National Institute on Retirement Security

YouTube video by MyNIRS Webinar | Retirement in America: An Analysis of Retirement Preparedness Among Working-Age Americans

Americans are struggling to pay today’s bills and save for tomorrow. Our latest webinar breaks down the data behind the troubling retirement savings shortfall.

Catch the replay here: www.youtube.com/watch?v=1sXz...

#Retirement #AffordabilityCrisis #SocialSecurity #pensions

Webinar TODAY - still time to register!

How prepared are Americans for retirement? The data may surprise you. Join a webinar unpacking the findings from our new research, "Retirement in America." www.nirsonline.org/research/ret...

#Retirement #Affordability #SocialSecurity #Pensions

.@fox5atlanta.bsky.social covers our new research finding that millions of working Americans are heading toward retirement with dangerously low savings.

#Retirement #RetirementCrisis #EconomicSecurity #AffordabilityCrisis #RetirementSavings

www.fox5atlanta.com/video/fmc-4x...

The typical U.S. worker has $955 saved for retirement, report finds Millions of Americans lack access to any type of retirement plan, hampering their ability to save for old age.

.@cbsnews.com covers our new research that finds typical U.S. worker has just $955 saved for retirement. www.cbsnews.com/news/retirem...

#retirement #Savings #Affordability #Pensions #SocialSecurity #401K

Most working Americans are struggling to prepare for retirement. The typical working American has less than $1,000 saved for retirement. Read our new research and register for a webinar: nirsonline.org/research/ret...

#Retirement

How prepared are working Americans for retirement? The data may surprise you.

Join us for a webinar unpacking the findings from our new research.

Register: us06web.zoom.us/webinar/regi...

#retirement #savings #affordability

Retirement in America: An Analysis of Retirement Preparedness Among Working-Age Americans - NIRS How prepared are Americans for retirement? This NIRS report analyzes savings, access to plans, and financial pressures shaping retirement readiness.

📊 A new study from @retirementsecurity.bsky.social reveals a sobering truth: Many Americans don't even have $1,000 set aside for retirement. In an age where the affordability gap continues to grow, this is unacceptable.

Learn more: www.nirsonline.org/research/ret...

Gen Z is cutting back on retirement savings A surprising number of Gen Zers between 18 and 29 have hit the brakes on retirement savings in the past six months, according to a new report.

Starting late—or stopping altogether—can have serious long-term consequences for retirement security. This is why stronger policies, employer support, and education matter now more than ever. Read more: finance.yahoo.com/news/gen-z-i...

#Retirement #GenZ

Today we honor Dr. Martin Luther King Jr. and his call for equality, including economic equality. Retirement security is a cornerstone of that vision, and we remain committed to advancing research-driven solutions to close retirement gaps for all.

#MLKDay #Retirement

7 Numbers Shaping Retirement in 2026

Important retirement data to consider going into the new year. It's troubling that a growing number of older adults lived in poverty: 15 percent in poverty in 2024, up from 10.7 percent in 2021.
www.nytimes.com/2026/01/03/b... #retirement

As we welcome 2026, we’re grateful to you for sharing our commitment to strengthening retirement security for all Americans. We look forward to continuing this important work together in the year ahead. Happy New Year!

#2026 #Retirement #HappyNewYear

Wishing you joy and a happy, healthy 2026. 🎄❄️

As we look to the new year. we remain committed to advancing reliable research and sensible solutions that strengthen retirement security for all Americans. Thank you for being part of our work and our community!

Should You Really Wait Till 70 to Take Social Security?

Good @nytimes.com read about Social Security claiming ages. Our research found only 11% of Americans who aren’t retired know their estimated Social Security benefits. www.nytimes.com/2025/12/07/b... #SocialSecurity #retirement

The death of pensions has been greatly exaggerated Pensions were left for dead, but their obituary might've been written too early.

Pensions are highly cost efficient and Americans want them to help ensure they have a financially secure retirement. www.axios.com/2025/11/29/p...

#Retirement #Pensions @axios.com

Debunking The Job-Hopping Myth: What The Data Really Shows Research finds that younger workers today show job retention patterns that closely mirror previous generations at the same stage of their careers.

Dan Doonan's latest @forbes.com column dives into the issue of generational job hopping. The data show that younger workers today aren’t switching jobs any more often than earlier generations did at the same age. www.forbes.com/sites/dandoo...

