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Money Advice Scotland

@moneyadvicescot.bsky.social

We are Scotland's money charity. We aim to promote fair policy for people in debt, support money advisers, and improve financial wellbeing for people in Scotland.

151 Followers  |  22 Following  |  184 Posts  |  Joined: 09.12.2024
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Posts by Money Advice Scotland (@moneyadvicescot.bsky.social)

Ask the Expert with Student Awards Agency for Scotland We're delighted to present the latest in our Ask the Expert series with SAAS discussing funding options for Further Education.

You can book the following free online sessions

3rd March, 10-11 am - Ask the Expert with SAAS www.eventbrite.co.uk/e/ask-the-ex...
5th March, 11am- 12pm - Managing Debt www.eventbrite.co.uk/e/managing-d... 2/2

26.02.2026 12:01 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Next week is Student Money Week (2-6 March 2026) and we are partnering with the National Association of Student Money Advisors to support students. We’re hosting webinars, sharing resources and practical help – look out for our posts during the week😊 1/2
#nsmw26

26.02.2026 12:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Wellbeing Blog: Just the facts, please: a simple way to reduce emotional escalation in advice work Our Workforce Wellbeing Officer, Chris Earle, shares a useful tool for money advisers to calm emotional escalation at work.

In our latest wellbeing blog, our Workforce Wellbeing Officer, Chris, shares a simple phrase that could help bring conversations back into a safer, more manageable space. www.moneyadvicescotland.org.uk/blog/wellbei...

25.02.2026 10:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Over the last fortnight we’ve been sharing our key manifesto asks of political parties standing in the Scottish Parliament elections on 8 May.

You can read our manifesto asks in detail by visiting www.moneyadvicescotland.org.uk/our-manifest...

24.02.2026 14:03 β€” πŸ‘ 1    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
Managing debt: What to expect from free Money Advice services This session covers what to expect when accessing free Money Advice in Scotland.

In Scotland, we have a vast network of free money advisers who can help if you're facing financial difficulty.

Join us on 5th March to learn more. www.eventbrite.co.uk/e/managing-d...

24.02.2026 11:01 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Our second session as part of #NationalStudentMoneyWeek will cover the important topic of what to do if you're struggling financially, explaining what to expect from free money advice services. #nsmw26

24.02.2026 11:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
Ask the Expert with Student Awards Agency for Scotland We're delighted to present the latest in our Ask the Expert series with SAAS discussing funding options for Further Education.

The session will cover how to apply for funding, the eligibility rules, loan/bursary amounts, repayment information as well as budgeting tips.

Join us on 3rd March by registering via the link.

www.eventbrite.co.uk/e/ask-the-ex...

24.02.2026 09:02 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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To mark National Student Money Week we've got two useful sessions for students lined up.

First of all, we're delighted to be joined by the Students Award Agency for Scotland (SAAS) to discuss essential information for students. #nsmw26

24.02.2026 09:02 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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5 Ways to Improve your Online Security This guide sets out steps we can all take to avoid fraud and cybercrime

This #CyberScotlandWeek, read our our guide on how you can improve your online security and avoid fraud and cybercrime www.moneyadvicescotland.org.uk/5-ways-to-im...

23.02.2026 10:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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The final key action we’d like to see political parties committing to ahead of the Scottish Parliament elections is promoting financial wellbeing. You can find out more about how this can be achieved and the benefits it can bring on our website www.moneyadvicescotland.org.uk/our-manifest...

20.02.2026 10:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Women's Financial Wellbeing in Scotland Join us to look at Women's Financial Wellbeing in Scotland in 2026 for International Women's Day

We are delighted to confirm speakers from:

Aberlour
Close the Gap
Scottish Women’s Aid
Financially Included

www.eventbrite.co.uk/e/womens-fin...

17.02.2026 11:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Taking place on Tuesday 10th March from 1–3pm, this session will bring together expert voices from across the third sector to explore the financial challenges women face and what the evidence tells us about how this impacts on women’s financial wellbeing.

17.02.2026 11:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Join us to mark International Women's Day as we host an important discussion on women's financial wellbeing in Scotland.

Sign up via Eventbrite www.eventbrite.co.uk/e/womens-fin...

