Jay Taylor

Kitces on Dynamic Asset Allocation & Safe Withdrawal Rates The April 2009 Issue of The Kitces Report on "Dynamic Asset Allocation and Safe Withdrawal Rates" using Shiller CAPE.

Michael Kitces has a great article from 2009 about "Dynamic Asset Allocation and Safe Withdrawal Rates."

The wife and I retired this year, and have pared our risk exposure *way* back. I used this article as a reference when rebalancing our portfolios.

www.kitces.com/april-2009-i...

Voting for the 2025 city, school board and public measure FO is complete. Took a selfie at the Selfie Station.

Doing my part - voting for the 2025 city, school board and public measure FO is complete.

#Vote
#IVotedToday

A panorama photo of the Wine-O Bingo group tonight.

The whole group that attended the final Wine-O Bingo games tonight.

One game of Wine-O Bingo was to create a "16" to celebrate Allan and Gina's 16 years of owning the Wine Styles store.

Allan and Gina were proudly displaying the magnetic Scrabble tiles sign that our group gave to them as a gift.

It was a great 16-year ride!

Cheers to Gina and Allan as they retire to spend time with their first grandchild!

Tonight was a special, invitation-only Wine-O Bingo night.

The owners of Wine Styles will be retiring at the end of this week.

Lots of familiar faces and laughs tonight!

@sally1025.bsky.social

#WineOBingo
#WineStyles
#HappyRetirement

I am considering a fresh start in Portugal. There are so many terrible things happening in the U.S., perhaps a change of scenery would be for the best.

Damn, you guys look great as U2!

My generator is set up and covered, in case of rain tonight.

It’s #Generator Test Day for us. I manual disconnect for the grid and run the whole house on our Honda generator until the fuel runs out.

I usually get 15-16 hours of run time on 5 gallons of fuel.

#MiniPrepper
#HondaGenerator

Got all of that sweet Edge delay programmed in?

A cast iron pot filled with Jay's Dirty Beans, ready to go on the smoker.

The baby back ribs and beans are on the smoker.

The smoker is smoking!

I bought two racks of baby back ribs and the fixin's for Jay's Dirty Beans.

Ribs and beans are now on the #Smoker

#Traeger
#Ribs
#JaysDirtyBeans

The prototype of the new generator ramp has been assembled over the door threshold.

This is a side view of the configuration that I settled on building.

The final prototype ramp has been glued and screwed together.

The #Woodworking project of the day is a custom ramp (1 of 2 pictured) for our whole-house portable generator. I store the generator in my office and deploy it out as needed.

With a new slider door installed, I didn't want to damage the track moving our generator over it.

#WoodworkingProject
#DIY

Unless you're Nvidia...

😆😆😆😆

#1 rated pork tenderloin sandwich in IA for 2025.

The #1 rated pork tenderloin sandwich with a bowl of tomato and feta soup.

My wife followed us in her car. She didn't feel like braving the 46º temps and strong winds.

Booker's bourbon #2024-01.

My friend, Mike, suggested a motorcycle ride to Grinnell, IA to the eat at the #1 rated Pork Tenderloin sandwich restaurant in IA for 2025.

The wind was fierce and weather was cool (46º), but the food was good!

Now, I'm enjoying at Booker's #Bourbon in the driveway.

#PorkTenderloinSandwich

I haven't heard of this one. How is it?

I can recommend this beer! I've purchased several 4-packs so far this Fall, and will continue buying until it is out-of-stock for this round.

That is a good question; I don't know if they ship. It is Barn Town Brewing. The location I got to is in West Des Moines, IA.

Barn Town Brewing's "Don't Call Me Shirley!" beer.

Fun! There's a local brewery that makes a sour (beer) that tastes like a Shirley Temple called "Don't Call Me Shirley!" It's back for a short time also. I stocked up!

