Pat West

This could be a post about early stage insurtech if you want it to be.

Push the state Universities in Illinois with law schools to offer online JD programs and you'll get this inside of the next 5-7 years.

Mine has depreciated so poorly that I am giving it to my twins when they turn 16 as a starter vehicle. I'm disappointed and on top of this they build Rivians in Illinois, USA.

Hiked over to one of the greatest Insurance Campuses in the World this morning.

This happens daily in the insurance industry. A lot of folks don't actually know how to communicate - they just sell fear and whataboutisms. Good for you - delete away!

The "don't go to college" grifters seem to truly underestimate what it takes to actually be in a position to drop out of Harvard.

Insurtech struggles with product velocity at a level I've never seen in any other Industry. The number of dead on arrival products is embarrassing.

Starting to wonder if my generation has the incentive to innovate vs replicate. They redid Top Gun, now Happy Gilmore, the Tyson/Paul fight and not that I'm mad but are we more successful fixing than inventing?

Generally speaking and as it sits now, it's a buyers market. JMO but building unless it's part of your core revenue (you're planning to sell the tech) adds too much overhead. Most tech is super affordable.

It's like the tiktoks in offices that look and sound like frat houses and sell IUL.

Good point! Your journey is definitely what I was getting at 🙌

I'll never understand why people start businesses before they have customers. Especially consultants. At the very least ask people if they'd do business with you before you spend $10k on a brand.

The 10 year agency plan nobody tells you about:
Northwestern Mutual Intern for a summer ->
State Farm Agency Team Member for 2 years ->
Independent Agency Owner 5 yrs ->
Exit to P/E ->
Earn Out 3 years->
Repeat

X has no audience. Everyone making statements. Nobody discussing, just non stop reacting.

My jokes about AMS systems get funnier if you know where I grew up. It's like making fun of State Farm in Bloomington.

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The black Friday phishing scams started early today.

It's new insurance commercial season... I mean college basketball is starting.

Agents need more revenue and policyholders need more coverage. Home warranty add-ons to homeowners policies makes more sense than damn near every insurtech out here combined.

The sneakiest insurance players are loading up on cross-sell. Embedded is about as broad as insurtech but growing LTV, especially in personal lines is wide open.

There are lot fewer insurtech than before and that's mostly because you can make a shitload of money playing the buyer side game.

$LMND investor week is a differentiator. I wish more carriers understood the value of this type of engagement.

no no bluesky isn't 100% progressive. we have geico and the yellow ostrich one too. liberty biberty

This is one of the most on brand pieces of insurance advertising you'll see.

#insuranceBS surfacing right as a ton of the best operators are on the backend of their earn outs feels special.

Now it's getting good! My man 🙌

Love the idea of getting back to just bs'ing with friends about insurance.

I feel like the people who want to build new things are joining #insuranceBS

#bluesky #insurance

It's kinda cool not having all the inflated algo stuff. Just people posting. I'm excited for #insuranceBS 😉

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Let's go!

Insurance is not the thing, it's the thing that gets us to the thing.