Rosaria Distefano

Valencia, Plaza del Ayuntamiento by night

The beach in Valencia from the Marina by night

Beach Hotel las Arenas, Valencia

A fountain at the Beach Hotel las Arenas, Valencia

On the way back from a fantastic EARIE conference in Valencia, with @leonardomadio.bsky.social @rsdistefano.bsky.social and so many other friends and colleagues!! #earie2025 @earie-news.bsky.social #valencia #econsky

31.08.2025 09:17 — 👍 13    🔁 1    💬 1    📌 0

Credit market structure and strategic collateral provision In a simple lending model with informational asymmetry, we investigate the effect of bank market structure on the amount of collateral provided by firms. We analyze the strategic decision of a potent...

onlinelibrary.wiley.com/doi/10.1111/...

In a simple lending model with informational asymmetry, we investigate the effect of bank market structure on the amount of collateral provided by firms. We analyze the decision about the amount of wealth to pledge as collateral to secure a loan.

09.08.2025 21:22 — 👍 2    🔁 1    💬 0    📌 0

The social benefit of being destructive: entrepreneurship and loan diversion - Small Business Economics This paper analyzes the effect of credit costs on the entrepreneurial choice to engage in informal activities. Unlike previous studies, which mainly focus on the decision to divert business assets, we...

🎉Happy to share that my single-authored paper has been published in Small Business Economics!

link.springer.com/article/10.1...

04.07.2025 13:36 — 👍 0    🔁 0    💬 0    📌 0