#DontCallMeShirley
#BarnTownBrewing

October is the month that our River Birch tree really lets loose with its leaves. This video was taken in 2022, and I've done some trimming of branches, so it's not dropping them quite this heavy any more.

#FallingLeaves
#FallColors
#AutumnColors

This is a panoramic photo of our neighborhood from a few years ago. It has been stitched together from 9 separate RAW digital photo files. We haven't had much color change yet this year.

Here is a panorama of our neighborhood that I took several years ago.

The software that I used to use to create panoramas stopped working on MacOS after an OS upgrade. But, I managed to track down a different product that would work to stitch RAW files together.

#Photography
#Panorama
#FallColors

🤣🤣🤣

Frannie the Corgi carrying a leaf in her mouth.

I couldn’t figure out why Frannie was carrying around a leaf on our walk yesterday. Normally, she carries comically large sticks. She had it in her mouth for a whole city block.

When she finally dropped it, there was some kind of berry on the stem.

She’s such a goof!

#FrannieTheCorgi
#CorgiCrew

I’m way up off the ground today.

The new Televes antenna is mounted and pointing at the broadcast towers.

My wife, tying a coax cable to a 100’ extension cord so I can reel it up and attach it to the new antenna.

The newly-mounted Televes antenna. We now receive all of the local channels we’re supposed to get.

I spent a lot of time getting up and down from the roof today. Our old OTA antenna was broken and not receiving channels well.

The new gigantic antenna got mounted and hooked up. We now receive all of the OTA local channels, even the set of weak ABC stations.

#Televes
#OTA
#Television
#Antenna

Very nice! I’m hoping to visit Portugal early in 2026.

The South side of the house has been partially painted

The East side of the house has been partially repainted.

A bottle of Russell’s Reserve Single Rickhouse Camp Nelson B bourbon.

The upstairs bedroom on the West partially repainted.

And, so ends the outdoor painting project left in the wake of our new windows.

Now, I’m sitting in the driveway sipping on a #RussellsReserve #SingleRickhouse #CampNelsonB that I just picked this up in CO.

#Bourbon
#WildTurkey

A bottle of Pliny the Elder beer from Russian River Brewing Company. I scored several bottles of this hard-to-find beer in Colorado, and am enjoying it in the driveway tonight.

The high part of the roof with the new window has been painted. I recruited the help of a painter in the neighborhood to get it done.

Zoey scored a new sweater this morning. A neighbor dog just passed away and his owner gave it to Zoey when we walked by.

Frannie the Corgi is out sunning her belly this afternoon. It’s good to be Frannie…

In Colorado, I scored some #PlinyTheElder double IPA beer, so I’m cracking one open in the driveway tonight.

I got the high peak painted today, with an assist from a painter working in the neighborhood.

The day started out cool, but it is now 73°, warm and breezy.

#RussianRiverBrewingCompany

The lineup for tonight's allocated whiskey raffle.

We picked up an Eagle Rare HyVee store pick.

My wife and I attended a #BourbonRaffle at a local grocery store tonight. There were several that I was interested in purchasing, including a Michter's Barrel Strength Rye, Weller Full Proof and an Elmer T. Lee.

My wife's name was called, and she picked an #EagleRare store pick for me.

#Bourbon

Would you have an invite code to share?

Thanks! It's slowly progressing...

The area where the new walk-out slider door and new kitchen window were installed is all taped up and ready to paint.

The kitchen slider and window area just received a new coat of paint to hide the new siding boards that needed to be installed.

I picked up this Smokeye Hill bourbon while we were in Colorado. Painting is done for today, so I've cracked open a bourbon that I've never tried, but have heard good things about...

Back from Colorado and resuming the outdoor painting job.

The kitchen slider and window area have received a fresh coat of paint to blend the new siding boards into the rest of the house.

Done for today, I've cracked open the new #SmokeyeHill #Bourbon that I picked up on the trip.

#HousePainting

Except for me, who ordered first and was done by the time they ordered.