Jay Richardson

The Local Costs of the AI Boom: Ensuring Data Centers Deliver Community Benefits In The Midst of Hypergrowth » NCRC As the race for artificial intelligence (AI) has accelerated, communities – particularly those in rural and disadvantaged areas – find themselves at the center of the technology’s future. However,...

Data centers promise jobs but deliver few to communities. They drain power grids and water. Communities deserve real benefits, not empty promises. buff.ly/Qd75GZT #justeconomy #AI

The Importance of Applying Anti-Redlining Laws to Property Insurance To Fix the Affordability Crisis » NCRC Property insurance is becoming increasingly expensive as a result of climate change and an increase in extreme weather, raising costs for both homeowners and renters. Learn more about why states should...

Insurance redlining drives the affordability crisis. Companies deny coverage in neighborhoods banks once redlined. We need anti-redlining laws for property insurance. buff.ly/WtegRRa #justeconomy

NYC landlords pay most rental income to banks, not building costs. That's why a rent freeze threatens them. Debt service isn't the same as operating costs. buff.ly/KFzsvp8 #justeconomy #Housing #NYC

Mortgage Market Report Series - Part 7: Investor Lending Analysis » NCRC Using 2018–2024 HMDA data, this report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

Investor-owned homes rose 32% in five years. They're squeezing out first-time buyers and keeping homeownership out of reach for families who need it most. NCRC's latest mortgage market analysis. ncrc.org/mortgage-mar... #justeconomy #Housing

Annual Conference Archives » NCRC NCRC's signature event is its annual conference. This multi-day gathering brings together hundreds of community leaders, development experts, bankers, legislators, regulators, academics and others. Participants...

Jackson partnered with NCRC to strengthen CRA enforcement. From the 1998 Banc One merger to the 2008 foreclosure crisis, he demanded banks serve communities they'd excluded. buff.ly/qSy93PQ #justeconomy #CRA #CommunityReinvestment

Event Recap - 2018 #JustEconomy Conference » NCRC More than 1,100 community and national leaders from 40 states, Washington DC, and Puerto Rico attended 41 conference sessions and joined 100 meetings with lawmakers and Congressional staffers on Capitol...

"Segregation hurts everybody. It hurts our views and our education." - Jackson, 2018. He understood economic exclusion was segregation. That's why he fought redlining for 50 years. buff.ly/69Jh79G #justeconomy #FairLending #EconomicJustice

2026 Just Economy Conference » NCRC April 14-15

Join us April 14-15 in DC for the 2026 Just Economy Conference. Network with 1,200+ advocates fighting for economic justice. buff.ly/bVmoWX2 #justeconomy #JustEconomyConference

Mortgage Market Report Series - Part 7: Investor Lending Analysis » NCRC Using 2018–2024 HMDA data, this report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

HMDA data that exposes lending discrimination is collected by CFPB. Staff cuts threaten the data that makes fair lending analysis possible. buff.ly/3PQtcRj #justeconomy #fairlending #CFPB

Grifters gotta grift - World Liberty Financial is a crypto venture co-founded by the Trump family.
Read the full press release and comment letter: buff.ly/bLHDHfW
#justeconomy #BankingRegulation #Stablecoins #FinTech #CommunityReinvestment #ConsumerProtection

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap » NCRC In this month's edition of the Race, Jobs and the Economy series, we explore how a potentially devastating global trade war and a worsening national job market is creating larger disparities between lower-income...

Layoffs hit their highest level since 2008. Planned hiring at its lowest since 2010. The data says stalling not recalibrating. buff.ly/ljETrH7 #justeconomy #jobs #labormarket

The Scientific Integrity Act Would Strengthen the US Economy and Innovation Edge We need policy not just to protect scientific research but to help protect the United States’ economy, global standing, and ability to innovate.

NIH funding returns more than 250% of the value invested. Cutting it projects $17 billion in economic losses and 72,000 jobs lost. buff.ly/uZbUCfq #justeconomy #science #economy

The Scientific Integrity Act Would Strengthen the US Economy and Innovation Edge We need policy not just to protect scientific research but to help protect the United States’ economy, global standing, and ability to innovate.

Americans disapprove of attacks on science by more than 2-to-1. The Scientific Integrity Act would protect federal research from political interference. buff.ly/uZbUCfq #justeconomy #science

The Great Crime Decline Is Happening All Across the Country Even cities with understaffed police departments have made record gains.

My father worked in law enforcement for 37 years, and spent another decade as a drug couselor after that. He always said it was community policing that really lowered crime. Turns out what they need isn't always what we think. buff.ly/qhDm0do (non-paywalled link) buff.ly/YbAuJnz

BAD BUNNY - DeBÍ TiRAR MáS FOToS (Short Film) http://debitirarmasfotos.com Más de Bad Bunny: nadie sabe lo que va a pasar mañana:… BAD BUNNY - DeBÍ TiRAR MáS FOToS (Short Film)

Bad Bunny offers a glimpse at what gentrification does to long term residents. It doesn't need to be this way. #justeconomy buff.ly/ou617Xu

Displaced By Design: Fifty Years of Gentrification and Black Cultural Displacement in US Cities » NCRC A new analysis of gentrification and displacement since 1980 -- with interactive maps.

