Miranda Marquit

How to Create a Travel Fund: Your Guide to Seeing More of the World Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.

Do you wish you could travel more? Do your finances get in the way of seeing more of the world? 

It Doesn't Make Cents | Sarah and Miranda | Substack A podcast exploring how even when you’re doing money wrong, you’re still doing it right. Hosted by Sarah Li-Cain, AFC® and Miranda Marquit, MBA. Click to read It Doesn't Make Cents, by Sarah and Miranda, a Substack publication. Launched 2 years ago.

Could marriage cost you more than staying single?

My Last Minute Tax Break: HSA Contribution Want a sweet last minute tax break? Contribute to your Health Savings Account (HSA). You could save now and in years to come.

Want a sweet last-minute tax break? Contribute to your Health Savings Account.

Beginner Freelance Writing Course Start your freelance writing journey today. This course has all the basics you need to establish yourself as a freelance writer and get your first paid client.Module 1: Building a foundationDefine your writing nicheCreate an online presenceNetworking and finding a communityWhat you DON'T need when starting out.Module 2: Creating a portfolioWhen and how to use guest postsWhere to collect your portfolio and showcase your workModule 3: Finding paid writing gigsHow to networkUsing freelance platformsMaking the most of jobs boardsLeveraging LinkedIn for paid workHow to cold pitch (get a template in our Resources)Module 4: Talking about payHow to set rates as a freelance writerManaging your anxiety when you talk about payTips for negotiating your ratesLearning to say no when it's not the right fitEstablishing non-negotiablesModule 5: Getting paidWhat you need to know about different payment terms (we've got a sample contract for you to use)Working with clients on different payment methodsHandling the situation when a client refuses to payModule 6: Keeping clientsTips for doing your best workHow to maintain professional relationships

Start your freelance writing journey today. 

We’re reframing the rent vs. buy debate Is buying a home the American Dream, or is owning a home making you house poor?

Is buying a home the American Dream, or is owning a home making you house poor?

Does Investing Really Need to Be Complex? One of the reasons people don't get involved with investing is because they make it more complex than it has to be.

Are you making investing more complex than it needs to be? Let's simplify.

Business Aspects of Freelancing: Advanced Topics for your Writing Business Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.Module 1: Branding yourselfDefine your freelancer brand across platformsCreate an effective freelancer bio that attracts more clientsHow to leverage social media to connect with clients and build your brandTips for creating a compelling websiteHow to get out there more, attracting more clients and others to your projectsModule 2: Classifying your business with the IRSHow to decide on a business classificationComparing an LLC vs. S-CorpUsing an S-Corp for your taxes, even while remaining an LLCModule 3: Manage payroll and accountingHow to set up payroll for yourself (and why it's a good idea)Tips for learning about your state's requirementsWhat you need to know about hiring an accountant or payroll specialistModule 4: How to hire for your businessHow to know when it's time to hire help for your businessChoosing between contractors and employeesUsing a VA to grow your business and handle mundane tasksHow subcontracting works and when it can help you scale your businessModule 5: Create a systemBenefits to using systems to scale your business, earning more while working lessHow to set up a good system that works for youStep-by-step examples of how to set up different systems for your freelancing businessTips for applying systems to your personal life so you can optimize other aspects of your time and energyModule 6: Expand your empireHow to decide to diversify your offeringsDifferent opportunities for expanding your offeringsWhen it makes sense to partner with others on business projectsHow to find the right partners and set up systems to manage that work

This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.

It’s ok to keep your 9-to-5 Full-time entrepreneurship isn’t for everyone

You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.

3 Tips for Battling Freelance Writing Burnout [Video] Do you have freelance writing burnout? This week's video offers you 3 tips you can use when trying to power through burnout.

Do you have freelance writing burnout? I've been there. Here are some things you can do to get through it and emerge on the other side.

How to Set Your Financial Priorities: Direct Your Money Resources and Design the Life You Want Frustrated because you never seem to have the money for the things you want? Too often, we spend mindlessly, without checking to see with what we purchase aligns with our values. This ebook will take you step-by-step through understanding your "why" and figuring out how to prioritize your finances so your money resources are working for you. Includes brainstorming exercises and ideas for re-learning how to think about your money.

Frustrated because you never seem to have the money for the things you want? 

Should you bust your butt to maximize your earning potential? No, you don't have to be "productive" all the time

Sometimes it’s okay just to do something because you enjoy it and not because it makes you money.

