UK Shareholders’ Association

FSCS Updates 2025: Depositor Protection Changes & SCV Readiness Are you ready for FSCS 2025? Understand the new limits, THB complexities, and SCV reporting demands and how SCV Alliance v25 keeps you ahead.

The Prudential Regulation Authority (PRA) proposed in March 2025 increasing the standard deposit protection limit from £85,000 to £110,000, and the Temporary High Balance (THB) protection from £1 million to £1.4 million. Will it happen on the 1st December? www.macroglobal.co.uk/blog/regulat...

FT Ranking: Europe’s Long-term Growth Champions The ranking highlights companies with sustained revenue growth between 2014 and 2024

London ranks highly in Europe’s Long-term Growth Champions based on “their their ability to innovate and the willingness of their high-growth companies to be candid with financial information.” www.ft.com/content/9b6d...

WHAT IF...TARIFFS? - SO34Z106 | Swatch® Official Online Store Buy WHAT IF...TARIFFS? at Swatch Europe.

Turning a punitive business threat into an opportunity www.swatch.com/en-gb/what-i.... 39% US tariffs on Switzerland is the new selling point.

A way of opening up audit competition, something the CMA reviewed way back in 2018? www.frc.org.uk/news-and-eve...
See also www.uksa.org.uk/news/2019/09....

Private capital listing plans stoke hopes of a London IPO revival Almost a dozen firms preparing UK flotation of a portfolio company in next 12 months

Light at the end of the tunnel? www.ft.com/content/a1a8...

UK savers have more than £614bn in excess cash Money that could be channelled into investments earning higher returns jumps by a third since 2022

Are we, the people, like governments? Too short-term in our thinking? Or is the symbiotic relationship between the cost of living and geopolitical disruption making us want to have bigger 'easy access' savings pots 'just in case'? www.ft.com/content/37af...

FCA approves just 6 e-money licence applications in 9 months Not a single authorised electronic money institution licence was granted by the Financial Conduct Authority in the fourth quarter of 2024.

Is the FCA partly to blame for a slowing down in fintech? Is the approval process too burdensome on startups? www.cityam.com/exclusive-fc...

London fintech eyes IPO as Klarna’s listing puts pressure on the City UK card reader firm SumUp is weighing a stock market listing that could value it at up to $15bn (£11.04bn)

How do we make London listings more attractive? Is it the need for deeper liquidity and a broader investor base? Is the City ”a market defined only by consolidation at the top rather than a healthy pipeline of new entrants”? www.cityam.com/london-finte...

We all need sound financial awareness at all stages of our lives. Angela Rayner and professional footballers were not immune to inappropriate financial decision-making. Neither are we. www.uksa.org.uk

Cyber attackers damage Jaguar Land Rover production | Computer Weekly Jaguar Land Rover reports a cyber-attack has “severely disrupted” its vehicle production and retail operations, recalling similar attacks on other prominent British brands this year.

Still unsure about the need for improving business resilience? Ask Jaguar Land Rover. www.computerweekly.com/news/3666301...

The cyber security bill must go further to truly protect the UK economy We can no longer ignore the major gap in our cyber protections.

Business resilience – can Brydon’s 2017 review help Government help companies to achieve this? www.politicshome.com/opinion/arti...

Making shareholding digital is fine but Government has ignored Step 1: ensuring beneficial owners in nominee accounts are included in the share registers. That has led to issues in the ‘preferred solution’ from the Digitalisation Task Force, shareholder rights erosion www.uksa.org.uk/news/2025/08...

Why getting to net zero will take more than peer pressure Either governments will need to spearhead decarbonisation or markets will have to take over in the main

“Heavyweight investors want profits and the inconvenient truth is that Big Oil’s short-term gains accrue from fossil fuels.” But are retail investors seeking greener goals as “by and large [we all] want products and services that are affordable”? www.ft.com/content/765c...

Crypto-Spacs put a risky investment in a riskier wrapper Fusing these together is a bold choice but the acquisition vehicles have a reputation for burning fortunes

Spice up your life with a Crypto Spac. Especially as Bitcoin is now so expensive. www.ft.com/content/6da2...

