Andrew Lokenauth | TheFinanceNewsletter.com

High interest rates crush companies that rely on borrowing. Warren Buffett stockpiled $382 Billion in cash for this exact reason.

The market isn't looking at how good the chips are anymore, they are worried if Nvidia’s customers can actually make money using them.

You can't expect one company to carry an entire market forever.

A Fed cut in December would help but with mixed employment numbers it’s a coin toss.

Nvidia's CEO Jensen Huang just said, "The whole world would've fallen apart" if $NVDA has a bad quarter and missed earnings expectations.

Do you realize what's happening?

The "picks and shovel" phase of this gold rush over. Nvidia sold the tools but miners are struggling to find gold.

BREAKING: SoftBank falls over -10% after Asian markets open, over AI bubble fears.

SoftBank has over $30 Billion invested in OpenAI.

$1 TRILLION wiped out from stocks today due to fears of:

1. Jobs data (higher unemployment rate)
2. AI bubble (Nvidia down 3%)
3. Consumers cutting back on discretionary spending (Target reported disappointing sales)

Auto repossessions are now its highest since 2009.

And the U.S. now has a record $1.7 trillion in auto loans.

Meanwhile... U.S. subprime auto loan delinquencies are its worst in 30 years.

Me in 1999 instead of buying Nvidia shares

More people are watching Nvidia's earnings report than the Super Bowl right now.

NVIDIA $NVDA EARNINGS:

• Revenue of $57B higher than expectations of $55B
• Data center sales of $51.2B higher than expectations of $48.6B

Nvidia is projecting revenue up to $66.3 billion next quarter.

CEO Jensen Huang says: “Blackwell sales are off the charts, and cloud GPUs are sold out.”

People with 0.01 shares of NVIDIA listening to the earnings call today

How bad are the numbers?

a man in a leather jacket and glasses is holding a gpu graphics card . ALT: a man in a leather jacket and glasses is holding a gpu graphics card .

YUGE valuation lol

Not to be overdramatic but the World's largest company reports earnings in a few hours

Nvidia's CEO may have the best LinkedIn profile ever — from dishwasher to CEO.

Happy Nvidia earnings day to all who celebrate!

A masterclass in writing

The Flintstones owned this home on a single salary from a husband with only a high school diploma.

This was considered normal at the time.

U.S. Stock Market vs. Other Countries in 2025:

BREAKING: Oracle's $300 billion OpenAI deal is already underwater, now worth a NEGATIVE $74 billion, per The Financial Times.

Since the deal was announced in September, Oracle has now lost $315 billion in value.

Clay Higgins was the only one to vote ‘No’ on releasing the Epstein files.

Saudi Arabia tells Trump it will invest $1 Trillion in the US.

But their entire country’s GDP is only $1.24 trillion. How is this even possible? The math isn’t mathing.

BREAKING: Google just released Gemini 3 and says it’s the now World's most intelligent AI model yet.

Infinite money glitch

Anthropic pays Microsoft to pay Nvidia so Nvidia and Microsoft can both pay Anthropic back.

Fear and Greed Index is now 9, Extreme Fear.

The index is likely to remain in fear territory for weeks, based on historical patterns. Extreme fear doesn't guarantee an immediate bottom, but it does mean prices are resetting.

I used Google Gemini to make this picture lol

First day at Cloudflare, pushed a little update and taking the afternoon off.

AI crawling for training data increased 80% by mid-2025. Bots scrape websites constantly, hitting servers millions of times daily.

Every ChatGPT query retrieves data, processes context, generates text, and sends results. Multiply that by millions of users hitting thousands of AI services.

Cloudflare’s global outage is causing half the internet to go offline, impacting over 100 million website users.

AWS and Azure failed in October and Cloudflare failed today. That’s three critical infrastructure providers in 45 days.

Expect more infrastructure outages as AI increases server loads.