Monevator

Propegator | TheInvestor | Substack All about London property. Click to read Propegator, by TheInvestor, a Substack publication.

Into London property? Then you really should be reading our sister Substack for weekly opinions, property and investing links, and the pick of the week's new properties!

propegator.substack.com

Brexit cheerleaders now aghast at the GDP growth of Poland versus the UK over the past decade

There's not a sufficiently ironic sighing head shake emoji

Weekend reading: the white heat death of innovation* - Monevator Cryptic crypto, plus all the week's best reads

How Britain is on the cutting-edge of bureaucracy, with crypto ETNs the latest exemplar…

Plus all the week's money and investing reads including bits by @ToddWenning @mrmoneymustache @awealthofcs @Noahpinion @paulkrugman and many (many) more!

monevator.com/weekend-read...

Investing when the market is expensive - Monevator Investing when the market is expensive means balancing the fear of missing out with your capacity for risk and loss.

What to do if you must do something

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Weekend Reading: Smarter spam - Monevator What caught my eye this week. Working at the end of the age of publishing words has given me a lead on the post-LLM era. I saw early on how ChatGPT had mined the web for everything ever written – well...

A bit about the dawning era of Skynet-level spam, plus all the good money and investing reads from around the web!

monevator.com/weekend-read...

The Slow and Steady passive portfolio update: Q3 2025 - Monevator Are you watching Donald Trump?

Keeps on trucking / tracking

monevator.com/the-slow-and...

Weekend reading: Livin' la vida loca - Monevator Hyper value value? Plus all the week's best money and investing reads…

Bubble watch, plus all the week's best money and investing reads…

monevator.com/weekend-read...

From 8 October you'll finally be able to get exposure to Bitcoin and Ethereum in your ISA or SIPP via an ETN

(Should you? That's another question…)

We dive into the weeds around these upcoming products

monevator.com/crypto-etns/

Weekend reading: The American dream - Monevator What caught my eye this week. One big driver of the thousands of young economic migrants who’ve come to Europe and the UK over the past decade is said to be the spread of social media. Now that the de...

When it comes to salaries and spending freely, the British middle-classes can only gaze enviously at their far wealthier brethren over the pond.

Plus all the nest money and investing reads from around the web…

monevator.com/weekend-read...

"These challenges risk bringing development in London to a complete halt" London property recap: 19 September 2025

How UK housebuilding has been weakening for years – plus tons of this week's great reads for property fanatics and investors and my pick of the listings 🧐😃

propegator.substack.com/p/these-chal...

When I die: financial affairs fit for the afterlife - Monevator Creating a When I Die box might seem like a morbid way to spend a couple of weekends. But your heirs will love you for it.

Nobody wants to think about what will happen after they die.

But doing so could be the greatest gift for those you leave behind…

monevator.com/when-i-die-f...

Expected returns: Estimates for your investment planning - Monevator How to use expected returns to guide your investment decisions and best ensure you hit your financial goals

The bond market rout in 2022 and the bull market for equities since 2023 has changed the maths for expected returns, big time!

monevator.com/passive-expe...

FIRE-side chat: accelerating to escape velocity - Monevator Achieving FIRE with share options might seem the ultimate speedy jackpot, but years of hard work and good fortune still underpin the dream

For loads of insights from somebody who is actually living the very early retirement dream – the good stuff and the bad – check out our long interview on Monevator this week:

monevator.com/fire-side-ch...

Decumulation portfolio health check-up Gold and multi-factor stocks propel our retirement portfolio to a happy place.

Year two check-in on our dynamic withdrawal-based model retirement portfolio. All systems green!

[Members]

monevator.com/decumulation...

Weekend reading: Property is the real third rail in British politics - Monevator Hoarding housing down under, plus all the week's good reads…

Hell hath no fury like a legitimate stamp duty taxpayer scorned – plus all the week's best money and investing reads

monevator.com/weekend-read...

