Andy Moran

If the next upgrade is on the same timeframe as my last, there will probably be an M13 out by the time I get around to it. 😆

Why You Might Want to Exercise Incentive Stock Options Early in the Year Strategies for harnessing the benefits of Incentive Stock Options (ISOs) while avoiding several downside risks.

Got unexercised Incentive Stock Options in a company that recently went public?

If so, you'll definitely want to know about this strategy of exercising your ISOs early in the year:

adastrafp.com/exercising-i...

Congrats!! 🎉

Link to free course: www.jointaro.com/course/tech-...

Link to free webinar: us06web.zoom.us/meeting/regi...

While I created the course with early-career folk in mind, the principles discussed in it remain foundational for navigating more rocky terrain.

Whether you’re facing your very first RSU vest or juggling AMT and concentrated exposure to company stock, bring your questions and let’s dig in together!

I recently created a free course on Maximizing Your Equity and Benefits in Tech for Taro, which you can check out at the link in the comments!

I'm also hosting an associated live event on Thursday at 2 PM Pacific with a presentation and Q&A throughout. Come sign up and bring your questions!

But remember: Everyone’s situation is different. If you’re considering making a move like this, do your research and/or consult with a professional.

If you’ve been dreaming of a career break, let this be your reminder: with the right planning, it’s more possible than ever.

Imagine: You’ve got some appreciated stock, and you’re thinking about leaving your 9-to-5 for a bit. Being able to use that stock for expenses—without losing a huge chunk to taxes—can be a game-changer.

Yes, you read that right. No taxes at all on those gains if you meet these conditions! This opens up a world of possibilities for funding your sabbatical or passion project—without giving Uncle Sam a dime.

In 2025, you can pay $0 in taxes on $126,700 of investment income if you:

1️⃣ File jointly
2️⃣ Have no other income
3️⃣ Claim the standard deduction
4️⃣ Have held the stock more than a year
5️⃣ Live in a state that doesn't tax investment income

🫣

www.threads.net/@andymoranio

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Every business journey is different. But this saying rings true to my experience thus far:

Year 1: It Sleeps.
Year 2: It Creeps.
Year 3: It Leaps.

Businesses are basically perennial plants: they take time to root before they bloom. 🌱

I'm blown away by the battery life of the Apple Silicon MacBooks. 💻

I picked up a refurbished 2021 M1 16" MacBook Pro on Wednesday and ran it off battery through Friday evening with several hours of use each day.

Thoroughly impressed after not purchasing a Mac or Windows laptop in over a decade.

Blue skies over a snow-covered Mojava landscape with a Joshua Tree in the foreground.

Hello, world!

Here's some Bluesky from the desert.