Alex Soto

IRS announces 2026 401(k) contribution limits, raises savings cap The IRS has announced higher 401(k) contribution limits for 2026. Here’s what savers need to know.

The 2026 401(k) limit is rising to $24,500. That’s $1,000 more room to save for retirement. But with only 14% of savers hitting the max in 2024, most Americans still have untapped potential in their plans. www.cnbc.com/2025/11/13/4...
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‘Tan difícil de entender’
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Unexpected expenses happen: car repairs, medical bills, or even job changes. That’s why it’s smart to build a small emergency fund and grow it over time. Start with $1,000, then aim for 3–6 months of living costs.

Baby boomers are less bullish on ETFs than younger generations, research finds — with good reason Despite the advantages of exchange-traded funds, older investors may be wise to pause before selling mutual funds to buy them.

Research shows baby boomers use ETFs less than younger investors and hold more mutual funds. While ETFs are often cheaper and more tax-efficient, switching isn’t always simple. Older investors should think carefully before trading mutual funds for ETFs. 💡 www.cnbc.com/2025/11/11/b...

Complaints change nothing. Action changes everything.

The bravery of veterans teaches us that true strength is not in power, but in sacrifice. Let their example guide us to be better, do better, and live with gratitude.

🎤 Cyndi Lauper at the Rock Hall induction: “The little kid in me still believes that rock ’n’ roll can save the world.” A key takeaway: stay connected to your original vision. When you lead from purpose you energize others.

‘So I continue’
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Make this your best week ever! 💛😊🙏🌞

‘Saved’
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Patience, passion, and perseverance.” — @garyvee
VeeFriends #7 Blood Red Edition (NYCC 2025) Graded 9.6 🩸
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‘Somewhere else’
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Stop saying you’re going for it while playing it safe. Full commitment is the only way to truly succeed.

Keep at least 3–6 months of business expenses in reserve. A strong cash cushion means stronger decisions.

🎬 KPop Demon Hunters just became Netflix’s most-watched film ever. 🔥 Lesson for businesses: Blend culture, emotion & strategy — when your brand connects heart + purpose, growth follows.

‘The moment I noticed’
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Who are you listening to? Make sure it’s the voices that want you to win, that see your potential, and push you toward your best—not the ones that doubt or distract you.

Review user access regularly especially if your team changes. Security lapses can be costly.

These inherited IRA mistakes could reduce your windfall, advisors say. How to avoid them The rules for inherited IRAs can be complicated, and mistakes are costly. Here some of the biggest missteps and how to avoid them.

If you’ve inherited an IRA from someone other than a spouse, be careful; the rules are complex and mistakes can be costly. Many accounts must be emptied within 10 years, and some heirs face new RMDs in 2025. www.cnbc.com/2025/11/02/i...

‘Against what was meant to be’
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Perspective shapes reality. Notice how you see the world—through light or through shadow. Then choose. I choose positivity.

The final season’s trailer sparks huge anticipation for a cultural milestone, with the finale dropping Dec 31.

Business insight: Build excitement like great storytellers do — tease key launches over time to create momentum and keep your audience emotionally invested.

‘In the mind of a poet’
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You can’t intimidate focus. You can’t shake discipline.

‘Standing the test of time’
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You insure your car, home, and phone… 📱🏠🚗 But what about your most valuable asset—your life? Life insurance should be a priority. #ProtectWhatMatters

Taylor Swift’s concert film crushed the box office. Proof that a personal brand can outperform traditional marketing. In business, your biggest asset isn’t the product; it’s the connection your audience feels. Build loyalty. Create experiences.

‘The courtroom sketch’
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💡 Banking Tip: Always keep three months of expenses in an emergency fund. It’s the best defense against life’s financial surprises.

Patience builds greatness, while rushing only builds a stack of cracks.