Angela Rayner is not UK housing's biggest problem London property recap: 5 September 2025

Forget Angela Rayner – not enough people are talking about what's really holding UK house building back…

propegator.substack.com/p/angela-ray...

Retail bonds: rare, risky, and sometimes rewarding - Monevator Retail bonds listed on the London Stock Exchange enable individual investors to buy bonds like the big boys. But there is plenty of risk.

Unless you're an enthusiastic amateur bond sleuth or you have particular insights into a sector, retail bonds are probably not worth the bother…

monevator.com/retail-bonds...

When are fund fees low enough? Costly funds batter your wealth. But eventually fund fee savings fail to move the needle. We show you when your existing fund is cheap enough.

There's a limit to even our zealotry on fees…

monevator.com/how-much-do-...

Weekend reading: No credit for switching a bank account - Monevator A dinosaur uses the new-fangled (not) current account switching service to interesting effect.

Why did my credit rating drop when I did the right thing? Plus all the week's good money and investing reads!

monevator.com/switching-ba...

Catastrophe bonds for UK investors: getting paid to weather risks [Members] - Monevator Catastrophe bonds enable you to diversify your portfolio away from economic and earnings outcomes, but of course they introduce other risks…

Catastrophic thinking for fun and potential profit [Members]

monevator.com/catastrophe-...

Low-cost index funds UK - Monevator Low-cost index funds and ETFs to help you reduce costs and boost your portfolio returns. Check out our updated list for all the major assets.

The cheapest index trackers for UK investors – all you need to build a resilient portfolio that will beat most of those that take the active route…

monevator.com/low-cost-ind...

Weekend reading: Life as a lottery ticket - Monevator What caught my eye this week. I read hundreds of investing-related articles to compile these Weekend Reading links each week. Far more than when I was just doing my own active investing research. I en...

Is investing today really as degenerate as living online would have you believe?

Plus the week's best money and investing reads including @abnormalreturns @cullenroche @financialsamra @larryswedroe @NovelInvestor @dollarsanddata and gazillions more!

monevator.com/weekend-read...

Tax policy prevarication comes for the London property market London property recap: 22 August 2025

Why would anyone in the UK move house *now*?

propegator.substack.com/p/tax-policy...

Stoozing: why borrow money on a credit card just to save it? - Monevator Stoozing involves taking out debts at 0% interest to earn a higher return in a cash savings account. It's free money, done right.

How to make money from credit cards.

(Yes, I said *make* money…)

monevator.com/stoozing-why...

How to construct your own asset allocation - Monevator Determining your asset allocation needn't be a daunting task once you understand the key building blocks of a diversified portfolio.

Back to basics for a firm foundation!

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Weekend reading: One more time - Monevator What caught my eye this week. When I first began writing about investing on Monevator in 2007, I wondered when I’d run out of things to say. The basics of good personal finance can famously be written...

Good weekend? Still time to catch up on last week's money and investing reads…we start with crypto and the recent GENIUS act and go uphill from there ;)

monevator.com/weekend-read...

Nick's books has already made the NYT bestseller list!

Thrilled to be playing host to best-selling author Nick Maggiulli on Monevator today.

"My book is both a guide and a warning. It’s about how to build wealth – and knowing when enough is enough."

monevator.com/the-wealth-l...

Weekend reading: Staggering towards stagflation? - Monevator Why the rate cut isn't exactly a harbinger of better times, plus all the week's investing reads…

Obviously Brexit isn't the only reason Britain is teetering on the edge of stagflation, but it's the one nobody talks about anymore and it easily accounts for the UK's supposed £41bn 'black hole'

Plus all the good money and investing reads from around the web…

monevator.com/weekend-read...

FIRE-side chat: Scot-free - Monevator We hear from another Monevator reader on the cusp of early retirement…

Head to the Monevator website to read the rest of the story:

monevator.com/fire-side-ch...