Eric Roberge, CFP & Financial Planner

Busy looking out at the #Boston housing market this spring? Wondering when you should buy?⁠
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To make decisions in the present - where you don't have the benefit of hindsight - we must focus on what we can know and control. You can do that by:⁠

Can you withdraw the money in your taxable brokerage account any time you want to? Technically yes, realistically NO.⁠
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LET US EXPLAIN:⁠
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Again, technically yes, you can withdraw money at any time.⁠

Wealth is about a lot more than money. It's about control of your time. It's the ability to choose what you do day-to-day. It's the quality of your relationships and the people who surround you.⁠

You can make great money - but still feel unsure of how to make optimal choices with it.⁠
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We help motivated professionals better manage the increasing complexity in their financial (and personal!) lives as their careers advance, families grow, and priorities solidify.⁠
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Last week BYH founder Eric Roberge headed to @babsoncollege & the Stephen D. Cutler Center for Investments and Finance to talk about his career as a #financialplanner and #CFP in hopes of inspiring current students to bring their talents to this field.⁠

Wealth is having the resources you need to experience want at every stage of your life.⁠
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Most people focus on the question of how do you enjoy that kind of financial success for yourself. A lot of financial advice, in turn, focuses on the mechanics of building wealth.⁠

The right investment strategy is critical to growing your wealth over time. Do you have the right investment management approach? The latest episode of Beyond Finances can help you find out 👉 search BEYOND FINANCES wherever you get your podcasts and tune in! 🎧⁠

Thanks for the great time in NYC last week to celebrate the #IN40 Class of 2023, @newsfromitaly.bsky.social !⁠
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📸: InvestmentNews & Color Wheel Studios

In our latest article for @forbes.com , we wrote about 4️⃣ of our favorite financial podcasts that come from *actual* experts.⁠
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Well, technically it's 5️⃣ shows... we couldn't NOT include Beyond Finances, hosted by BYH founder and lead advisor, Eric Roberge, CFP® ⁠

HOW MUCH DO I NEED TO SAVE EACH YEAR?⁠
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☝️ probably the most common question we get as #financialplanners.⁠
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Regardless of income, goals, relationship, or family status, everyone wants to know the "right" amount to save NOW in order to have enough TOMORROW.⁠

What should a #financialplan look like? What's the process for getting yours in place? And how can you serve as a good steward of your #money - so that it ACTUALLY buys you happiness?⁠

When we develop investment plans for clients, we use a strategic asset allocation strategy across many asset classes. The point is to allow for portfolios to see gains when times are good - and to spread the risk of loss when things feel a bit uncertain.

Money is a tool. A means to an end… but not it’s not the end itself.⁠
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What Noam Chomsky had to say about education and knowing how to sort through the noise to find what is most significant also speaks volumes on why #financialplanners add value: ⁠

We know no one wants to hear certain kinds of money advice. It's like being told to eat your veggies. You know it's good for you... but cookies are just so much better in the moment, right?!⁠
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In case you haven't met yet... let us introduce you to BYH's founder, CEO, and lead #financialadvisor: Eric Roberge, #CFP®⁠
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Eric Roberge founded Beyond Your Hammock, a fee-only #financialplanning firm based in #Boston, Massachusetts

BYH founder & lead advisor Eric Roberge, CFP®, talked to @real_simple to help you think through how much cash you should keep in #savings - and why:

BYH founder & lead advisor Eric Roberge, CFP®, talked to @yahoofinance to explain the reason you might see your #creditscore drop... even if you're great at #moneymanagement and don't even carry debt:⁠
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Something our #financialplanning clients continuously teach us at BYH:⁠
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It doesn't really matter all that much what you choose to do with your #money.⁠

Interesting thought experiment... what would you do if Facebook (and Twitter, and Instagram, etc) was gone tomorrow?⁠
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What would you spend the HOURS of your time that you put into these platforms on instead? Think about that. Then maybe go spend your time differently RIGHT NOW.⁠

Cheers to freedom (financial & otherwise) 🍻🇺🇸 
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Cheers to making it halfway through the week! 🍻⠀

Back in #Boston, but kind of wishing we were still #outofoffice and enjoying this view.

Never a bad idea to make friends with the locals when you travel.⠀

New #podcast is live now! In this episode, we lead an #investing 101 conversation and cover some of the most important topics you need to think about before you #invest, including:⁣
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📊 How to set up a truly diversified portfolio⁣
🤔 What to think about when it comes to risk⁣

"People think they have to live a life they don’t want for a long time so that eventually, off in the distant future, they can live a life they do want. I’ve always found it’s better to think about what I want my ordinary life to look like most of the time." -- Ryan Holiday⁣

Let's be real for a second: one of the biggest things -- maybe the ONLY thing -- standing between you and success is probably... just you.⁣
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Drop your limitations and don’t come up with all the reasons something doesn’t work. Give yourself permission to brainstorm, or even to dream.⁣

I don't know if "work hard play hard" captures EXACTLY what I like to do... but I definitely want to show my clients you can create a really awesome life that balances success in your career with a whole lot of fun and enjoyment along the way⠀

Hey! Do you know what it means to BALANCE spending today with saving for tomorrow? Let me explain what it means to me 👇🏼👇🏼👇🏼⠀

Where do you get your #moneyadvice? 💸 If you're like most people, the answer is probably:⠀
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👪 Friends & family⠀
🔎 Google⠀
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...and that's if you get #financialtips at all! Some people don't like talking about money with *anyone* and never ask or seek out information.⠀
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