Central Bank of Ireland

Governor’s Blog – Inflation and Some Other Things

✏Governor Gabriel Makhlouf's latest blog provides insights into the July monetary policy decision by @ecb.europa.eu, as well as growth, inflation and the current economic outlook. Read the full blog here www.centralbank.ie/news/article...

Research Technical Paper, “Mitigating Vulnerability: The Role of Risk Warnings, Information Order & Salience in Crypto Assets"

Today we've published a Research Technical Paper entitled “Mitigating Vulnerability: The Role of Risk Warnings, Information Order & Salience in Crypto Assets”, written by Danish Us-Salam. Read on here:
www.centralbank.ie/research-exc...

Research Technical Paper, “Details Matter: Loan Pricing and Transmission of Monetary Policy in the Euro Area”

Today we've published a Research Technical Paper entitled “Details Matter: Loan Pricing and Transmission of Monetary Policy in the Euro Area”. Read on here:
www.centralbank.ie/research-exc...

Behind the data - Beliefs and barriers: Climate change and Irish firms’ access to finance

📊 We've just published a new edition of our “Behind the Data” series, which explores survey data relating to Irish firms’ concerns about climate change and climate-related investment. Read more:
www.centralbank.ie/statistics/s...

Colm Kincaid

Central Bank of Ireland announces appointment of Colm Kincaid as Deputy Governor, Consumer & Investor Protection. Full statement here: www.centralbank.ie/news/article...

Research Technical Paper, “Great expectations: the role of experiences in Irish house price expectations formation” written by Laura Boyd, Tara McIndoe-Calder and Zivile Zekaite

Today we've published a Research Technical Paper entitled “Great expectations: the role of experiences in Irish house price expectations formation” written by Laura Boyd, Tara McIndoe-Calder and Zivile Zekaite. Read on here:
www.centralbank.ie/research-exc...

An Taoiseach Micheál Martin TD and Robert Troy TD at Ireland’s Women in Finance Charter event

An Taoiseach Micheál Martin TD and Robert Troy TD at Ireland’s Women in Finance Charter event

An Taoiseach Micheál Martin TD and Robert Troy TD at Ireland’s Women in Finance Charter event

We were pleased to host representatives of Ireland’s Women in Finance Charter to launch their 2025 report by the ESRI this week, attended by An Taoiseach @micheal-martin.bsky.social‬ and Robert Troy TD, Minister for State.

Great opportunity for graphic designers resident in the EU.

@ecb.europa.eu has launched a contest to design our future euro banknotes.

Contest open until 12:00 CET on 18 August 2025.

Research Technical Paper - Monetary Policy Shocks and their Effects across the Wealth Distribution: Evidence from new European data - by Simone Cima & Marco Moreno

Today we've published a Research Technical Paper entitled “Monetary Policy Shocks and their Effects across the Wealth Distribution: Evidence from new European data” written by Simone Cima & Marco Moreno. Read on here:
www.centralbank.ie/research-exc...

Retail Interest Rates for May 2025

📊 Retail interest rates statistics for May 2025 are now available.

Read more here: www.centralbank.ie/statistics/d...

Opening Statement by Vasileios Madouros, Deputy Governor, Monetary and Financial Stability

Vasileios Madouros (Deputy Governor, Monetary and Financial Stability) has appeared before the Oireachtas Select Committee on Budgetary Oversight. Read his opening statement www.centralbank.ie/news/article...

Research Technical Paper, “Non-bank Lenders to SMEs: Sensitivity to Financial Conditions”, Raffaele Giuliana & Paul Reddan

Today we've published a Research Technical Paper entitled “Non-bank Lenders to SMEs: Sensitivity to Financial Conditions” written by Raffaele Giuliana & Paul Reddan. Read on here:
www.centralbank.ie/research-exc...

Central bank independence is a political question, speech by Central Bank of Ireland Governor Gabriel Makhlouf

💬"Central bank independence is a political question". Read remarks by Governor Gabriel Makhlouf at Les Rencontres Économiques d'Aix-en-Provence: www.centralbank.ie/news/article...

Our latest Frontier Statistics release highlights how banks, as the largest domestic lenders to Irish households, account for €103.8bn of the €155.8bn outstanding loans. Home loans (€106.7bn) are the key loan purpose as of Q4 2024.
www.centralbank.ie/statistics/f...

