Theodora (Theo) Lau - 劉䂀曼

Why innovation sometimes fails us and how we can fix it The future will not be shaped by technology alone, but by how well we align innovation with the needs of people and the planet’s resources.

“The future will not be shaped by technology alone, but by how well we align innovation with the needs of people and the planet’s resources. That work is already underway. The question is whether we can accelerate it, together.”

A thoughtful piece on this #WorldFoodDay.

www.fao.org/newsroom/fao...

"Top U.S. bankers predicted business would continue to boom as equity markets surged over the last quarter and the economy and consumer spending held up despite sweeping tariffs,” according to Reuters.

Meanwhile ... looking at the economy for the rest of the folks.

…

From Chef José Andrés — free lunch for federal workers 👇

Based on still developing stories:
- Companies are now instructing their H-1B and H-4 visa employees to return to the United States *immediately** before 12:01 a.m. ET on September 21.
- And those who are currently already in the US to stay in the country for the foreseeable future.

I mean …

If you’re US-based, the biggest story of the day you have to worry about isn’t AI nor stablecoin … it’s the new visa policy and the future of our startup ecosystem with $100k fee on H-1B visas.

The Summer AI Agents Turned Pretty The title of this week's newsletter is a play on the popular novel trilogy, "The Summer I Turned Pretty" by author Jenny Han, and the TV series of the same name, which just aired the series finale on ...

🎙️ My conversation with Salomon Wettstein: "Is AI Ready to Solve the Complexities of Modern Finance?"

🎧 Don't miss this week's One Vision Podcast conversation with Allison Cerra on AI and Anticipatory Banking.

Till next week ... 💙

www.linkedin.com/pulse/summer...

The Summer AI Agents Turned Pretty The title of this week's newsletter is a play on the popular novel trilogy, "The Summer I Turned Pretty" by author Jenny Han, and the TV series of the same name, which just aired the series finale on ...

In this week's FinTech Prose newsletter, I wrote about:

🤖 The summer transformation of AI Agents, including Walmart, Adobe, Google, AWS.

✍ My latest op-ed "Building tomorrow's banks today — how AI is becoming the operating system for financial services"

AI Isn’t a Threat to Care. It’s the Fix: One Vision Podcast with CEO Nima Roohi - Blooming Health Discover how AI can scale compassion in healthcare without losing human touch. CEO Nima Roohi shares Blooming Health's vision for accessible social care on One Vision podcast.

Love spotlighting founders and startups that are doing interesting things. Here’s one from a recent podcast conversation with Blooming Health.

“How do we use AI to scale compassion without losing the human touch?”  

gobloominghealth.com/ai-isn-t-a-t...

YouTube video by Unconventional Ventures - FinTech & One Vision Pod Don't stop at one book — #Fintech #Book Club two year anniversary

What’s on everyone’s reading list? What to expect at the upcoming Finovate panel on Sept 7th and the next Fintech Book Club LinkedIn Live event on Sept 9th?

Tune in to a new episode of One Vision podcast now and join the conversation.

#AI #Fintech #Books #Finovate

🎧YouTube: youtu.be/kJGfXBiBskI

:)

As we are slowly getting back to our routine after summer break, it's time to restock our bookshelves.

Luckily, my wonderful friends and Fintech Book Club founders Jim Perry, Stessa Cohen, and Efi Pylarinou have quite a list of recommendations ready for you. 😊

What’s on your reading list?

Liability … hm … what’s that? :)

One Vision Podcast is taking a short summer break.

Thank you to everyone for joining our podcast and for tuning in. We'll be back with new episodes soon! Subscribe via Apple Podcasts, Spotify, and YouTube so you won't miss them.

In remembrance of our beautiful friend and co-host, Barb Maclean. 💙

Yes, AI will transform how we work, how we live, and how we learn. But intention drives outcome. The future isn't predetermined — it's what we choose to build together that matters.

Are you ready to move beyond the hype and tackle the real challenges? Let's chat.

“China installed a staggering 92 gigawatts of solar capacity in May alone, taking the total capacity of its solar fleet to more than 1 terawatts, according to IEA. To put that number in context, total U.S. solar capacity was about 134 GW at the end of June.”

The story of Pix and the future of financial inclusion The story of Pix is not just about payments. Rather, it’s about how we can bring people and communities together — with technology designed for inclusion as the foundation.

In a world where private sector payment solutions dominate, are there opportunities for alternative systems to be built from the ground up that serve everyone? What can we learn from Pix, a national payment system built by Brazil’s central bank?

My latest ...

www.fintechfutures.com/financial-in...

YouTube video by Unconventional Ventures - FinTech & One Vision Pod Revolutionizing Social Care with AI

New #OneVision #Podcast 👉 "Revolutionizing Social Care with AI"

Tune in for the full conversation.

🎧 YouTube: youtu.be/U1vlZSQtz8I

🎧 Acast: shows.acast.com/one-vision/e...

🎧 Apple Podcast: podcasts.apple.com/us/podcast/o...

🎧 Spotify: open.spotify.com/episode/19dU...

He talks about the inspiration behind Blooming Health and the broader vision of making social care scalable and equitable, and the importance of balancing technological efficiency with human touch.

🔥 Hot take: "We need to bring social care to everyone."

This week, we welcome Nima Roohi Sefidmazgi, CEO and Co-Founder of Blooming Health. Nima shares his journey from being an immigrant and data scientist to founding a company aimed at providing comprehensive social care through tech, focusing on the elderly and underserved populations.

It's #OneVision #Podcast Monday!

Can AI be a force for good in social care?

A thread ... 🧵

The next episode of the #Fintech Book Club will broadcast live from @Finovate Fall on Tue., 9.9.25. @stessacohen.bsky.social‬, @strategistjim.bsky.social‬ & ‪@efiglobal.bsky.social‬ will discuss @psbdc.bsky.social‬'s book "Banking on (Artificial) Intelligence."

Register today tinyurl.com/mwezm5ds

YouTube video by Unconventional Ventures - FinTech & One Vision Pod Exploring Global Digital Trends — Digging into the data with Simon Kemp

📍”Culture is the most important driver of technical behavior … The human comes before the digital.”

YouTube: youtu.be/smQysa5D724

Apple: podcasts.apple.com/us/podcast/o...

Spotify: open.spotify.com/episode/7nyx...

From the rise of mobile internet in Japan to the significant shifts in YouTube's user demographics, our convo delves into how cultural nuances influence digital behaviors, the future potential and challenges of AI, and the importance of enabling innovation for people’s everyday lives.

In this new One Vision episode, we chat with Simon Kemp, Founder of Kepios, known for his comprehensive reports on the digital world via DataReportal.

Simon shares the evolution of his work over 15 yrs, highlighting key insights into digital adoption trends across diff countries and demographics.

Looking forward to it!

That's absolutely stunning.

👋 Join us to discuss this new book by @psbdc.bsky.social 👇🏼👇🏼👇🏼

👉🏼 Follow #FintechBookClub on LinkedIn.

"True innovation is about expanding the possibilities for those that we serve, and having the courage to reimagine what banking can be."

#mustread from @psbdc.bsky.social‬: Reimagining banking in the age of AI buff.ly/oUx3opq | @Fintech_Futures

But in real life, beyond tech and toys, we also need good humans. Thank you friends for leaving fab reviews on Amazon, and Dharmesh for carrying my book around and snapping selfies with Bottas!

Perfect kick off for #F1 race weekend at Imola! 🏎️