261,000 fewer Black residents in neighborhoods that gentrified. Only 15% of neighborhoods gentrify but where it happens the impact is devastating. buff.ly/VCZVJB7 #justeconomy #gentrification #displacement

Scientists Must Act: Five Ways You Can Stand Up to Authoritarianism Today History provides powerful lessons for the special role that scientists can and must play to defend democracy.

77% of Americans trust scientists to act in the public interest. Higher than business leaders or elected officials. Time to use that trust. buff.ly/fLBZzLK #justeconomy #democracy #science

Scientists Must Act: Five Ways You Can Stand Up to Authoritarianism Today History provides powerful lessons for the special role that scientists can and must play to defend democracy.

Five ways to stand up now: speak out / show up / hold leaders accountable / defend elections / provide mutual aid. buff.ly/fLBZzLK #justeconomy #democracy #resistance

Displaced By Design: Fifty Years of Gentrification and Black Cultural Displacement in US Cities » NCRC A new analysis of gentrification and displacement since 1980 -- with interactive maps.

The racial homeownership gap today is the same as in 1970. 55 years of fair housing policy and no progress. This isn't a bug. buff.ly/VCZVJB7 #justeconomy #fairhousing #racialjustice

Washington Post Begins Cutting More Than 300 Jobs The layoffs cut into The Post’s local, international and sports coverage, and reduced its work force by about 30 percent.

Eat the rich.
buff.ly/ogRJUWz

NCRC researchers in Cities journal: the mortgage gap between Black and white households is LARGER in redlined areas and WIDENED over time. buff.ly/CWY4wSi #justeconomy #redlining #fairlending

Mortgage Market Report Series - Part 7: Investor Lending Analysis » NCRC Using 2018–2024 HMDA data, this report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

Investor lending isn't Wall Street hedge funds. It's mom-and-pop investors using equity to outbid first-time buyers. A capital allocation choice not a supply problem. buff.ly/3PQtcRj #justeconomy #housing

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap » NCRC In this month's edition of the Race, Jobs and the Economy series, we explore how a potentially devastating global trade war and a worsening national job market is creating larger disparities between lower-income...

Manufacturing has lost 72,000 jobs since tariffs were announced in April. The sector promised to benefit most is bleeding out. buff.ly/ljETrH7 #justeconomy #tariffs #economy

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap » NCRC In this month's edition of the Race, Jobs and the Economy series, we explore how a potentially devastating global trade war and a worsening national job market is creating larger disparities between lower-income...

600,000+ Black women left the workforce in 2025. Hispanic unemployment hit a 4-year high. The K-shaped economy: premium seats up 9% while economy down 7%. buff.ly/ljETrH7 #justeconomy #racialjustice

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap » NCRC In this month's edition of the Race, Jobs and the Economy series, we explore how a potentially devastating global trade war and a worsening national job market is creating larger disparities between lower-income...

December added 50,000 jobs. Without healthcare? We would have LOST 129,000. One industry is propping up the entire economy. buff.ly/ljETrH7 #justeconomy #economy #jobs

With the Stroke of a Pen: The Devastating Impacts of Executive Orders on Community & Economic Development Nonprofits » NCRC An examination of the ramifications of executive orders targeted at community and economic development nonprofits and next steps for those in the sector on how to continue advocating for communities.

NEW: Executive orders are devastating community nonprofits. Service disruptions, layoffs, program cuts as federal funding vanishes. buff.ly/oCtysc8 #nonprofits #justeconomy

Displaced By Design: Fifty Years of Gentrification and Black Cultural Displacement in US Cities » NCRC A new analysis of gentrification and displacement since 1980 -- with interactive maps.

Only 15% of neighborhoods gentrify, but the impact is intense. DC, NYC, SF saw majority-Black areas experience complete racial turnover. buff.ly/BNxWVMK #housingpolicy #displacement #justeconomy

NCRC CDF Loan & Financial Readiness Cohort » NCRC Join NCRC’s 7-week Loan & Financial Readiness Cohort to become loan-ready, strengthen business finances, and prepare lender-ready funding materials.

CDFIs and housing counselors: 7-week program on financial management, loan readiness. Feb 9-Mar 27. Apply by Jan 27. buff.ly/9XdzdFI #nonprofits #CDFI #justeconomy

Mortgage Market Report Series - Part 7: Investor Lending Analysis » NCRC Using 2018–2024 HMDA data, this report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

NEW: When investors buy up affordable housing, first-time buyers get squeezed out. Our latest data on who loses access to wealth-building. buff.ly/SIx8X6K #housing #justeconomy

NCRC CDF Loan & Financial Readiness Cohort » NCRC Join NCRC’s 7-week Loan & Financial Readiness Cohort to become loan-ready, strengthen business finances, and prepare lender-ready funding materials.

Nonprofit leaders: Level up your financial systems and get loan-ready. NCRC-CDF 7-week cohort. Deadline Jan 27. buff.ly/9XdzdFI #nonprofits #capacitybuilding #justeconomy

Displaced By Design: Fifty Years of Gentrification and Black Cultural Displacement in US Cities » NCRC A new analysis of gentrification and displacement since 1980 -- with interactive maps.

50 years of data: 261,000 fewer Black residents in gentrifying neighborhoods. Our new report tracks displacement in cities nationwide. ncrc.org/displaced-by... #gentrification #housing #urbanplanning #justeconomy