Luke @ Level Up Financial Planning's Avatar

Luke @ Level Up Financial Planning

@luketechfinplanner.bsky.social

167 Followers  |  125 Following  |  98 Posts  |  Joined: 24.04.2023  |  2.1463

Latest posts by luketechfinplanner.bsky.social on Bluesky

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Diversify Tech | Full Stack Product Engineer @ One Project Applicants need to be legally allowed to work in the US, Denmark, Sweden, or UK.

One Project is looking for a Full Stack Product Engineer!

They are looking for someone who has experience building scalable, modern web applications with React, Next.js, and TypeScript from end to end and has familiarity with relational databases.

30.06.2025 19:21 โ€” ๐Ÿ‘ 11    ๐Ÿ” 3    ๐Ÿ’ฌ 3    ๐Ÿ“Œ 0
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Balancing Your Tech Career & Parenthood w/ Rizel Scarlett * Level Up Financial Planning https://youtu.be/e1TEmeEuQRs Career Transition into Tech Rizel Scarlett shared her journey into the tech industry, which began in 2016. Initially, she faced financial challenges as an undocumented imm...

www.levelupfinancialplanning.com/balancing-yo...

27.06.2025 17:24 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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๐ŸŽฅ๐ŸŽง๐Ÿ“ŽBreaking into tech is challenging, but sharing your journey publicly can open doors! ๐ŸŒŸ

Discover @blackgirlbytes.bsky.socialโ€™s insights on showcasing your growth and finding supportive communities in tech. ๐Ÿš€

Watch this quick clip, then find the link to the full episode ๐Ÿ‘‡

27.06.2025 17:24 โ€” ๐Ÿ‘ 10    ๐Ÿ” 3    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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Happy Birthday to Techie Personal Finance Bootcamp!

6 Years in and I'm feeling reinvigorated this year to keep the financial insights and guests with amazing stories coming!

What's Your Favorite Episode?

19.05.2025 15:37 โ€” ๐Ÿ‘ 2    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Thinking about cashing out your 401(k)?

Discover the potential downsides and explore alternatives in our latest episode:

"Should I Cash Out My 401(k) Retirement Account?"

https://rpst.page.link/joNc

Make informed decisions with confidence! ๐Ÿ’ฐ #Tech #PersonalFinance #Bootcamp #401k

19.05.2025 14:51 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Why Your Finances Are Better Than You Think * Level Up Financial Planning https://youtu.be/UfWhaD8uQQ0 Feeling like youโ€™re stuck living paycheck to paycheck? ๐Ÿค”ย  Join Lucas Casarez, tech financial planner, as he dives into the hidden financial wins you might be overlooking!ย ...

www.levelupfinancialplanning.com/why-your-fin...

09.05.2025 16:35 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Take advantage of the new opportunities you've created for yourself to get ahead.

You never know when you'll be hit with a layoff or an emergency.

๐ŸŽงCatch the full episode: Why Your Finances Are Better Than You Think

09.05.2025 16:33 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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Feeling like you're living paycheck to paycheck? ๐Ÿค”

You might be saving more than you think!

Don't forget about your retirement accounts. ๐Ÿ’ฐ

See what other ways "Your Finances May Be Better Than You Think"๐ŸŽง rpst.page.link/Mz6G

08.05.2025 14:54 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Feeling like you're stuck living paycheck to paycheck? ๐Ÿค”

You may be doing better than you think.

Join Lucas Casarez, tech financial planner, as he dives into the hidden financial wins you might be overlooking!

https://rpst.page.link/Mz6G

07.05.2025 15:40 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

Renting might be a better long-term option, but it's good to know what your options are, especially if homeownership is a goal of yours.

29.04.2025 15:00 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

Be realistic about what you can actually afford. Start there, and don't worry about it not being perfect.

It's all about starting somewhere! Every big goal has a starting point.

29.04.2025 15:00 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

Making it your own is part of the fun! You can always remodel and upgrade later.

Equity can help down the road. Owning a home for a while can build equity, which helps when you want to move to a bigger place.

29.04.2025 15:00 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

Do you really need all the fancy stuff right away?

Does it need to be super huge or have a gourmet kitchen?

Do you really need a 3-bedroom, 4-bedroom, or mansion right out of the gate?

29.04.2025 15:00 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

Housing costs are up since I launched Level Up in 2017, but that doesn't mean it's automatically out of reach for you.

