Douglas A. Boneparth

My wife: How late were you out last night?

Me: The DOW is over $50,000!

Why do you ask?

Child: Dad, can I have $75,000? I want to buy a bitcoin.

Dad: $73,000!? Where am I going to get $70,000. Do you think I have $68,000 just lying around? You gotta work hard to make $63,000.

Prenups, power, and the convos couples avoid Welcome to Above Our Pay Grade, feat. matrimonial attorney Jackie Combs

Marriage is the biggest financial decision you’ll ever make. In a brand new section of the newsletter, Heather sits down with a top matrimonial attorney to discuss prenups, leverage, and the conversations couples shouldn’t avoid.

New on The Joint Account. www.readthejointaccount.com/p/prenups-po...

What we’re seeing is a classic rotation from software stocks to poverty.

2026 Pinned Post:

I run a nationally recognized wealth management firm for high-achieving millennials, next generation investors, entrepreneurs, and their families.

I also write about relationships and money so you and your partner can become an unstoppable financial team.

Brooklyn Beckham and the long arm of family names His life seemed predestined. What happens when a spouse changes the story?

Famous families don’t cede control easily. So what happens when a famous son chooses his wife?

New on The Joint Account. www.readthejointaccount.com/p/beckham

Maybe if the dollar went to the gym it wouldn’t be so weak.

I didn’t think the 30-Year Treasury would be the next meme stock.

Set it and forget it What you can automate to make your lives easier.

January feels like permission to hit reset. Not with resolutions, but with systems.

What can run quietly in the background so life feels lighter? Fewer decisions. Less checking in. More time for what actually matters.

New on The Joint Account. www.readthejointaccount.com/p/set-it

“Work until your bank account looks like a phone number.”

Uhh…

lol - I am numb to it all.

Progress is the point How to measure our goals when life has other plans.

New Year’s resolutions are mostly a shame trap dressed up as self-improvement.

Instead ask yourself, “If we’re talking three years from now, what needs to be true for me to feel good about my progress?”

New on The Joint Account.

www.readthejointaccount.com/p/progress

I asked my kids if they had any idea of what’s going on in the world right now. They said no and asked if we could have pizza for dinner tonight. Being a kid is awesome.

Hiring Manager: So, tell me about yourself.

Me: I’d rather not. I really need this job.

I am looking for people who are interested in turning $50 into $5,000. This is not a pyramid scheme. We will be selling seized oil.

Wall Street forecasting year-end price targets…

The President watched just one episode of Landman and now we control Venezuela's oil. Absolutely wild.

You can’t compete with me. I want you to win too.

Parents: I’m barely keeping it together. I need this year to end.

School: Fantastic! Please have your child dress up as their favorite holiday character using items from your house.

The Joint Account: Wrapped Beyond the numbers, we had a wild year.

So, we decided to play 2025 on hard mode. Turns out, it was worth it. Thanks for helping make this year one we will never forget. And much love to our readers. Happy Holidays to all of you. That's a wrap.

New on The Joint Account.

www.readthejointaccount.com/p/wrapped-2025

😘

The economy is so strong that we’re going to lower interest rates!

You received a bonus. Now what? Bonuses can be unpredictable, but that doesn't mean they are "found money."

Years ago, I would joke my wife's bonus came just in time for us to pay our taxes. Guess who didn't find that very funny.

Bonuses aren’t found money, they’re recognition. Treat them that way first, then plan accordingly.

New on The Joint Account. www.readthejointaccount.com/p/received-a...

Me telling my wife to calm down…

Uber Eats: Imagine an $8 burrito

Me: That sounds so awesome

Uber Eats: Now imagine that it could be all yours for just $26

We promise, you’re not fighting about gifts Our holiday feelings are deeper than a price tag, so let’s get to the bottom of them.

Holiday stress hits money, time, and family all at once. No wonder we take it out on each other. This week, we go beneath the gift-wrapping.

New on The Joint Account.

www.readthejointaccount.com/p/youre-not-...

Holiday gift ideas for him under $350 million:

1. F-22 Raptor

Take care of your health.

Take care of your family.

Take care of your money.

The rest will take care of itself.

All I am saying is, what better time to have @dougboneparth.bsky.social and I share our thoughts (in print, online, in studio!) on HOW TO NOT RUIN THE HOLIDAYS BY FIGHTING WITH YOUR SPOUSE ABOUT MONEY???

I’m serious. Use us: domoneytogether[at]gmail[dot]com.