Home Business Tax Deductions for Year-End Planning Home business tax deductions can reduce how much you owe on your taxes, even though they don't represent a dollar-for-dollar discount.

Business tax deductions can go a long way toward helping you reduce your liability.

HB 764 would make it a crime to provide:
legal assistance to undocumented immigrants
shelter
financial support
transportation

Offering help could result in misdemeanor chargers or felony charges if helping a group of 5 or more people. Orgs could be fined and lose permits.

Really bad bill.

How to Create a Travel Fund: Your Guide to Seeing More of the World Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.

Here's what you need to know about setting up, building, and maintaining a travel fund.

Are you stupid if you live in a high-cost area? Moving to a low-cost area could save you money, but will it cost your sanity?

Moving to a low-cost area could save you money, but will it cost your sanity?

How to Money When You're Not Sure Democracy Will Survive Looking for money tips for the end of democracy? I've got you covered. From investing to mutual aid to rest, here's how to get through it.

One of the questions I'm asked constantly is “What do I do with my money if this is the end of democracy?” Or some variation. So what's the answer? 

Forget selling arms and whatnot. Now you can war profiteer with a prediction market. Polymarket has democratized war profiteering and made it accessible to all!

Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.

This course will take you to the next level if you've already started earning money as a freelance writer.

Should you bust your butt to maximize your earning potential? No, you don't have to be "productive" all the time

We discuss how you don’t always have to be productive and how sometimes it’s okay just to do something because you enjoy it.

My Last Minute Tax Break: HSA Contribution Want a sweet last minute tax break? Contribute to your Health Savings Account (HSA). You could save now and in years to come.

Want a sweet last-minute tax break? Contribute to your Health Savings Account.

How to Create a Travel Fund: Your Guide to Seeing More of the World Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.

Here's what you need to know about setting up, building, and maintaining a travel fund.

There's no ladder to climb Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working

There are a number of interesting ways to change things up and get a little more from your life and work without following a prescribed path.

They don’t know what Trump said or the discourse around hockey or what’s going on in Minnesota and Kansas.

They are vaguely aware things are unsettling and material conditions are worsening, but they don’t connect it to “politics.” They aren’t having these convos. And they aren’t coming to save us

I am extremely online. I also spend a lot of time offline and research about the electorate. Most people - people that vote and the people in eligible electorate that don’t engage - have no clue. 1/2

3 Tips for Battling Freelance Writing Burnout [Video] Do you have freelance writing burnout? This week's video offers you 3 tips you can use when trying to power through burnout.

Do you have freelance writing burnout? I've been there. Here are some things you can do to get through it and emerge on the other side.

Business Aspects of Freelancing: Advanced Topics for your Writing Business Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.Module 1: Branding yourselfDefine your freelancer brand across platformsCreate an effective freelancer bio that attracts more clientsHow to leverage social media to connect with clients and build your brandTips for creating a compelling websiteHow to get out there more, attracting more clients and others to your projectsModule 2: Classifying your business with the IRSHow to decide on a business classificationComparing an LLC vs. S-CorpUsing an S-Corp for your taxes, even while remaining an LLCModule 3: Manage payroll and accountingHow to set up payroll for yourself (and why it's a good idea)Tips for learning about your state's requirementsWhat you need to know about hiring an accountant or payroll specialistModule 4: How to hire for your businessHow to know when it's time to hire help for your businessChoosing between contractors and employeesUsing a VA to grow your business and handle mundane tasksHow subcontracting works and when it can help you scale your businessModule 5: Create a systemBenefits to using systems to scale your business, earning more while working lessHow to set up a good system that works for youStep-by-step examples of how to set up different systems for your freelancing businessTips for applying systems to your personal life so you can optimize other aspects of your time and energyModule 6: Expand your empireHow to decide to diversify your offeringsDifferent opportunities for expanding your offeringsWhen it makes sense to partner with others on business projectsHow to find the right partners and set up systems to manage that work

This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.

It’s ok to keep your 9-to-5 Full-time entrepreneurship isn’t for everyone

You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.

Home Office Tax Deduction: The Basics Claim a home office tax deduction for the space used as your home office. You might be surprised at how easy it is to save money.

Claim a home office tax deduction for the space used for your business.

Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.

This course will take you to the next level if you've already started earning money as a freelance writer.

We’re reframing the rent vs. buy debate Is buying a home the American Dream, or is owning a home making you house poor?

Is buying a home the American Dream, or is owning a home making you house poor?