UK Shareholders’ Association has responded to various consultations from government and regulators. Link: www.uksa.org.uk/page/policy-...

What will it take to make British investors buy British stocks? Brits seem to be using the rally as yet another opportunity to sell

What will it take to make British investors buy British stocks? https://on.ft.com/3G8gLqO | opinion

HSBC explores axing in-person AGM amid frustration with cost and protests Virtual-only meeting would save expense of leasing a venue and hiring security personnel

HSBC explores axing in-person AGM amid frustration with cost and protests
on.ft.com/3EPQvkl

How can EU financial markets ensure that retail investors receive real value for their money (VfM)?

The second panel at “Towards a Savings & Investment Union” conference will explore how VfM can become a guiding principle in the design, distribution, and supervision of financial products.

Retail investors take on hedge funds in Europe’s answer to ‘meme stock’ mania Small traders have piled in to defence companies targeted by short sellers, in an echo of 2021’s GameStop trade

Retail investors take on hedge funds in Europe’s answer to ‘meme stock’ mania (gift link)
on.ft.com/4hwYBMk

BETTER FINANCE welcomes the @ec.europa.eu Commission ’s communication on the Savings and Investments Union (#SIU) and the accompanying draft report by MEP @aurorelalucq.bsky.social, which seeks to strengthen citizens’ wealth and enhance the economic resilience of the European Union.

⬇️continues⬇️

Regulator accused of letting hedge funds control Thames Water Allegation comes as utility waits for Court of Appeal decision over £3bn emergency loan

What happens when “economic ownership” shifts from shareholders to bondholders? www.ft.com/content/59f8...

Savers love Cash ISAs - but their safety comes at a price Cash ISAs are the slow and steady option for tax-free saving, and these savers mostly knowingly shun the higher returns of Investment ISAs.

For many who are 'just about managing', maybe 'certainty' overrides 'return'? www.cityam.com/savers-love-...

UK Abolishes Payment Systems Regulator to Streamline Regs The U.K. government late Tuesday abolished its Payment Systems Regulator, a move aimed at reducing business complexity and supporting the Labour government's

Genuine change or just moving the deckchairs on to one deck?
Payment Systems Regulator to be subsumed by the FCA. www.databreachtoday.com/uk-abolishes...

FCA drops plan to ‘name and shame’ more UK companies under investigation Financial regulator says it will scrap new public interest test after backlash from the City and government officials

FCA drops plan to ‘name and shame’ more UK companies under investigation after “big backlash from the City.”
on.ft.com/4irzV93

Regulator will drop plans to ‘name and shame’ UK companies The Financial Conduct Authority (FCA) is set to shelve plans to “name and shame” companies under investigation for breaking rules.

www.cityam.com/regulator-wi...
How big the carrot, how small the stick to make the UK look attractive “when the Treasury finds itself with a dwindling number of levers to stimulate growth”? A blunt tool, maybe, but it was a strong incentive to deter companies “against financial misconduct”.

Wealth managers dump investment trust shares But retail investors buy into the troubled sector

Wealth managers dump investment trust shares, but holdings by individuals grew 4% last year with value up 8%
on.ft.com/4icwO4J (gift link)

Letter: Why City regulation needs more Meg Hilliers From Martin White, Director, Savers Take Control, UK Shareholders Association, London KT1, UK

“The UK needs to start running very hard to improve productivity and true business competitiveness, just to stand still, let alone achieve valuable growth.” Letter to FT from UK Shareholders director Martin White
on.ft.com/3Dnzuxd

RIP American shareholder capitalism Toto, I have a feeling we’re not in Delaware any more

on.ft.com/4gV0lhR RIP American shareholder capitalism

Ransomware legislative proposals: reducing payments to cyber criminals and increasing incident reporting (accessible)

Retail Investors, do ask your companies how they assess, manage and budget for ransomware attacks and consequences. It is now a systemic risk to our economy. www.gov.uk/government/c...

About T+1 settlement The UK market intends to move to a T+1 settlement cycle on 11 October 2027. T+1 will make our markets more efficient, and we support this.

UK agrees to move to T+1 on 11th October 2027 www.fca.org.uk/markets/abou...