17.02.2026 11:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Our Manifesto Priorities - Scottish Parliament elections 2026 Our manifesto priorities are focused on three key areas: strengthening the free money advice sector, improving outcomes for people in debt, and promoting financial wellbeing.Β  You can read our full…

The second key action we hope parties will commit to is improving outcomes for people in debt.
You can read all our manifesto asks here www.moneyadvicescotland.org.uk/our-manifest... 2/2

16.02.2026 11:02 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Throughout February we are sharing our manifesto asks ahead of the Scottish Parliament elections on 8 May. We have put together our priorities having consulted with our membership of free sector money advisers. 1/2

16.02.2026 11:02 β€” πŸ‘ 1    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0
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Our Manifesto Priorities - Scottish Parliament elections 2026 Our manifesto priorities are focused on three key areas: strengthening the free money advice sector, improving outcomes for people in debt, and promoting financial wellbeing.Β  You can read our full…

Over the next fortnight we’ll be sharing the key actions we hope parties will commit to.

Number 1 is strengthening the free money advice sector.

You can read our manifesto priorities in detail here www.moneyadvicescotland.org.uk/our-manifest... 2/2

10.02.2026 10:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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As Scotland’s Money Charity, we’ve consulted with our membership of free sector money advisers to set out manifesto asks of political parties in the lead up to the Scottish Parliament elections in 2026. 1/2

10.02.2026 10:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Our Manifesto Priorities - Scottish Parliament elections 2026 Our manifesto priorities are focused on three key areas: strengthening the free money advice sector, improving outcomes for people in debt, and promoting financial wellbeing.Β  You can read our full…

You can read our manifesto priorities on our website www.moneyadvicescotland.org.uk/our-manifest...

03.02.2026 15:02 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Ahead of this year's Scottish Parliament election, we're focusing our asks on three key areas: strengthening the free money advice sector, improving outcomes for people in debt, and promoting financial wellbeing.

03.02.2026 15:02 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Wellbeing Blog: What We Miss When We Don't Look -Β Why being present isn't the same as being connected. Our Workforce Wellbeing Manager, Chris Earle, discusses how we can support those who feel unseen in the workplace.

www.moneyadvicescotland.org.uk/blog/wellbei... 2/2

28.01.2026 10:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Wellbeing Blog: What We Miss When We Don't Look -Β Why being present isn't the same as being connected. Our Workforce Wellbeing Manager, Chris Earle, discusses how we can support those who feel unseen in the workplace.

Are you looking for ways to support those who feel unseen in the workplace? Read our Workforce Wellbeing Officer's recently published blog for ideas on how to better connect with colleagues. 1/2

28.01.2026 10:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Response to Scottish Budget 2026 Read our response to the Scottish Budget 2026

Read our response to the Scottish Budget 2026 www.moneyadvicescotland.org.uk/news/respons...

14.01.2026 13:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Money Advice Scotland provides wealth of training and support in 2025 As Christmas approaches, the team at Money Advice Scotland is wrapping up a very successful year supporting money advisers, influencing policy and improving financial wellbeing for people of all ages…

As Christmas approaches, the team at Money Advice Scotland is wrapping up a very successful year supporting money advisers, influencing policy and improving financial wellbeing for people of all ages. You can find out more here www.moneyadvicescotland.org.uk/news/money-a...

22.12.2025 10:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Wellbeing Blog: Three Reflective Questions to Ask after a Challenging Client or Staff Interaction Workforce Wellbeing Officer, Chris Earle, shares three reflective questions that advisers, support workers and managers can use after a challenging moment with a client or colleague.

In our latest blog, our Wellbeing Officer, Chris, shares three reflective questions that advisers, support workers and managers can use after a challenging moment with a client or colleague www.moneyadvicescotland.org.uk/blog/wellbei... 2/2

10.12.2025 10:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Wellbeing Blog: Three Reflective Questions to Ask after a Challenging Client or Staff Interaction Workforce Wellbeing Officer, Chris Earle, shares three reflective questions that advisers, support workers and managers can use after a challenging moment with a client or colleague.

