National Institute on Retirement Security

Preparing employees for retirement means painting a realistic picture, experts say Employers must help workers understand what their financial situation will look like post-employment, an official at the National Institute on Retirement Security told HR Dive.

"Employers must help their workers better understand the reality of what retirement actually looks like in order to assist them," said Dan Doonan, NIRS executive director.

ow.ly/45KJ50WHvF0 #retirement

As we mark Social Security's 90th anniversary this week, it's important to focus on ways to ensure the program's long-term financial sustainability to protect benefits and ensure it is strong for future generations. www.nirsonline.org/reports/soci... #SocialSecurity

Signed into law on August 14, 1935, the Social Security Act is one of the most successful and enduring programs in American history. Read our statement commemorating the program’s 90th anniversary. www.nirsonline.org/2025/08/stat.... #SocialSecurity #Retirement

U.S. Public Pensions Adapt To Change, And It’s Paying Off New research suggest that U.S. public plans have successfully navigated the transition into more diversified investment portfolios.

Be sure to check out Dan Doonan's new @Forbes column that dives into our new report with @Aon detailing how U.S. public pension plan investment strategies have adapted to meet changing market conditions. ow.ly/Q4c650WvXUk #retirement #pensions #investments

On Memorial Day, we remember heroes who stood in defense of liberty and gave everything to preserve the ideals of our democracy. Their legacy lives on in our commitment to a freer, stronger nation. #MemorialDay

Risks and rewards for private equity's 401(k) push What could go wrong? The short answer is a lot.

Good quick read on the risks and rewards of private equity's 401(k) push. www.axios.com/2025/05/19/r... #retirement #PE

What distinguishes three popular retirement accounts from one another Financial security in retirement is a goal worth pursuing, but it’s one that a significant percentage of individuals feel is out of reach. According to a February 2024 report from

"According to a February 2024 report from the National Institute on Retirement Security, 55 percent of Americans are concerned they cannot achieve financial security in retirement." #retirement
www.thedailynewsonline.com/townnews/wor...

Actually, