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CNBC Select

@cnbcselect.cnbc.com

All the news and expert advice you need to reach and exceed your financial goals. πŸ’³

310 Followers  |  5 Following  |  1,488 Posts  |  Joined: 09.02.2024  |  1.5819

Latest posts by cnbcselect.cnbc.com on Bluesky

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The best antivirus software of 2025 Keep your computer and other devices safe from viruses and other harmful software with these top-rated antivirus programs.

With over 300,000 new types of ransomware and other potentially malicious software discovered daily, you’ll want to keep your device protected.

12.10.2025 13:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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IRA vs CD β€” what's the difference and which one should you pick? While CDs guarantee you a fixed return, IRAs have the potential to generate higher returns over time.

CDs guarantee you a fixed return, while IRAs have the potential to generate higher returns.

12.10.2025 11:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Car insurance: Lower your rates by avoiding these fees and add-ons Many insurers charge for paying your bill in monthly installments. Find out what fees might be hiding in your car insurance premiums.

There are unnecessary charges that could be hiding in your premiums.

12.10.2025 01:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Can I pay my mortgage with a credit card? You may be able to pay your mortgage with a credit card, but it comes with certain risks.

Most mortgage providers don’t accept credit cards, but there are some workarounds.

11.10.2025 23:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What is a CLUE report and how does it affect your insurance rates? A CLUE report contains the insurance claims history for a specific property or vehicle and can be used during the underwriting process.

A CLUE report provides a history of all insurance claims made on a specific property or vehicle over the past seven years.

11.10.2025 21:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Here's how to calculate how much you can afford to spend on a car If you make $50,000 a year, you probably shouldn't invest in a car more than $17,500. Here are the numbers to crunch before heading to the dealership.

We’re helping you crunch the numbers before getting to the dealership.

11.10.2025 19:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Married filing separately: When does it make sense? Choosing the right filing status can help you save money during tax season.

Filing jointly usually means you’ll owe less in taxes as a couple, but there are cases where you’ll want to keep your returns separate.

11.10.2025 17:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Insurance for leased versus owned car: What you need to know While both leased and financed cars require full coverage, there are some key differences.

Leased cars may require lower monthly payments, but typically have higher premiums.

11.10.2025 15:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Auto loan debt relief options β€” what's best for you? If you can't afford your car payments, you have a few potential solutions to consider.

Can’t afford car payments? Consider these solutions.

11.10.2025 13:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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How to get out of a car loan If you can't make payments, there are ways to get out of your car loan. Some will enable you to keep your car, though many involve surrendering your vehicle.

There are ways to get out of a car loan that don’t involve defaulting.

11.10.2025 11:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What is an IRA and how does it work? An individual retirement account, or IRA, is a tax-advantaged account that can help individuals who earn income save for retirement.

Here's how this tax-advantaged savings plan can fund your retirement dreams.

11.10.2025 01:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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A 401(k) match is like free money β€” here's how it works Most companies match employees' 401(k) contributions, which can help you reach your retirement goals faster.

Most companies match employees' 401(k) contributions, which can help you reach your retirement goals faster.

10.10.2025 23:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Mortgage refinancing: what to do if you've been denied Find out why you've been turned down for mortgage refinancing and what you can do to improve your chances next time.

If you’ve been rejected, there are still options for refinancing – and ways to improve your chances for next time.

10.10.2025 21:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What is a 401k and how does it work? A 401(k) is an employer-sponsored retirement plan that can help users save for their future.

Everything you need to know about a 401(k) and the benefits of contributing.

10.10.2025 17:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Here are the 5 best working capital loans for small businesses A working capital loan is a short-term business loan used for financing daily business operations. Here are our top picks if you're looking to apply for one.

Working capital loans can offer quick funding and cater to a variety of needs for your small business.

10.10.2025 15:03 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What is an insurance score β€” and how does is affect your rates? Your insurance score is calculated using a lot of the same information as your credit score.

Your credit history can have an impact on your insurance score– but it’s not the same as your credit score.

10.10.2025 13:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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How to be better with your money β€” one month at a time From building a budget to investing, this calendar can help you build a healthier relationship with money in 12 steps.

Take control of your money in 12 simple steps.

10.10.2025 11:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Why 529 plans are worth it for saving for college In addition to college tuition, 529 plans can now be used for retirement.

529 plans are one of the best ways to save for your child’s college education, but it’s important to consider the disadvantages, too.

10.10.2025 01:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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How to get a personal loan in 5 simple steps Following this process will help you get the best personal loan offer with your credit score.

Getting a personal loan is a simple process, and depending on the lender, you can get the funds fast.

09.10.2025 23:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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How long does it take to close on a house? The closing process has so many phases, it can feel like a marathon. Here's what to expect, including how long closing will take.

The closing process has so many phases, it can feel like a marathon.

09.10.2025 21:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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These big home energy tax credits expire in 2026. Here's how to claim them now The Energy Efficient Home Improvement Credit and the Residential Clean Energy Credit sunset in December, but there's still time to claim big savings.

Whether you’re installing solar panels or an energy-efficient AC, time is running out to take advantage of these generous tax breaks.

09.10.2025 19:31 β€” πŸ‘ 4    πŸ” 2    πŸ’¬ 0    πŸ“Œ 0
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8 common FAFSA errors that can hurt your chances of getting federal student loans CNBC Select shares 8 common FAFSA errors that could cost you access to critical financial aid for college

Don't let one of these errors cost you critical financial aid for college.

09.10.2025 19:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What’s 'toxic debt?' An expert discusses red flags and tips to avoid expensive debt If you're paying a significantly high interest rate, it could be a sign of "toxic debt."

If you’re paying a significantly high interest rate, it could be a sign of β€œtoxic debt.”

09.10.2025 17:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Is a credit card balance transfer fee worth paying? If you're shopping for a balance transfer credit card, you may get hit with a fee to move your balance from one card to another. But is it worth it?

Balance transfers are great for avoiding paying high interest rates – but there can be fees.

09.10.2025 15:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What is a home equity line of credit (HELOC) and how can it help you? CNBC Select explains how a HELOC works and how it can help you fund large expenses.

While a HELOC has lower interest rates than a credit card or personal credit, there are risks you should consider before borrowing against your home.

09.10.2025 13:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Here's what you can do with your money when your CD term ends If your certificate of deposit is about to reach its maturity, here are the three options savers have during a CD's grace period.

Once a CD matures, you typically only have 1-2 weeks to decide what to do with your money.

09.10.2025 11:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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7 common banking fees and how to avoid them There's a good chance you may be paying a small fee for just putting your money in the bank.

There's a good chance you may be paying a small fee for just putting your money in the bank.

09.10.2025 01:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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9 credit cards with welcome bonus offers of 100,000 points or more Welcome bonuses are a lucrative incentive to apply for a card. Here are 9 that offer bonuses of 100,000 points or more.

We analyzed the top credit cards available that are open to anyone and offer welcome bonuses to find the best ones.

08.10.2025 23:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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How to choose the right high-yield savings account High-yield savings accounts earn a much higher return than a traditional savings vehicle. Here's how to choose the right one.

With high returns, it’s important to choose the right account for you.

08.10.2025 21:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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What credit score do you need to buy a house? Most lenders require a 620 credit score for a conventional mortgage. But there are options for borrowers with lower scores.

Most people think 620 is the magic number β€” but there are many options if you have a lower credit score and want to buy a house.

08.10.2025 19:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

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