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Retirement For Newbies

@retirementfn.bsky.social

Helping you prepare for retirement and navigate the early years of retirement. Subscribe to our 100% free weekly newsletter๐Ÿ‘‡ https://open.substack.com/pub/retirementfornewbies

13 Followers  |  3 Following  |  388 Posts  |  Joined: 05.06.2025  |  1.6507

Latest posts by retirementfn.bsky.social on Bluesky


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Retirees are rewriting the rules.

Hopefully have a smile at some images first, then have a read of this week's article

Income After 65 - Meet the Retirees Who Found Freedom and Income.

substack.com/@retirementf...

24.02.2026 19:20 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Income after 65 - Meet the Retirees Who Found Freedom and Income Most of us are told retirement is the time to finally stop.

Income After 65 - Meet the Retirees Who Found Freedom and Income.

open.substack.com/pub/retireme...

24.02.2026 09:39 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) One of the quiet costs of technology is how rarely we knock on doors anymore. We message first. We check availability. We wait for permission. The pop-by has almost disappeared. In retirement, ti...

One of the quiet costs of technology is how rarely we knock on doors anymore.

We message first.

We check availability.

We wait for permission.

The pop-by has almost disappeared.

In retirement, time loosens its grip. And with it, the chance to return toโ€ฆโ€ฆ
substack.com/@retirementf...

24.02.2026 07:30 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) For decades, your worth was reflected back to you through roles, deadlines, and responsibility. Then retirement arrives, and the mirror goes quiet. This isnโ€™t about ego or status. Itโ€™s about identit...

For decades, your worth was reflected back to you through roles, deadlines, and responsibility.

Then retirement arrives, and the mirror goes quiet. This isnโ€™t about ego or status.

Itโ€™s about identity, and what happens when validation moves from external to internal.

substack.com/@retirementf...

25.02.2026 11:52 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) Thereโ€™s a moment in retirement when you stop overriding your own signals. If something feels off, you step back. If it feels right, you lean in. Years of self knowledge rise to the surface, quietly ...

Thereโ€™s a moment in retirement when you stop overriding your own signals.

If something feels off, you step back. If it feels right, you lean in.

Years of self-knowledge rise to the surface, quietly guiding your choices without the need to justify them.

substack.com/@retirementf...

25.02.2026 07:30 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) What Does Healthy Stress Looks Like in Retirement? Healthy stress in retirement doesnโ€™t look like pressure or overload. Hereโ€™s the stress worth keeping. https://open.substack.com/pub/retirementforn...

What Does Healthy Stress Looks Like in Retirement?

Healthy stress in retirement doesnโ€™t look like pressure or overload.

Hereโ€™s the stress worth keeping.

substack.com/@retirementf...

23.02.2026 12:25 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) The silent shock Most people prepare for retirement financially. Very few prepare for it psychologically. The shock isnโ€™t the lack of meetings or deadlines. Itโ€™s the sudden absence of structure. Wo...

The silent shock

Most people prepare for retirement financially. Very few prepare for it psychologically.

The shock isnโ€™t the lack of meetings or deadlines. Itโ€™s the sudden absence of structure.

Work quietly decided:

โ€ข when youโ€ฆโ€ฆโ€ฆโ€ฆโ€ฆ.

substack.com/@retirementf...

23.02.2026 07:33 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Post image Post image Post image Post image

Retirees are rewriting the rules.

Hopefully have a smile at some images first, then have a read of this week's article

Income After 65 - Meet the Retirees Who Found Freedom and Income.

substack.com/@retirementf...

24.02.2026 19:20 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Income after 65 - Meet the Retirees Who Found Freedom and Income Most of us are told retirement is the time to finally stop.

Income After 65 - Meet the Retirees Who Found Freedom and Income.

open.substack.com/pub/retireme...

24.02.2026 09:39 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) One of the quiet costs of technology is how rarely we knock on doors anymore. We message first. We check availability. We wait for permission. The pop-by has almost disappeared. In retirement, ti...

One of the quiet costs of technology is how rarely we knock on doors anymore.

We message first.

We check availability.

We wait for permission.

The pop-by has almost disappeared.

In retirement, time loosens its grip. And with it, the chance to return toโ€ฆโ€ฆ
substack.com/@retirementf...

24.02.2026 07:30 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) There were no fireworks. No sudden sense of fulfilment. Retirement arrived quietly. And in the stillness, I began to notice what rarely gets spoken about. 15 Truths About Retirement That Few People K...

There were no fireworks. No sudden sense of fulfilment. Retirement arrived quietly. And in the stillness, I began to notice what rarely gets spoken about.

