Cards that have hotel and mile benefits often only benefit people who would frequently use them ONLY for that benefit AKA frequent travelers/people who travel for work. They arenβt super helpful in other categories otherwise and thus only accumulate the lion-share of their benefits during travel.
               
            
            
                23.09.2025 19:14 β π 1    π 0    π¬ 0    π 0                      
            
         
            
        
            
            
            
            
            
    
    
    
    
            I would elaborate more, but Iβm currently at work and I can get very loquacious/wordy in my explanations for short posts like this. π€£
               
            
            
                23.09.2025 18:32 β π 2    π 0    π¬ 0    π 0                      
            
         
            
        
            
            
            
            
            
    
    
    
    
            TLDR: Look in to Card Trifectas or Card Families rather than a specific card. You do not have to obtain all the cards in that trifecta, but the benefit of using a trifecta of cards is that the points/rewards are transferable across all the cards in that trifecta.
               
            
            
                23.09.2025 18:31 β π 3    π 0    π¬ 2    π 0