Supporting people through financial hardship, crisis and vulnerable situations can be incredibly rewarding - but it can also be emotionally heavy. 1/2

10.12.2025 10:00 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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State of the Nation Report 2025 Our State of the Nation Report presents a comprehensive analysis of Scotland’s money and debt advice sector, and findings show demand for money advice and support has reached unprecedented levels…

More detailed information on how we can tackle poverty and improve financial wellbeing across the country can be found in our recently published State of the Nation 2025 report www.moneyadvicescotland.org.uk/state-of-the... 2/2

08.12.2025 10:01 β€” πŸ‘ 1    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
Purple background with squiggly shapes interspersed in the background across the page. At the top is the Money Advice Scotland logo below which is the text β€˜Money and debt: Myths and realities’. There are 7 numbered white rectangular boxes detailing myths and realities.

Purple background with squiggly shapes interspersed in the background across the page. At the top is the Money Advice Scotland logo below which is the text β€˜Money and debt: Myths and realities’. There are 7 numbered white rectangular boxes detailing myths and realities.

There are several myths surrounding debt and the free money advice sector in Scotland, our image shows seven of the most common misconceptions, alongside an explanation of the reality for those in financial difficulty and for debt advisors. 1/1

08.12.2025 10:01 β€” πŸ‘ 3    πŸ” 2    πŸ’¬ 1    πŸ“Œ 0
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State of the Nation Report 2025 Our State of the Nation Report presents a comprehensive analysis of Scotland’s money and debt advice sector, and findings show demand for money advice and support has reached unprecedented levels…

The image posted shows some key facts surrounding free money advice in Scotland today and more detailed information can be found in our State of the Nation Report 2025 on our website www.moneyadvicescotland.org.uk/state-of-the... 2/2

04.12.2025 11:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
 Purple background with squiggly shapes interspersed in the background across the page. At the top is the Money Advice Scotland logo below which is the text β€˜Money and debt: Key Facts’. There are 5 dark purple rectangular text boxes below which sit white rectangular text boxes. The areas cover 
1.	The Sector 
2.	Workforce snapshot
3.	Client challenges
4. Funding crisis
5.	Policy priorities
In the bottom centre is a rectangular purple text box which reads β€˜A stronger, well-funded advice sector is essential to tackling poverty and protecting Scotland’s financial wellbeing.’

Purple background with squiggly shapes interspersed in the background across the page. At the top is the Money Advice Scotland logo below which is the text β€˜Money and debt: Key Facts’. There are 5 dark purple rectangular text boxes below which sit white rectangular text boxes. The areas cover 1. The Sector 2. Workforce snapshot 3. Client challenges 4. Funding crisis 5. Policy priorities In the bottom centre is a rectangular purple text box which reads β€˜A stronger, well-funded advice sector is essential to tackling poverty and protecting Scotland’s financial wellbeing.’

Our recent in-depth analysis of Scotland’s free money advice sector found that a stronger, well-funded advice sector is essential to tackling poverty and protecting Scotland’s financial wellbeing. 1/2

04.12.2025 11:01 β€” πŸ‘ 0    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0
Purple background with Money Advice Scotland logo at top of image below which reads β€˜State of the Nation: At A Glance’. Below this around six white rectangular boxes with the following text – 
92.86% of advisers say current funding is insufficient to meet demand
35.71% of agencies experienced staff departures in the past year
1 in 4 advisers plan to leave the sector; 28.57% are unsure about staying
57.14% report not enough advisers to meet client needs
Top debt types: Council tax arrears, energy bills, social rent arrears
Most vulnerable groups: people with mental health conditions, low-income individuals, rural residents
At the foot of the image is a darker purple rectangular box with the text β€˜A sector under strain, urgent action needed to protect Scotland’s Financial Wellbeing.

Purple background with Money Advice Scotland logo at top of image below which reads β€˜State of the Nation: At A Glance’. Below this around six white rectangular boxes with the following text – 92.86% of advisers say current funding is insufficient to meet demand 35.71% of agencies experienced staff departures in the past year 1 in 4 advisers plan to leave the sector; 28.57% are unsure about staying 57.14% report not enough advisers to meet client needs Top debt types: Council tax arrears, energy bills, social rent arrears Most vulnerable groups: people with mental health conditions, low-income individuals, rural residents At the foot of the image is a darker purple rectangular box with the text β€˜A sector under strain, urgent action needed to protect Scotland’s Financial Wellbeing.

We recently launched our State of the Nation 2025 report: a comprehensive analysis of Scotland’s money and debt advice sector. The sector is under strain and urgent action is needed to protect Scotland’s financial wellbeing. Read the full report www.moneyadvicescotland.org.uk/state-of-the...

02.12.2025 10:01 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0