Prof.Alex

👇That did make me laugh out loud!!!!

Can a cease and desist letter actually stop defamation or harassment on social media?

If you're considering sending or have received a cease and desist letter, don't expect miracles.

I won't get into the car loan portion of it b/c your car will break down in year 5 and now you are carrying over that negative equity over and over and over again into each vehicle.

I will bring down mortgages to $80 per month. As POTUS, I'm introducing the 300 year mortgage!

In just 15 generations, that house be paid off! And if you act now....

I'm so confused by this. So I get a check to use for healthcare? Will that check cover the full amount? And where is money for this coming from? The govt is in more debt this year than last, so obviously, DOGE accomplished nothing.

Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update) A bankruptcy law expert breaks down the U.S. Trustee Program's new Means Test median income figures, effective November 1, 2025.

MEANS TEST ALERT: New Chapter 7 Limits Effective Nov. 1, 2025

The U.S. Trustee Program has released its semiannual update to the Means Test median income figures. The higher income limit may help you qualify for Chapter 7 cases filed on or after November 1, 2025.

bankruptcy.blog/2025/11/chap...

It's funny I just posted seconds ago that under Biden, states could determine if they wish to list medicla debts on credit reports. Trump is arguing states can't make that decision. Why would he argue against that? Yet, supporters don't see it.

2/2 Medical debt can destroy someone's credit. So why would the federal government argue against this is beyond all logic.

Why not just sign another "Executive Order" protecting consumers?

1/2 The top reason for filing for bankruptcy is medical debt. During the Biden Administration, states were given the option to remove medical debt from consumers' credit reports.

Now, the Trump Administration is arguing that the Fair Credit Reporting Act overrides state laws on this issue.

Professor's Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market A professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan debt and payments, record debt, and AI-driven jobs.

bankruptcy.blog/2025/11/bank...

Bankruptcy filings continue to rise; this past month, filings increased by 15%. Why? A combination of a weak job market, student loans, and all-time high credit card debt.

I think it's crazy that part of the government shutdown agreement included pay for the furloughed employees. That should be a given, not something that has to be negotiated.

Bankrupty Attorney and Law Professor's Guide to Consolidating Debt and Saving Money Learn a Bankruptcy Attorney and Law Professor's strategic guide to debt consolidation with a personal loan to save money.

As household credit card debt reaches its highest level, it's time to get creative with your debt such as consolidating your debt with a personal loan or a credit card balance transfer.

bankruptcy.blog/2024/07/pers...

YouTube video by The Art of Litigation Larry Flynt Deposition

So what do you think I'm talking about in class today? Depositions! Here's a classic one with Larry Flynt.

www.youtube.com/watch?v=K2b6...

Chilly morning. Warm up with your cup of coffee.

Lol.

Clearly for show to swear someone at a game and Clearly the person who came up with that idea didn't think it through. Not to mention swearing in from an expensive skybox (let them eat hot dogs).

Who is he swearing in? Huh?

Always be prepared.

#Heineken #cigars #poweroutage

I can't blame the guy, but he has a lifetime appointment. Now, some radical and young judge will be appointed to replace him for the next 3-4 decades.

"Gangster Moves" & Deleted Texts: Why Dr. Phil's Corporation Was Forced to LIQUIDATE! Spotify video

Don't be like Dr. Phil. "Gangster moves" & bankruptcy don't mix.

open.spotify.com/episode/5xlk...

Your wages are about to be garnished or your bank account frozen, but you didn't know about the lawsuit? Here are the steps you need to take!

I get rid of COVID faster than this guy.

Meanwhile, on Twitter/X, a blog post regarding the increase in bankruptcy filings and tying it into student loans somehow makes me responsible for the student loan debt crisis as a "conflicted attorney" who serves my master.

Don't make the biggest mistake: Ignoring a creditor lawsuit is NOT an option. It leads straight to frozen bank accounts and wage garnishment.

⚠️ DIVORCE MISTAKE: Never Sign a Quitclaim Deed Without Knowing This! Spotify video

Before you sign the Quit Claim Deed in a divorce, understand the liability issues involved!

open.spotify.com/episode/1bTa...

I was told by the state bar that lawyers have groups in other countries click on competitor ads to increase their overhead costs. Basically, what was done to me. TOTAL B.S. They would click 15xs in 1 minute, costing hundreds of dollars.

Nothing new. Google has been doing it from day 1. They would claim fraudulent clicks were were approx. 15%, in reality 25% on average, yet, competitors clicked my ads at 80%+ so 2/10 clients were legit contacts. I paid a fortune!

Podcast: The LLC Myth in Chapter 7 Business Bankruptcy A Bankruptcy Attorney and Law Professor explains the LLC liability myth in Chapter 7 bankruptcy and how you aren't protected.

bankruptcy.blog/2024/05/llc-...

Think you are safe from creditors because you have an LLC? Think again!