Maybe you need to adjust your expectations. That first house doesn't need to have everything you want. ๐Ÿคฏ

29.04.2025 15:00 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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Think buying a house is impossible? You're not alone; many people do.

(๐ŸŽ‰Congrats to my clients for closing on their home over the weekend!)

Turns out, it might be more doable than you think. Lots of clients started out thinking they couldn't afford it, but then became homeowners.

29.04.2025 14:54 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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Happy Tax Day!

Hope you legally minimized the amount you had to pay.

If you had no clue that taxes were due today. Make sure you submit for an extension to avoid late filing fees. If you end up owing, late payment and interest will still accrue. ๐Ÿ˜ฑ

15.04.2025 15:55 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

Tech folks have unique tax opportunities to move things around and get more benefit for doing the same thing cash flow wise.

Teaching clients tax efficient strategies is so fun! ๐Ÿคฉ

10.04.2025 19:47 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Market swings causing you stress about your 401(k)?

Don't let short-term fears deter you from the long-term potential.

Discover how you can capitalize on current market discounts for a financially flexible future! ๐ŸŒŸ

https://rpst.page.link/sUcF

07.04.2025 19:11 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

Questions about your investments?

I'm going to be going live to share thoughts on recent investment volatility.

You can tune in on my YouTube, LinkedIn, or Facebook.

04.04.2025 16:54 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Student Edition Issue #189 Connecting underrepresented students in tech with career opportunities

Our newsletter for students from underrepresented groups is out!

โœจ Internships from Asana, KBR and Honda
๐Ÿ‘ฉโ€๐ŸŽ“ Early-career roles from Molina, Align, and Stripe
๐ŸŽ’ New remote SWE opportunity for Non-traditional Talent at Grafana Labs

https://buff.ly/3PZ2j5Z

#DiversifyTech

03.02.2025 19:00 โ€” ๐Ÿ‘ 8    ๐Ÿ” 2    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

Today I am finding out people have already bought their PLANE TICKETS FOR THE COMMIT YOUR CODE CONFERENCE 2025?!?!? WHAAAAAT?

We haven't even put the tickets for the conference on sale yet ๐Ÿ˜ญ

I guess this year is definitely going to be bigger.

29.01.2025 17:02 โ€” ๐Ÿ‘ 16    ๐Ÿ” 1    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

Fun client announcements & helping people beyond what they originally expected is super rewarding & I just feel like the luckiest guy. Add that to my awesome family & I'm just loving life daily

Recent news: Engagements x3, new jobs x3, teaching client's children about finances!

24.01.2025 17:05 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

I love the work I do.

I'm super thankful for the winding path, from my teller days, personal banking, even working for a sleazy annuity sales guy, and falling into serving tech professionals, before finally launching my own vision for how financial planning should be.

24.01.2025 17:05 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

Run arounds are such a pain.

Godspeed! ๐Ÿคฃ

22.01.2025 19:41 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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a man in a suit and tie is running down a sidewalk with the words let me in written on it . Alt: a man in a suit and tie is running down a sidewalk with the words let me in written on it .

Excited to get signed up when it's ready. I had to go back to my old tool on a month by month basis until you're ready to open the gates. ๐Ÿคฃ

22.01.2025 15:28 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

You are still rolling out access right? Iโ€™ve been keeping my eyes peeled to sign up.

17.01.2025 18:47 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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a sign that says coming soon is lit up with lights . ALT: a sign that says coming soon is lit up with lights .

Are you not built to work for 40+ years?

Iโ€™ll be recording a podcast on what you can do to set yourself up for early retirement.

17.01.2025 15:52 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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a man in a suit and tie is sitting on a couch and asking for any more questions Alt: a man in a suit and tie is sitting on a couch and asking for any more questions

Do you have any other tax questions?

16.01.2025 18:55 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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When you add your RSUs to all of your taxable income, what bracket you fall in is where you will be paying your marginal taxes on your RSUs.

If you cross into a new tax bracket, you'll pay some at the lower rate and the rest at the higher rate.

16.01.2025 18:55 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

RSUs similar to your bonuses and commissions will normally have taxes withheld at the Federal Supplemental Wage rate of 22%

BUT.... that may not be the correct tax withholding

It is your marginal tax rate, the tax bracket that your RSUs that fall into that will be your tax rate

16.01.2025 18:55 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

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