to include useful Liverpool-based services and resources that can be accessed over the Christmas/New Year period.

⬇️See our Submission Guidelines⬇️
🔗 tinyurl.com/LCVS0314

Liverpool's name is believed to come from the Old English words:

'lifer': thick or muddy water

'pōl': a pool or creek

It was first recorded around 1190 as 'Liuerpul', referring to an inlet off the Mersey! Not quite as glamorous as the city today!

www.aqueous-digital.co.uk/articles/10-...

Planning ahead for Christmas? 🎄

With our Instant Loan, you can spread essential costs safely and repay through Child Benefit, PIP or other benefits, as long as your circumstances stay the same.

Borrow responsibly. We’re here to help.

Financial stress can take a real toll on mental health. And when we're struggling emotionally, managing money becomes even harder. It’s a vicious cycle many people face.

Here are some tips for coping techniques ➡️

mentalhealthandmoneyadvice.org/managing-mon....

Christmas can put pressure on our wallets, but what if saving for the festive season also gave you the chance to win cash prizes?

With our PrizeSaver account, you can do both.

So while you build up your Xmas fund, you could also be unwrapping a big win.
riversidecreditunion.co.uk/prizesaver-a...

To celebrate #TrusteesWeek we're spotlighting insights from #Trustees on #SocialInvestment.

Take a look at exclusive archive videos from trustees sharing their approach to navigating risk when it comes to social investment >> www.goodfinance.org.uk/latest/post/...

How to celebrate Halloween on a budget - from costumes to sweets Halloween can be a costly time of year, but there are ways to celebrate on a budget

Want a fun Halloween without frightening your finances? 👻

Experts share clever ways to enjoy the spooky season without scaring your bank balance.

You can still make it magical (and affordable!).

Money term of the day: APR = the real yearly cost of a loan. Ours are always fair and transparent.💙

Live, work, or study in Liverpool? You can become part of your local credit union.

We believe finance should be fair, local and built around people, not profit.

Because when our community thrives, we all do.
riversidecreditunion.co.uk/savings/

Liverpool has always been a city that knows the power of togetherness. From its proud working-class roots to the grassroots projects that keep its spirit alive, community has always been at its heart.

We’re proud to keep that spirit going.💙

Contactless card payments could become unlimited under new plans Card providers would be allowed to set their own contactless card payment limit, under the regulator's plans.

Scammers are getting smarter, but so are our members.
✅ Never share personal info by text or phone
✅ Check messages for spelling errors
✅ Contact us directly if unsure
We’re here to help keep your money safe.💙

Mary saved £50 a month and built £600 to cover her car insurance upfront. Small steps make a big difference.

Need access to money fast without high interest or hidden fees?
Our Instant Loans are designed for real people, offering fair rates, flexible repayments & support that puts you first.

riversidecreditunion.co.uk/loans/

Think you’d never fall for a scam? Think again. 🕵️♂️

1 in 15 people were hit by fraud last year. But you can stay safe:
✅ Use 2-step verification
✅ Stop. Think. Check.
✅ Learn the signs

Take this quiz & test your scam smarts 🎯
stopthinkfraudquiz.enough.campaign.gov.uk/quiz

It’s easy to think that saving money or improving your finances means making huge sacrifices, but in reality, the small things you do every day can make the biggest difference over time.

Here are a few simple habits that can help you take control of your money:
riversidecreditunion.co.uk

Diwali reminds us of the power of community, gratitude and togetherness.

Whether it’s through supporting one another, spreading positivity or building brighter futures, we can all share in the spirit of this special day.

For those celebrating, we wish you a joyful Diwali.

River of Light Liverpool 2025 - Waterfront light trail in Liverpool| VisitLiverpool The eighth edition of River of Light will return from Friday 24 October to Sunday 2 November and this year's theme will be The Science of Light.

🎇 River of Light is back in Liverpool!
📅 24 Oct - 2 Nov
🌊 Light + sound installations across the waterfront & city
💡 And it’s FREE!

#LiverpoolEvents #RiverOfLight

How much do we have tucked away for a rainy day? While the average UK savings pot comes in at £16k, the reality behind the n# tells a different story.

Many households are living with far less security, leaving many people vulnerable if unexpected expenses arise.
riversidecreditunion.co.uk/savings

📊 Our member survey results are in!

💙 96% say we put members at the heart of all we do
✅ 98% feel we act professionally & confidentially
💡 94% agree we offer good value
🙌 96% intend to do further business

riversidecreditunion.co.uk/temperature-...

Join us on Friday 24 October 2025 at 6:30 pm (UK time) for BHM25: An Evening with Attica Locke, hosted by Writing on the Wall. This is a Zoom event, so you can join from anywhere. 🎥

🎟️ Tickets bit.ly/42yvXFM

When you earn MORE by getting paid LESS interest.

There’s a hole in the tax system which has a bizarre effect…

Does your paycheck change weekly?

Try Zero-Based Budgeting:
👉 Give every pound a “job”: rent, food, travel etc.
👉 If paycheck is smaller than usual, you’ll know which categories can be cut first.

Stay in control no matter how unpredictable your income feels.
riversidecreditunion.co.uk/savings/