Ffion Pearl's Avatar

Ffion Pearl

@ffionpearl.bsky.social

Head of Debt Advice Services for a local charity. Still the First & Last Debt Adviser in GB. Still in Cornwall living with partner (old) and dog (new) Animal Welfare, Dogs, Debt Advice, Ireland & Irish History Ireland is still not full Up Tipp! πŸ’šπŸ€πŸ§‘

512 Followers  |  436 Following  |  60 Posts  |  Joined: 28.11.2024
Posts Following

Posts by Ffion Pearl (@ffionpearl.bsky.social)

I would love to, but it's a bit far from PZ. I go to their online events. I'm sure some of my debt & welfare advice colleagues from Stockport will be there.

01.06.2025 11:56 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Ah perchance this has happened to you too? Or on a campaign you worked on? Yes, been there!!

31.05.2025 20:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Yes and thanks to all the other people & agencies campaigning for this who put so much in to it for their client groups

31.05.2025 17:34 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Has this been re-opened? I thought it had been closed? I would love to know as I work in money advice

31.05.2025 17:31 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

The ineptitude of the panellists is disturbing. They don't even know that the cap is not on Child Benefit but on Universal credit so their figures are all wrong. The cap relates to Β£292.81 per month child ELEMENT of UC and not to Β£26.05 per week child benefit and not one of them had a flippin clue

30.05.2025 10:20 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

The beauty of dyslexia! I read that as "Useless water" Which made perfect sense.
Pretty much all water companies are doing this & govt are just letting them get away with it
Then (insult to injury), they take the poorest to court for bills they couldn't afford in the 1st place & then use bailiffs

11.05.2025 13:24 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Yes that's why I'm giving social media another go: I can't keep quiet when the sound of marching jackboots, heralding the rise of the far right, is getting louder all the time. What happened to 'never again'?

04.05.2025 13:39 β€” πŸ‘ 4    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Stopped using Blusky due to increasingly mad 🌎
But worrying news about swing to @reformparty_uk means I can't be silent.
90 years ago in the 30s my grandad went to fight Fascism in Spain. In the 40s he fought Fascism in Germany. That was when we knew this Fascist bigotry is evil. What went wrong?

04.05.2025 13:22 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

The Mary Wallopers are the best on that line up. I might well venture out from Kernow to see them again

24.02.2025 16:27 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

I predict that Ireland will win ALL of the Rugby always. Ole!
(Touch wood and I just saw 2 magpies)

24.02.2025 14:00 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

I'm worried about talk on cuts to disability benefits from MPs who have no clue of the consequences. James Cartlidge; shadow defence sec on BBC this AM effectively saying people with Anxiety should toughen up. No understanding that Anxiety can cause severe physical symptoms, palpitations & fainting

23.02.2025 13:01 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

I'm not British

17.02.2025 21:21 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

We could consider helping people more & killing people less. It would be cheaper
"Oh how naΓ―ve" some will say. I accept that this is not clear cut. But I don't accept that we can't aim a bit higher than just more money spent with destruction & death in mind

17.02.2025 20:57 β€” πŸ‘ 6    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0
Post image

Walking in the woods with miss muddy paws

16.02.2025 17:06 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Walking with the dog by the Levant mine after doing my shopping in St just which really is the first and last town in Cornwall. Excellent shops there which is great for me as I'm fed up with supermarkets

15.02.2025 15:30 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Video thumbnail

The sun is out and it's quite warm!

14.01.2025 15:43 β€” πŸ‘ 4    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Its very clear when we look at income vs expenditure & the money spent on utilities is such a high proportion of the UC std allowance. So if you pay for utilities, you cant pay rent top up, council tax, food, travel...or to worksearch. Either the whole cost needs to change or social tariff needed

14.01.2025 15:26 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

We need asocial tariff for people on benefits and the basic state pension (as it's no longer possible for state pension claimants to get the winter fuel allowance). Plus the WHD needs changing back to the old system (but with more money paid out)

14.01.2025 13:15 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

This is the colleague that the likes of Cleverly, Badenoch & Jenrick are refusing to defend...

07.01.2025 11:16 β€” πŸ‘ 3280    πŸ” 1275    πŸ’¬ 128    πŸ“Œ 66

That shouldn't happen after 2 days as there have to be at least 2 reminders before summons & they cant use bailiffs without summons & liability order. So Viv must have had at least 1 previous reminder. The situation is no less awful for all that. Bailiffs should be banned on all but commercial debt

07.01.2025 13:45 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Numbers tell us important things. Look at the these numbers....

29.12.2024 17:32 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Possibly. I'm afraid your question is rather wide & that without context it would be difficult to answer. If this happened to you, perhaps just chalk it up to experience.

29.12.2024 15:22 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Ask away

29.12.2024 14:59 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

..Its what most of us know, but don't often see articulated on TV. So Mr Peston, if you want to know how the cost of living crisis is really still hitting people, just ask a debt adviser (not me). We do budgets every day & nothing says more about how people are still suffering than those numbers

29.12.2024 13:47 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

I watched the last 3 Peston's as bored. @martinlewis.moneysavingexpert.com had a lot of sensible stuff to say on why perceptions of politics are so bad. For once I agreed 100% V Simply: The system forces MPS to lie & everyone is floating about in their own social bubble...Including those on Peston.

29.12.2024 13:47 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 2    πŸ“Œ 0
Decriminalize survival 
Image shows a drawing of 3 tents indicating that one should not make laws against basic survival

Decriminalize survival Image shows a drawing of 3 tents indicating that one should not make laws against basic survival

#homeless #unhoused #harmreduction

22.12.2024 00:59 β€” πŸ‘ 35939    πŸ” 7164    πŸ’¬ 338    πŸ“Œ 163
Post image

Orflaith is sleeping. She's such a princess and doesn't like getting her paws muddy or her fur wet when we go out walking. She prefers sleeping! But Orflaith means golden princess, so she is just living up to her name.

22.12.2024 11:45 β€” πŸ‘ 4    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

"If"??? Are we stuck here then?

I'll swim back to Ireland if I have to
For now at least Cornwall is cut off from England by the Tamar

20.12.2024 23:20 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

No-one should be in debt for medical care. The UK have it sewn up though: If you are unlucky enough to get landed with a medical bill here, its most likely because you have no recourse to public funds..at which point bankruptcy or a (free) DRO, is an impossible luxury & even owing the NHS is a risk

20.12.2024 23:12 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Attention all debt advisers & friends! The Debt Advisers Corresponding Society (The best Corresponding Society since 1794) are hosting a 2 hour Christmas Special this Thursday 19 Dec from 10-12. Regulars will have the usual link. If you don't have it, message me and I'll see about forwarding it.

16.12.2024 21:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0