Central Bank Governor Gabriel Makhlouf's Blog

A new blog from Governor Gabriel Makhlouf looks at the ECB’s updated Monetary Policy Strategy. Read the full blog here www.centralbank.ie/news/article...

National Claims Information Database

Today the Central Bank has published two National Claims Information Database (NCID) publications:

🚘 Private Motor Insurance Mid-Year 2024 Data Release

📑 Employers’ Liability and Public Liability Insurance Mid-Year 2024 Data Release

Read in full here www.centralbank.ie/statistics/d...

Monthly Card Payment statistics for May 2025

💳 Monthly Card Payment statistics for May 2025 are now available.

Read more here: centralbank.ie/statistics/d...

Appropriate and Sustainable Alternative Repayment Arrangements document

Central Bank of Ireland continues to enhance protections for borrowers in mortgage arrears, and the rules around what firms must do to support them. Find out more www.centralbank.ie/consumer-hub...

The aim of the ECB’s strategy assessment has been to make sure our monetary policy strategy remains fit for purpose, both now and in the future.

Read all about our strategy on our dedicated webpage www.ecb.europa.eu/mopo/strateg...

Access to cash - Central Bank of Ireland welcomes new legislation ensuring continued access to cash infrastructure for individuals and SMEs in Ireland.

Central Bank of Ireland welcomes new legislation ensuring continued access to cash infrastructure for individuals and SMEs in Ireland. Learn more about our role in Access to Cash www.centralbank.ie/financial-sy...

Central Bank Governor Gabriel Makhlouf’s pre-budget letter to Minister for Finance Paschal Donohoe ahead of Budget 2026

Read Governor Gabriel Makhlouf’s pre-budget letter to Minister for Finance Paschal Donohoe ahead of Budget 2026. www.centralbank.ie/publication/...

YouTube video by Central Bank of Ireland Innovation Sandbox Programme Showcase 2025

We recently hosted our first Innovation Sandbox Programme Showcase, bringing together a diverse community of innovators and industry leaders to explore innovative, responsible solutions to combat financial crime. Find out more: www.centralbank.ie/regulation/i...
youtu.be/FKeJ03bWs7A

New Non-Bank Lending to Irish Enterprises was slightly under €1.2bn in Q4 2024, according to the latest Frontier Statistics release, showing a more equal share of funds across enterprise sizes. Find out more: www.centralbank.ie/statistics/f...

🔁 ICYMI: We’ve just launched our latest collector coin, celebrating 100 years since George Bernard Shaw was awarded the Nobel Prize in Literature. 🪙📚 Details on how to order: collectorcoins.ie/15-silver-pr...

Banks are the largest lenders, lending €140.6bn of the €214.7bn of total credit. Individual personal credit is the largest borrower type, borrowing €131.9bn. Find out more: www.centralbank.ie/statistics/f...

We have published our second Quarterly Bulletin of 2025. Watch Robert Kelly (Director of Economics and Statistics) speaking about the outlook for the Irish economy and how policy can benefit the Irish economy: www.centralbank.ie/publication/...

Do you want to own a piece of literary history? We have just launched our first collector coin of 2025, which marks 100 years since George Bernard Shaw won the Nobel Prize in Literature. Details on how to order: www.collectorcoins.ie/15-silver-pr...

The gap between the median interest rates on mortgages held by banks, lending non-banks, and non-lending non-banks has narrowed since the ECB began cutting rates in mid-2024. Find out more: www.centralbank.ie/statistics/f...

Bar Chart showing Residential Mortgage Arrears & Repossessions Statistics for Q1 2025 The number of principal dwelling house accounts in arrears continued to decline to 5.8%, the lowest value on record.

Residential Mortgage Arrears & Repossessions Statistics for Q1 2025 are now available. The number of principal dwelling house accounts in arrears continued to decline to 5.8%, the lowest value on record:
www.centralbank.ie/statistics/d...

Central Bank of Ireland's Dublin Dockland Campus

Governor Gabriel Makhlouf has appeared before the Joint Oireachtas Committee on Finance, Public Service Reform and Digitalisation, and Taoiseach. Link to his opening statement: www.centralbank.ie/news/article...