15 Truths About Retirement That Few People Know

substack.com/@retirementf...

22.02.2026 11:31 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) I wondered if learning something new at my age looked foolish. Like I was too late. Then someone said, โ€œI hope Iโ€™m still that curious one day.โ€ Thatโ€™s when I realised: Curiosity is timeless. Youโ€™...

I wondered if learning something new at my age looked foolish.

Like I was too late.

Then someone said, โ€œI hope Iโ€™m still that curious one day.โ€

Thatโ€™s when I realised:
Curiosity is timeless.

Youโ€™re quietly showing others how to age well.

substack.com/@retirementf...

22.02.2026 08:09 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) What Does Healthy Stress Looks Like in Retirement? Healthy stress in retirement doesnโ€™t look like pressure or overload. Hereโ€™s the stress worth keeping. https://open.substack.com/pub/retirementforn...

What Does Healthy Stress Looks Like in Retirement?

Healthy stress in retirement doesnโ€™t look like pressure or overload.

Hereโ€™s the stress worth keeping.

substack.com/@retirementf...

23.02.2026 12:25 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) The silent shock Most people prepare for retirement financially. Very few prepare for it psychologically. The shock isnโ€™t the lack of meetings or deadlines. Itโ€™s the sudden absence of structure. Wo...

The silent shock

Most people prepare for retirement financially. Very few prepare for it psychologically.

The shock isnโ€™t the lack of meetings or deadlines. Itโ€™s the sudden absence of structure.

Work quietly decided:

โ€ข when youโ€ฆโ€ฆโ€ฆโ€ฆโ€ฆ.

substack.com/@retirementf...

23.02.2026 07:33 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Most retirees think the biggest risk is running out of money. It isnโ€™t. These 10 lifestyle mistakes catch almost everyone off guard. Worth a read before they catch you. https://open.substack.com/pu...

Most retirees think the biggest risk is running out of money.

It isnโ€™t.

These 10 lifestyle mistakes catch almost everyone off guard. Worth a read before they catch you.

substack.com/@retirementf...

21.02.2026 12:06 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) At 18, purpose is imagined. At 30, itโ€™s chased. At 45, itโ€™s postponed. At 55, itโ€™s questioned. At 60, itโ€™s redesigned. Purpose no longer means productivity. It means meaning. And meaning finally ...

At 18, purpose is imagined.
At 30, itโ€™s chased.
At 45, itโ€™s postponed.
At 55, itโ€™s questioned.
At 60, itโ€™s redesigned.

Purpose no longer means productivity. It means meaning. And meaning finally has room to breathe.

substack.com/@retirementf...

21.02.2026 07:49 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) There were no fireworks. No sudden sense of fulfilment. Retirement arrived quietly. And in the stillness, I began to notice what rarely gets spoken about. 15 Truths About Retirement That Few People K...

There were no fireworks. No sudden sense of fulfilment. Retirement arrived quietly. And in the stillness, I began to notice what rarely gets spoken about.

15 Truths About Retirement That Few People Know

substack.com/@retirementf...

22.02.2026 11:31 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) I wondered if learning something new at my age looked foolish. Like I was too late. Then someone said, โ€œI hope Iโ€™m still that curious one day.โ€ Thatโ€™s when I realised: Curiosity is timeless. Youโ€™...

I wondered if learning something new at my age looked foolish.

Like I was too late.

Then someone said, โ€œI hope Iโ€™m still that curious one day.โ€

Thatโ€™s when I realised:
Curiosity is timeless.

Youโ€™re quietly showing others how to age well.

substack.com/@retirementf...

22.02.2026 08:09 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Society says we value diversity. Except when it comes to age. The hidden bias against life after 50, and why ignoring it is costing us more than we realise. https://open.substack.com/pub/retirement...

Society says we value diversity.

Except when it comes to age.

The hidden bias against life after 50, and why ignoring it is costing us more than we realise.

substack.com/@retirementf...

20.02.2026 11:32 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Retirement gives you time. What it doesnโ€™t automatically give you is direction. Thinking about what to do next can quickly become heavy and exhausting. Relief rarely comes from more thought. It com...

Retirement gives you time.
What it doesnโ€™t automatically give you is direction.

Thinking about what to do next can quickly become heavy and exhausting.

Relief rarely comes from more thought. It comes from movement.

Choose one small thing. Do it today.

Let the nextโ€ฆ..
substack.com/@retirementf...

20.02.2026 07:58 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Most retirees think the biggest risk is running out of money. It isnโ€™t. These 10 lifestyle mistakes catch almost everyone off guard. Worth a read before they catch you. https://open.substack.com/pu...

