California has a STATE library (I didn't know this) and now everyone in the state can check out e-books and e-audiobooks from it.
www.library.ca.gov/uploads/2025...
27.03.2025 17:18 β π 1 π 0 π¬ 0 π 0
the house screams JOY, YOU LITTLE ACHIEVERS. FEEL JOY. STUDY! ACHIEVE!
www.zillow.com/homedetails/...?
10.03.2025 17:22 β π 0 π 0 π¬ 0 π 0
dammit
10.03.2025 17:18 β π 1 π 0 π¬ 0 π 0
This is a good way of putting it. Democracy requires bureaucracy and fixed rules; since collective decisions can be made only occasionally, the system has to be on autopilot most of the time. A system based on personal hierarchy and domination can rely more on command and less on administration.
10.02.2025 21:24 β π 1421 π 380 π¬ 12 π 5
10.02.2025 22:45 β π 0 π 0 π¬ 0 π 0
I wonder which is cause and which is effect.
07.02.2025 05:15 β π 0 π 0 π¬ 0 π 0
I get that, and the stateβs last resort policies are very expensive. But I canβt imagine putting $millions at risk by not using $thousands to protect it
05.02.2025 20:13 β π 0 π 0 π¬ 0 π 0
For sf? Even if so, SF is still inside the United States so the ΓΌberdoomloop is kicking in
29.01.2025 06:49 β π 0 π 0 π¬ 0 π 0
βNo insurance,β you say?
Huh.
Sounds like somebody messed up
29.01.2025 06:48 β π 0 π 0 π¬ 1 π 0
there's not a lot to it - the numbers work themselves out. Forcing insurers to cover unbounded risk at premiums that aren't risk-rated will fail in time.
Otoh the moratorium is brief. Housing nationwide will be impacted if premiums are fully risk-rated (which is never entirely true for insurance)
11.01.2025 20:20 β π 1 π 1 π¬ 0 π 0
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