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Alex Soto

@asoto171.bsky.social

Banker by Profession, Poet by Passion, Community Advocate at Heart – Bridging Finance, Creativity, and Connection

47 Followers  |  31 Following  |  1,062 Posts  |  Joined: 10.06.2023  |  1.7712

Latest posts by asoto171.bsky.social on Bluesky

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IRS announces 2026 401(k) contribution limits, raises savings cap The IRS has announced higher 401(k) contribution limits for 2026. Here’s what savers need to know.

The 2026 401(k) limit is rising to $24,500. That’s $1,000 more room to save for retirement. But with only 14% of savers hitting the max in 2024, most Americans still have untapped potential in their plans. www.cnbc.com/2025/11/13/4...
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13.11.2025 17:27 — 👍 0    🔁 0    💬 0    📌 0
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‘Tan difícil de entender’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

13.11.2025 12:51 — 👍 0    🔁 0    💬 0    📌 0
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Unexpected expenses happen: car repairs, medical bills, or even job changes. That’s why it’s smart to build a small emergency fund and grow it over time. Start with $1,000, then aim for 3–6 months of living costs.

13.11.2025 11:36 — 👍 0    🔁 0    💬 0    📌 0
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Baby boomers are less bullish on ETFs than younger generations, research finds — with good reason Despite the advantages of exchange-traded funds, older investors may be wise to pause before selling mutual funds to buy them.

Research shows baby boomers use ETFs less than younger investors and hold more mutual funds. While ETFs are often cheaper and more tax-efficient, switching isn’t always simple. Older investors should think carefully before trading mutual funds for ETFs. 💡 www.cnbc.com/2025/11/11/b...

12.11.2025 18:01 — 👍 0    🔁 0    💬 0    📌 0
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Complaints change nothing. Action changes everything.

12.11.2025 12:54 — 👍 0    🔁 0    💬 0    📌 0
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The bravery of veterans teaches us that true strength is not in power, but in sacrifice. Let their example guide us to be better, do better, and live with gratitude.

11.11.2025 15:49 — 👍 0    🔁 0    💬 0    📌 0
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🎤 Cyndi Lauper at the Rock Hall induction: “The little kid in me still believes that rock ’n’ roll can save the world.” A key takeaway: stay connected to your original vision. When you lead from purpose you energize others.

10.11.2025 13:35 — 👍 1    🔁 0    💬 0    📌 0
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‘So I continue’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

10.11.2025 13:07 — 👍 0    🔁 0    💬 0    📌 0

Make this your best week ever! 💛😊🙏🌞

10.11.2025 11:04 — 👍 0    🔁 0    💬 0    📌 0
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‘Saved’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

09.11.2025 20:15 — 👍 0    🔁 0    💬 0    📌 0
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Patience, passion, and perseverance.” — @garyvee
VeeFriends #7 Blood Red Edition (NYCC 2025) Graded 9.6 🩸
#VeeFriends #GaryVee #ComicCollecting

07.11.2025 13:10 — 👍 0    🔁 0    💬 0    📌 0
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‘Somewhere else’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

07.11.2025 13:01 — 👍 0    🔁 0    💬 0    📌 0
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Stop saying you’re going for it while playing it safe. Full commitment is the only way to truly succeed.

06.11.2025 12:39 — 👍 0    🔁 0    💬 0    📌 0
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Keep at least 3–6 months of business expenses in reserve. A strong cash cushion means stronger decisions.

06.11.2025 11:32 — 👍 0    🔁 0    💬 0    📌 0
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🎬 KPop Demon Hunters just became Netflix’s most-watched film ever. 🔥 Lesson for businesses: Blend culture, emotion & strategy — when your brand connects heart + purpose, growth follows.

05.11.2025 13:47 — 👍 1    🔁 0    💬 0    📌 0
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‘The moment I noticed’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

05.11.2025 13:05 — 👍 0    🔁 0    💬 0    📌 0
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Who are you listening to? Make sure it’s the voices that want you to win, that see your potential, and push you toward your best—not the ones that doubt or distract you.

04.11.2025 12:40 — 👍 0    🔁 0    💬 0    📌 0
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Review user access regularly especially if your team changes. Security lapses can be costly.

04.11.2025 11:30 — 👍 0    🔁 0    💬 0    📌 0
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These inherited IRA mistakes could reduce your windfall, advisors say. How to avoid them The rules for inherited IRAs can be complicated, and mistakes are costly. Here some of the biggest missteps and how to avoid them.

If you’ve inherited an IRA from someone other than a spouse, be careful; the rules are complex and mistakes can be costly. Many accounts must be emptied within 10 years, and some heirs face new RMDs in 2025. www.cnbc.com/2025/11/02/i...

03.11.2025 17:23 — 👍 0    🔁 0    💬 0    📌 0
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‘Against what was meant to be’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

03.11.2025 13:00 — 👍 0    🔁 0    💬 0    📌 0
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Perspective shapes reality. Notice how you see the world—through light or through shadow. Then choose. I choose positivity.

01.11.2025 13:31 — 👍 1    🔁 0    💬 0    📌 0
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The final season’s trailer sparks huge anticipation for a cultural milestone, with the finale dropping Dec 31.

Business insight: Build excitement like great storytellers do — tease key launches over time to create momentum and keep your audience emotionally invested.

31.10.2025 16:31 — 👍 0    🔁 0    💬 0    📌 0
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‘In the mind of a poet’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

31.10.2025 15:37 — 👍 0    🔁 0    💬 0    📌 0
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You can’t intimidate focus. You can’t shake discipline.

30.10.2025 11:46 — 👍 0    🔁 0    💬 0    📌 0
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‘Standing the test of time’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

30.10.2025 11:40 — 👍 0    🔁 0    💬 0    📌 0
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You insure your car, home, and phone… 📱🏠🚗 But what about your most valuable asset—your life? Life insurance should be a priority. #ProtectWhatMatters

30.10.2025 10:33 — 👍 0    🔁 0    💬 0    📌 0
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Taylor Swift’s concert film crushed the box office. Proof that a personal brand can outperform traditional marketing. In business, your biggest asset isn’t the product; it’s the connection your audience feels. Build loyalty. Create experiences.

29.10.2025 12:09 — 👍 0    🔁 0    💬 0    📌 0
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‘The courtroom sketch’
#PoetryInMotion
#PoetryIsLife
#SpokenWord
#AlexSotowrote

28.10.2025 11:50 — 👍 0    🔁 0    💬 0    📌 0
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💡 Banking Tip: Always keep three months of expenses in an emergency fund. It’s the best defense against life’s financial surprises.

28.10.2025 10:23 — 👍 1    🔁 0    💬 0    📌 0
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Patience builds greatness, while rushing only builds a stack of cracks.

27.10.2025 12:09 — 👍 0    🔁 0    💬 0    📌 0

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