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Jay Fleischman

@moneywiselawyer.bsky.social

I'm a lawyer and content creator representing people with student loans and consumer debt problems for 29 years.

302 Followers  |  259 Following  |  122 Posts  |  Joined: 09.11.2023  |  1.713

Latest posts by moneywiselawyer.bsky.social on Bluesky

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Getting your student loans forgiven under PSLF is life-changing, so don’t risk it due to impati

26.08.2025 02:52 β€” πŸ‘ 2    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
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With PSLF forms, timing is everything

23.08.2025 00:52 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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The pending overhaul of Public Service Loan Forgiveness specifically targets healthcare providers who offer gender affirming care to trans children and young adults

22.08.2025 21:52 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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PSLF buyback is experiencing ever-increasing backlogs. Applications are being processed but the

20.08.2025 02:53 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Public Service Loan Forgiveness is being overhauled, but will it impact your loans?

19.08.2025 15:55 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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PSLF regulations are being overhauled but nothing will change until July 2026 at earliest, so let’s not panic yet #studentloans #pslf #studentloanlawyer

19.08.2025 15:30 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Switching your federal student loan IDR plan is often a matter of timing

13.08.2025 18:55 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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I’ve been looking for a reason to use this sound

12.08.2025 02:51 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Keeping your federal student loans in SAVE while making interest-only payments may work for some borrowers, but consider your situation before jumping at this strategy

12.08.2025 00:52 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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De'ann Romanick Your spouse’s income doesn’t need to be a factor in your federal student loan p

09.08.2025 16:53 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Everyone is entitled to an opinion, and to keep it to themselves

07.08.2025 00:51 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Federal student loan system will be offline August 2-3, 2025

01.08.2025 21:53 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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If your student loans are held up in the SAVE Plan forbearance, don’t panic! Your loans will not go back into repayment on August 1, 2025.

The current forbearance won’t vanish overnight, but interest on your loans will begin to accrue again.

Should you stay in forbearance? Switch repayment plans?

01.08.2025 00:53 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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When it comes to federal student loans and IDR plans, the most important element is your discre

27.07.2025 19:53 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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College costs money, so here’s one way to find out if you’re making a bad investment

25.07.2025 03:10 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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IBR forgiveness paused, not gone so don’t panic (yet)

23.07.2025 04:25 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Department of Education halts student loan forgiveness under IBR, but it's not time to panic (yet).

Forgiveness hasn't ended. IBR hasn't ended. PSLF hasn't ended.

There's a glitch in the system and they're working to fix it. Unfortunately, it will probably take a while, because half the staff was

22.07.2025 02:24 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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460k requests to enter into an IDR Plan or switch to a different plan will be denied by the US

20.07.2025 19:54 β€” πŸ‘ 1    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
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legal has entered the chat

19.07.2025 20:09 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Considering student loan consolidation? Not so fast

19.07.2025 16:34 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Parent PLUS borrowers who take out new loans after June 30, 2026, will face challenges under the new student loan repayment and forgiveness laws.

Watch this so you can understand the risks and how to protect yourself.

17.07.2025 00:33 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Navy Federal Credit Union took $100 million in surprise junk fees from veterans and military families. The CFPB sued them and settled for $95 million in November 2024.

Fast forward to July 1, 2025: Russell Vought, Acting Director of the Consumer Financial Protection Bureau, formally rescinded the

16.07.2025 04:00 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Credit reports are going to keep showing past due medical debts, making it more difficult for p

15.07.2025 22:02 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Can you pay your federal student loans in advance and still get PSLF credit? Yes, but only if you follow the rules.

11.07.2025 00:36 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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If you're pursuing Public Service Loan Forgiveness and in the SAVE forbearance, should you switch plans?

Every month you spend in forbearance is another month you have to wait until your loans are forgiven.

PSLF buyback may not be available.

You'll be required to remain with a qualifying

10.07.2025 02:45 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Federal student loan borrowers in the SAVE Plan will start seeing their balance increase on August 1, 2025.

On July 9, 2025, the US Department of Education announced that interest will begin to accrue for borrowers with loans in the SAVE Plan on August 1, 2025.

This means that borrowers in the

09.07.2025 21:14 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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The new student loan laws and existing Parent PLUS borrowers who WILL NOT need new loans after

09.07.2025 02:41 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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The new student loan laws and existing student borrowers who WILL need new loans for their own education after June 30, 2026.

1. You won't be subject to the new student loan borrowing caps.
2. If you're currently taking out Grad PLUS Loans, you'll still have access to them.

BUT when you finish

06.07.2025 18:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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The new student loan laws and existing student borrowers who won’t need new loans after 6/30/25

04.07.2025 22:02 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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| Student Loan & Debt Law I was wrong about the part of the budget reconciliation bill dealing

03.07.2025 22:05 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

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