Agreed. It was good to meet members of the Commission this morning and to hear more about the scope. Good choice of chair and members of the Commission. Looking forward to a much needed strategic plan with timelines
21.07.2025 13:41 β π 1 π 0 π¬ 0 π 0
Let young people buy houses with their pensions to avoid a retirement crisis
Labour has a unique opportunity to tackle an issue neglected for too long
My thoughts for the Telegraph today on why we need to do more to help younger people not end up as renters in retirement- including looking at controversial ideas such as early access to pension pots for deposits⦠www.telegraph.co.uk/money/proper...
19.07.2025 17:24 β π 5 π 2 π¬ 0 π 2
Great article by Sir Steve. We should consider the learnings from international savings models that like the US, South Africa, Singapore, New Zealand and Australia support everyday people on lifetime savings up to and in retirement. Great opportunity to create a sustainable system for the future
19.07.2025 19:37 β π 1 π 0 π¬ 2 π 0
Great to meet the Nelson Trust's team in Swansea, to hear how they support women in our city and beyond.
The support on offer isn't one-size-fits all, but anyone in need can expect a welcoming safe space with a washing machine and showers, and a passionate team that go the extra mile to help.
11.07.2025 09:48 β π 9 π 3 π¬ 1 π 0
If youβre right Steve this would be a further (indirect) increase in NI for employers as well as employees and could influence employers to reduce pension contribution rates to the statutory minimum - reducing long term retirement savings.
27.05.2025 18:08 β π 0 π 0 π¬ 1 π 0
Understanding the attitudes and behaviours of employers towards salary sacrifice for pensions
For those who are interested in such things, a surprising piece of research by HMRC published today, testing the attitudes of employers to 'hypothetical' cuts in 'salary sacrifice' for pensions. Feels like this just went up the agenda for Autumn Budget cuts! www.gov.uk/government/p...
27.05.2025 12:17 β π 4 π 1 π¬ 2 π 0
Looks lovely. PB water ski-ing this week but not running Iβm afraid - too slow!
15.03.2025 12:49 β π 1 π 0 π¬ 0 π 0
It was a real pleasure to talk to Darren and Nico about a wide range of issues. Thank you for inviting me on your show
15.03.2025 07:18 β π 1 π 0 π¬ 0 π 0
Means testing the State Pension would also create a disincentive to remain in AE and to save for retirement
17.01.2025 15:32 β π 0 π 0 π¬ 0 π 0
Agreed. Need to provide certainty on State Pension entitlement so that itβs the foundation upon which people can build and plan. Means testing would be like putting quick sand right across retirement benefits. Need to support people - not make life even more complicated and uncertain
17.01.2025 15:31 β π 1 π 0 π¬ 0 π 0
Many congratulations! Weβre looking forward to supporting and working with you Torsten. Lots of opportunity!
15.01.2025 16:31 β π 0 π 0 π¬ 0 π 0
I totally agree Steve. @torstenbell.skyb.social experience and understanding of our society and its challenges from the Resolution Foundation will be really helpful in building on the work by Emma Reynolds. A clear vision and plan is critical so we can move forwards.
15.01.2025 12:11 β π 1 π 0 π¬ 1 π 0
Excellent compilation from Uncle Steve that Iβm sure will have helped thousands of people. Well done to Sir Steve and This is Money. Next step could be an online book of FAQs to help those in need!!
28.12.2024 11:08 β π 1 π 0 π¬ 0 π 0
The best, Ian
24.12.2024 16:21 β π 2 π 0 π¬ 1 π 0
I agree that the industry could take the lead and we do need to think more broadly than pensions, Andrew. There are areas we could improve, the Lifetime Savings Initiative is an example, but weβll require a few regulatory changes. @jamesbarham1963.bsky.social @stevewebb1.bsky.social
15.12.2024 12:30 β π 3 π 0 π¬ 0 π 0
Agreed. Had the opportunity to agree a lot term plan to get us to where we need to be - providing confidence, visibility and time to plan
14.12.2024 15:51 β π 5 π 1 π¬ 1 π 0
Rachel Reeves puts pensions review on hold to avoid extra burden on UK business
Some experts argue current savings rates will leave people without adequate retirement pots
www.ft.com/content/d102... - 2nd pension review sorting out inadequate pension contributions kicked into long grass - an inevitable consequence of the Budget NI employer contribution hike.
14.12.2024 11:48 β π 1 π 1 π¬ 0 π 1
A real opportunity missed to consult on and announce necessary contribution increases and to agree fair and sensible future dates of implementation - allowing employers to plan - with no surprises
14.12.2024 15:49 β π 2 π 1 π¬ 0 π 1
This title if the comic is βGoogling Stuffβ¦β
The comic shows two columns: on the left is βThenβ showing search results with one thing listed as βthe thing you wantβ
On the right column is βNowβ - also showing search results but in this case itβs a whole bunch of stuff you donβt need:
AI TAKING A WILD STAB AT IT WITH SOME
BLATANT MISINFORMATION
SPONSORED RESULT
SPONSORED RESULT
SPONSORED RESULT
SPONSORED RESULT
PEOPLE ALSO ASK
VIEW PRODUCTS
And then right at the bottom just off screen is βthe thing you wantβ
Googling Stuff: Then v Now.
11.12.2024 17:15 β π 15634 π 5896 π¬ 221 π 387
@stephawthorne.bsky.social
03.12.2024 15:47 β π 1 π 1 π¬ 0 π 0
This is also supported by the extensive research and conclusion of the Lifetime Savings Initiative, Stephanie - done by the PMI, Schroders and its partners.
03.12.2024 15:46 β π 3 π 1 π¬ 0 π 0
Welcome. Iβm one of those Paul. Been supporting #LUFC since before Billy Bremner captained Leeds - and I do pensions and asset management stuff
26.11.2024 23:00 β π 2 π 0 π¬ 3 π 0
Thank you Mike. Good to be here.
23.11.2024 08:01 β π 1 π 0 π¬ 0 π 0
Do follow @hendopolis.bsky.social and his colleagues who voluntarily post the next dayβs papers - letβs encourage them to do it here!
16.11.2024 20:29 β π 35 π 8 π¬ 1 π 0
Member of Parliament for Swansea West
I write about pensions.
Sometimes I run and grow things.
https://commonslibrary.parliament.uk/authors/james-mirza-davies/
head of public policy at AJ Bell
Head of Pensions Policy at Scottish Widows and Lloyds Banking Group. Fin-tech NED.
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Researcher, analyst, commentator, pensions enthusiast. https://pensionsresearch.co.uk/
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From August, Provost, The Queenβs College, Oxford. Previously director, Institute for Fiscal Studies. Author βFollow the Moneyβ
Sydney based actuary and director looking at the world through an actuarial eye. Lots of statistics, often feminist. She/her
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Editor of Professional Pensions. Also a dad and scout leader. Enjoy walking and good cheese (not necessarily together though). Live in West Sussex, work in London.
Long time pensions professional. Trying to make them better; usually failing. This time itβs different