@stevechen01.bsky.social
Teacher 🧑🏻🏫 Financially free @33 💸 sharing how I saved,earned,and invested my money.
Give Me 12 minutes and you’ll Get Ahead of 97% of People
11.07.2025 11:36 — 👍 2 🔁 0 💬 0 📌 0
Why Everything Changes After $10k
30.06.2025 00:43 — 👍 3 🔁 0 💬 0 📌 0
If I Started Investing In 2025, This is what I would Do
06.06.2025 02:58 — 👍 5 🔁 0 💬 0 📌 0
7 Best Side Hustles to Start in 2025
06.06.2025 02:57 — 👍 3 🔁 0 💬 0 📌 0
my Honest Advice To Someone Who Wants Financial Freedom
06.06.2025 02:56 — 👍 2 🔁 0 💬 0 📌 0
The Best High Yield Savings Account of 2025
06.06.2025 02:55 — 👍 1 🔁 0 💬 0 📌 0
7 Rich People’s Habits That will Change Your Life
06.06.2025 02:54 — 👍 0 🔁 0 💬 0 📌 0
How To Manage Your Money Like The 1%
06.06.2025 02:52 — 👍 0 🔁 0 💬 0 📌 0
How to change your finances in 6 Months
06.06.2025 02:50 — 👍 0 🔁 0 💬 0 📌 0
Success is simple..find someone that has the results you want, be coachable and get to work!! 💪
02.06.2025 23:28 — 👍 2 🔁 0 💬 0 📌 0Appreciate that—‘learning tuition’ is the perfect way to put it. It was expensive, but it taught me lessons no course ever could. Sticking with it and learning from the losses made all the difference.
30.05.2025 07:27 — 👍 0 🔁 0 💬 0 📌 0I'm here to tell you that financial freedom means anything you want it to mean. Have the freedom to actually do what you want with your time and resources, and focus on your passions and people you care about.
If you don't know where to start, l'm actually having a FREE TIME NOW
Do l invest or keep in cash?
Keep in cash:
Emergency fund (3-6 months of expenses)
Big ticket fund (planned purchases <12 months e.g., vacations)
Life milestone fund(milestones 1 year e.g.wedding,home purchase, education)
Put in investments:
Everything that's left over!
What are your thoughts?
Look for ways to increase your earning potential, such as pursuing additional education, acquiring new skills, starting a side business, or seeking higher-paying job opportunities.
25.05.2025 23:53 — 👍 3 🔁 0 💬 0 📌 0Here are the biggest lessons I learned about money over the years:
1. Live below your means
2. Increase your skills and income while you still have a lot of energy
3. Invest as early and often as possible
However, I shifted my mindset into investing in high value companies, particularly in companies that were part of the S&P 500.
Years later, I grew a sizable account, was able to collect dividends, sell covered calls against shares I collected, and became financially independent.
I made a lot of mistakes investing in the beginning. First, I didn’t know that I actually had to buy assets within my accounts. Second, I lost money from buying things I didn’t understand, like penny stocks. And third, I lost money through risky options trading. I felt like an idiot.
25.05.2025 01:02 — 👍 2 🔁 0 💬 1 📌 0I became very motivated to see my account slowly grow. So to speed up the process, I started doubling down on my tutoring business and stashed as much as I could into my retirement accounts.
25.05.2025 00:57 — 👍 0 🔁 0 💬 0 📌 0This was when I discovered the world of investing and how ALL wealthy people became wealthy. Naturally, I went into a rabbit hole, learned everything I could about investing in the stock market, and opened my first account.
25.05.2025 00:38 — 👍 0 🔁 0 💬 0 📌 0When I got my job, I was proud of myself. However, it was in my 20s that I started to realize that money was hard to make and keep. Even though my parents taught me to aggressively save my money, I felt that doing this still wouldn’t help me become financially secure in the future.
25.05.2025 00:34 — 👍 0 🔁 0 💬 0 📌 0Of course, I wanted to make my mom proud. I studied hard, got my CA teaching credentials, masters degree in education, and became a public school math teacher.
25.05.2025 00:31 — 👍 0 🔁 0 💬 0 📌 0Whenever her shift would end, we would hop into her car, and I remembered seeing her sob and be so stressed out about life. She told me that her wish for me was to make sure I studied hard in school so I wouldn’t have to “use my hands” but “use my head” instead.
25.05.2025 00:28 — 👍 0 🔁 0 💬 0 📌 0#mystory
Growing up with Taiwanese immigrant parents, I always watched how hard they worked. My mom worked as a waitress and maid, and I remembered going house-to-house with her every day after school.
If you’ve got a few things to clear up and you’re looking for solid answers, I’m here to help. You can reach out privately—just break this down: start with plus, 1948 then 230, and finally 1011. Message me on W.A I’ll be waiting for your messages on WhatsApp. when you’re ready. No pressure,
25.05.2025 00:00 — 👍 5 🔁 0 💬 0 📌 0I'm excited to be a part of bsky..social! 👋
What’s your 2025 investing goal?
