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Melissa B. Jacoby

@mbjacoby.bsky.social

UNC-Chapel Hill professor studying debt/commercial law/bankruptcy & connections to everything else. Wrote a book https://www.mbjacoby.org/unjustdebts.

694 Followers  |  432 Following  |  88 Posts  |  Joined: 05.11.2023  |  1.9203

Latest posts by mbjacoby.bsky.social on Bluesky


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MISSION CREEP OR MISSION FAILURE? A Review of Melissa Jacoby’s Unjust Debts Bankruptcy law is not an area that most lawyers or law professors, much less the public, usually think about. Like death or taxes, we avoid worrying about such things until they stand at the gate. But...

I reviewed "Unjust Debts" by @mbjacoby.bsky.social for the American Journal of Law and Equality. It's a great book, and if you haven't gotten a copy, you really should! direct.mit.edu/ajle/article...

10.12.2025 21:33 β€” πŸ‘ 3    πŸ” 2    πŸ’¬ 1    πŸ“Œ 0
Bonfire at the Repo Lot – Credit Slips

A Wall Street Journal podcast inspired me to start this blog post. Edgar Allan Poe and FirstBrands inspired me to finish it.

creditslips.org/2025/12/02/b...

02.12.2025 18:31 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

The study on hospital collection lawsuits linked in this post is worth your time and attention.

27.10.2025 18:31 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Chapter 11s Did Not Spike in July 2025 - Credit Slips There were a number of reports that commercial chapter 11 filings jumped dramatically in July 2025. Unfortunately, these headlines appear to be from junk data and from sources that should know better ...

A reasonable plea for accuracy in counting corporate bankruptcies from @boblawless.bsky.social

www.creditslips.org/creditslips/...

07.08.2025 17:23 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

My contribution to this fantastic @brooklynlawschool.bsky.social symposium is here: papers.ssrn.com/sol3/papers..... It's both too long (for the symposium) and too short (much more to say), but I think just the beginning.

05.08.2025 20:29 β€” πŸ‘ 12    πŸ” 5    πŸ’¬ 3    πŸ“Œ 0

New book alert!

05.08.2025 19:55 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Is the US Bankruptcy System Morally Bankrupt? - ProMarket Anat R. Admati reviews Unjust Debts: How Our Bankruptcy System Makes America More Unequal (2024) by Melissa B. Jacoby.

NEW: Anat R. Admati reviews "Unjust Debts: How Our Bankruptcy System Makes America More Unequal" (2024) by Melissa B. Jacoby.

www.promarket.org/2025/07/23/o...

23.07.2025 14:10 β€” πŸ‘ 1    πŸ” 3    πŸ’¬ 0    πŸ“Œ 0
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Bankruptcy Law: Overview and Legislative Reforms WASHINGTON, D.C. - The House Judiciary Subcommittee on the Administrative State, Regulatory Reform, and Antitrust will hold a hearing on Tuesday, July 15, 2025, at 10:00 a.m. ET.

Join in livestream - tomorrow, July 15, 2025 at 10am Eastern
judiciary.house.gov/committee-ac...

14.07.2025 13:04 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Making Americans Bankrupt Again? How U.S. bankruptcy law deepens inequalityβ€”Melissa Jacoby’s Unjust Debts exposes a system that punishes the vulnerable and protects the powerful.

Prof. Melissa B. Jacoby argues that the U.S. bankruptcy system doesn’t just reflect inequalityβ€”it reinforces it. In Unjust Debts, she shows how bankruptcy law privileges corporations over people. politicsrights.com/making-ameri...
#bankruptcy @mbjacoby.bsky.social‬ #politicsandrightsreview

16.06.2025 14:05 β€” πŸ‘ 9    πŸ” 5    πŸ’¬ 0    πŸ“Œ 0
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I've Spent The Last 20 Years Trying To Become A Mom. Today I Have Big News To Share. "Parenthood wasn’t just something I wanted β€” it became the definition of who I thought I was supposed to be."

An essay by my friend Stephanie Schantz that offers food for thought for everyone:
www.huffpost.com/entry/infert...

06.06.2025 15:11 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Debtor-creditor relationships are everywhere, including and especially in health care.

Glad to see new journalistic coverage of these medical credit products and their implications in the @prospect.org
@mirya.bsky.social

papers.ssrn.com/sol3/papers....

29.05.2025 15:37 β€” πŸ‘ 5    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
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Sharing Risk by Patricia McCoy - Hardcover Scholarship is a powerful tool for changing how people think, plan, and govern. By giving voice to bright minds and bold ideas, we seek to foster understanding and drive progressive change.

A new book: Sharing Risk, by Professor Pat McCoy, came out yesterday. I'll be reading it for sure.
www.ucpress.edu/books/sharin...

28.05.2025 20:10 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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More on the bankrupt 23andMe, this time in the British Medical Journal

27.05.2025 17:41 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Were I in the DC area you would find me here. Book events at public libraries are a special thing. And opportunity to hear from a journalist with extensive experience reporting on student loans.