#workforce #HR #data #jobs #GenZ #GenX #Millennials

Don't miss this webinar! Social Security provides vital income for retirees and it's an economic engine. Learn about new research detailing the economic impact: 12.2 million jobs and $2.6 trillion in economic output.
Register: bit.ly/3Xqqa1U
Research: bit.ly/4hXHiWl
#Retirement #SocialSecurity

Today we honor America’s veterans who have worn our nation’s uniform with courage. We are grateful for their service that safeguards our freedom. We remain committed to ensuring that all Americans, including veterans, have financial security in retirement. #veteransday

We’re thrilled to launch a new website with better search, downloadable charts, topics, a refreshed brand identity. We hope you'll explore the site and share feedback. Our deep thanks to members who make our work and this site possible! www.nirsonline.org
#retirement

Student-Loan Debt Is Strangling Gen X For many in the “forgotten generation,” the promise of higher education has become an albatross of debt and regret. And it’s only getting more burdensome.

Important read in @thewallstreet.bsky.social on Gen Xers with student loans. “Having student-loan debt is kind of a double-edged sword,” says NIRS Research Director Tyler Bond. www.wsj.com/personal-fin...

#retirement #GenX #StudentLoans

Retirement Alert: 6 States with the Most Expensive Living Costs Deciding where to retire is an important choice, and a potentially expensive one. We analyzed data from Bankrate’s “Best and Worst States to Retire" list for 2024 and combined it with the Tax Foundati...

Our research is cited in this story about states with the high living costs. "More than half of all Americans—55%—are concerned that they won't be able to achieve a financially secure retirement." www.investopedia.com/retirement-a... #retirement

Preparing employees for retirement means painting a realistic picture, experts say Employers must help workers understand what their financial situation will look like post-employment, an official at the National Institute on Retirement Security told HR Dive.

"Employers must help their workers better understand the reality of what retirement actually looks like in order to assist them," said Dan Doonan, NIRS executive director.

ow.ly/45KJ50WHvF0 #retirement

As we mark Social Security's 90th anniversary this week, it's important to focus on ways to ensure the program's long-term financial sustainability to protect benefits and ensure it is strong for future generations. www.nirsonline.org/reports/soci... #SocialSecurity

Signed into law on August 14, 1935, the Social Security Act is one of the most successful and enduring programs in American history. Read our statement commemorating the program’s 90th anniversary. www.nirsonline.org/2025/08/stat.... #SocialSecurity #Retirement

U.S. Public Pensions Adapt To Change, And It’s Paying Off New research suggest that U.S. public plans have successfully navigated the transition into more diversified investment portfolios.

Be sure to check out Dan Doonan's new @Forbes column that dives into our new report with @Aon detailing how U.S. public pension plan investment strategies have adapted to meet changing market conditions. ow.ly/Q4c650WvXUk #retirement #pensions #investments

On Memorial Day, we remember heroes who stood in defense of liberty and gave everything to preserve the ideals of our democracy. Their legacy lives on in our commitment to a freer, stronger nation. #MemorialDay

Risks and rewards for private equity's 401(k) push What could go wrong? The short answer is a lot.

Good quick read on the risks and rewards of private equity's 401(k) push. www.axios.com/2025/05/19/r... #retirement #PE

What distinguishes three popular retirement accounts from one another Financial security in retirement is a goal worth pursuing, but it’s one that a significant percentage of individuals feel is out of reach. According to a February 2024 report from

"According to a February 2024 report from the National Institute on Retirement Security, 55 percent of Americans are concerned they cannot achieve financial security in retirement." #retirement
www.thedailynewsonline.com/townnews/wor...

Actually, Social Security Nailed It In 1983 Social Security has delivered four decades of predictable and stable costs and benefits. This is a remarkable achievement in a constantly evolving economy.

Social Security has delivered decades of stable costs and benefits, a remarkable achievement in an evolving economy. The current funding challenges are an easily solvable math problem, and Americans are united on a solution. www.forbes.com/sites/dandoo... #retirement #SocialSecurity

The Gen X Career Meltdown (Gift Article) Just when they should be at their peak, experienced workers in creative fields find that their skills are all but obsolete.

In addition to job struggles, Gen X will be the first generation to retire largely with out a pension. Our research finds the typical GenX household has a dismal retirement outlook, with only $40,000 in retirement savings. ow.ly/ApmS50Vrw2A #GenX #Retirement

Left Behind: The Retirement Crisis for Women and LGBTQIA+ People - National Women's Law Center

Check out these new retirement resources from the National Women's Law Center. nwlc.org/left-behind-...

#retirement #women