Most retirees think the biggest risk is running out of money.

It isnโ€™t.

These 10 lifestyle mistakes catch almost everyone off guard. Worth a read before they catch you.

substack.com/@retirementf...

21.02.2026 12:06 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) At 18, purpose is imagined. At 30, itโ€™s chased. At 45, itโ€™s postponed. At 55, itโ€™s questioned. At 60, itโ€™s redesigned. Purpose no longer means productivity. It means meaning. And meaning finally ...

At 18, purpose is imagined.
At 30, itโ€™s chased.
At 45, itโ€™s postponed.
At 55, itโ€™s questioned.
At 60, itโ€™s redesigned.

Purpose no longer means productivity. It means meaning. And meaning finally has room to breathe.

substack.com/@retirementf...

21.02.2026 07:49 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Thereโ€™s a question every retiree asks in the morning, often without noticing. It sounds harmless. Comfortable, even. But over time, that question slowly changes, and when it does, retirement feels v...

Thereโ€™s a question every retiree asks in the morning, often without noticing.

It sounds harmless. Comfortable, even.

But over time, that question slowly changes, and when it does, retirement feels very different.

open.substack.com/pub/retireme...

substack.com/@retirementf...

19.02.2026 12:26 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Itโ€™s not that motivation disappears in retirement. Itโ€™s actually that thereโ€™s no cost to not acting. When nothing happens if you donโ€™t show up, urgency fades. Motivation usually follows commitment, ...

Itโ€™s not that motivation disappears in retirement.

Itโ€™s actually that thereโ€™s no cost to not acting.

When nothing happens if you donโ€™t show up, urgency fades. Motivation usually follows commitment, not the other way around.

Retirement tests whether you canโ€ฆโ€ฆโ€ฆโ€ฆโ€ฆ
substack.com/@retirementf...

19.02.2026 07:11 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Society says we value diversity. Except when it comes to age. The hidden bias against life after 50, and why ignoring it is costing us more than we realise. https://open.substack.com/pub/retirement...

Society says we value diversity.

Except when it comes to age.

The hidden bias against life after 50, and why ignoring it is costing us more than we realise.

substack.com/@retirementf...

20.02.2026 11:32 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Retirement gives you time. What it doesnโ€™t automatically give you is direction. Thinking about what to do next can quickly become heavy and exhausting. Relief rarely comes from more thought. It com...

Retirement gives you time.
What it doesnโ€™t automatically give you is direction.

Thinking about what to do next can quickly become heavy and exhausting.

Relief rarely comes from more thought. It comes from movement.

Choose one small thing. Do it today.

Let the nextโ€ฆ..
substack.com/@retirementf...

20.02.2026 07:58 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Would you retire at 55 with ยฃ400k? Before benchmarking yourself against someone elseโ€™s ยฃ400k, read this. https://substack.com/@retirementfornewbies/note/p-187863542?r=5x5zgk&utm_medium=ios&utm_sourc...

Would you retire at 55 with ยฃ400k?

Before benchmarking yourself against someone elseโ€™s ยฃ400k, read this.

substack.com/@retirementf...

18.02.2026 11:48 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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โ€œIโ€™ve Got ยฃ400k and No Mortgage. Can I Retire at 55?โ€ I saw a post recently:

Iโ€™ve Got ยฃ400k and No Mortgage. Can I Retire At 55?

open.substack.com/pub/retireme...

18.02.2026 11:38 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Retirement For Newbies (@retirementfornewbies) โ€œThe days all blur together.โ€ At first, the freedom feels luxurious. No alarms and no urgency. Then weeks start to merge. Tuesday feels like Sunday. A simple stabiliser: Give days a light theme. N...

โ€œThe days all blur together.โ€

At first, the freedom feels luxurious. No alarms and no urgency.

Then weeks start to merge. Tuesday feels like Sunday.

A simple stabiliser:

Give days a light theme. Not a schedule.

Just a reason this day is different from the last.

substack.com/@retirementf...

18.02.2026 07:59 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Preview
Retirement For Newbies (@retirementfornewbies) Thereโ€™s a question every retiree asks in the morning, often without noticing. It sounds harmless. Comfortable, even. But over time, that question slowly changes, and when it does, retirement feels v...

Thereโ€™s a question every retiree asks in the morning, often without noticing.

It sounds harmless. Comfortable, even.

But over time, that question slowly changes, and when it does, retirement feels very different.

open.substack.com/pub/retireme...

substack.com/@retirementf...

19.02.2026 12:26 โ€” ๐Ÿ‘ 1    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

@retirementfn is following 3 prominent accounts