27.05.2025 14:21 β€” πŸ‘ 3    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
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unSILOed with Greg LaBlanc: 538. Bankruptcy, Inequality, and the Quest for Fairness feat. Melissa B. Jacoby What are the broader implications of specialized bankruptcy courts on the U.S. legal system? How are bankruptcies being used and misused by debtors and creditors today?Melissa B. Jacoby is a profes...

As bankruptcy filings rise, here's a conversation with Greg LaBlanc(recorded in April, released today, May 9). @thenewpress.bsky.social
podfollow.com/unsiloed-wit...

09.05.2025 15:16 β€” πŸ‘ 5    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
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Melissa Jacoby, Unjust Debts

Unjust Debts heading back to a bookstore on May 9 - Scuppernong Books, Greensboro, NC, in conversation with a former NC Supreme Court justice. Details below. scuppernongbooks.com/event/2025-0...

30.04.2025 13:51 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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How 23andMe's bankruptcy led to a run on the gene bank : Planet Money Reporter Alexi Horowitz-Ghazi's Aunt Vovi signed up for 23andMe back in 2017, hoping to learn more about the genetic makeup of her ancestors. Vovi was one of over 15 million 23andMe customers who…

When 23andMe filed for bankruptcy in March, the fate of its vast genetic database became unclear.

In today’s episode, we look at what might happen to the genetic data of 15 million 23andMe customers as the bankruptcy process unfolds.

26.04.2025 14:01 β€” πŸ‘ 32    πŸ” 9    πŸ’¬ 2    πŸ“Œ 0

23andMe bankruptcy currently has more active oversight than the federal government in the last 3 months. If members of Congress want to protect Americans' data privacy, they could hold DOGE accountable for its risky business.

18.04.2025 14:56 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Smallest Businesses Are Biggest Losers in Global Tariff War Uncertainty about President Trump’s tariffs is leading many small businesses to interrupt or halt production because they can’t absorb price hikes and lack leverage to negotiate.

Whether intentional or mere indifference, effect is the same...

www.wsj.com/economy/trad...

11.04.2025 14:11 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Why Johnson & Johnson is in bankruptcy court over its talc powder - Marketplace A federal bankruptcy judge has rejected Johnson & Johnson’s latest attempt to settle lawsuits that allege its talc baby powder caused cancer.

Johnson & Johnson tried 3 times to resolve talc suits in bankruptcy court. It didn’t work.

We get into it.πŸ‘‡

02.04.2025 20:01 β€” πŸ‘ 9    πŸ” 4    πŸ’¬ 1    πŸ“Œ 0

Inflicting too many outrages, in too many illegal ways, to fit on a sign was the strategy...and I'm on my way to a march in NC.

05.04.2025 15:25 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Having reread, want to emphasize that decision below is important read on lawyers' professional responsibility (and role of claims agent businesses) when firms represent large numbers of claimants.

01.04.2025 18:03 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Prof. Jacoby on X: "Link to court decision dismissing J&J talc bankruptcy #3 (aka Red River Talc) https://t.co/pjxscmjAGR" / X Link to court decision dismissing J&J talc bankruptcy #3 (aka Red River Talc) https://t.co/pjxscmjAGR

short thread on decision at other place ... x.com/melissabjaco...

01.04.2025 00:09 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Bankruptcy court in Texas says J&J's third bankruptcy to cap liability for talc harm must be dismissed. Here is decision: document.epiq11.com/document/get...

31.03.2025 23:44 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 1
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new bankruptcy/sovereign immunity decision from #SCOTUS
www.supremecourt.gov/opinions/24p...

26.03.2025 15:28 β€” πŸ‘ 2    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0

Recirculating now that 23andMe has filed for bankruptcy...

24.03.2025 14:06 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Who's Afraid of Bankruptcy - Harvard Law Review Introduction Who’s afraid of a bankruptcy filing? Perhaps we all should be given the increasingly outsized role that bankruptcy law plays in our market...

Thanks to the Harvard Law Review for publishing a review of my book Unjust Debts, particularly by such a thoughtful scholar, Berkeley Law Professor Abbye Atkinson.

harvardlawreview.org/print/vol-13...
@thenewpress.bsky.social

12.03.2025 13:28 β€” πŸ‘ 4    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
Virtual Access to Event in Memory of Juliet Moringiello March 20 2025 - Credit Slips Widener University Commonwealth Law School will hold an event honoring Professor Juliet Moringiello on March 20, 2025 at 1pm ET. Friends and fans of Juliet are welcome and encouraged to join virtually...

Save the date: friends and fans of Juliet Moringiello - please join virtually an event on March 20, 2025 1pm ET. Details at @creditslipsblog.bsky.social

www.creditslips.org/creditslips/...

10.03.2025 15:16 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Juliet Moringiello - One of the Greats - Credit Slips Juliet Moringiello was an amazing person. Her alchemy of brain and spirit and energy and heart and common sense made a positive difference for so many people, across disparate places and professions. ...

In memory of Professor Juliet Moringiello.
www.creditslips.org/creditslips/...

06.03.2025 21:36 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
screen shot of New England Journal of Medicine twitter post including quote from article at link

screen shot of New England Journal of Medicine twitter post including quote from article at link

Link now includes an interview with Prof. Sara Gerke...
www.nejm.org/doi/full/10....

06.03.2025 18:58 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

@mbjacoby is following 20 prominent accounts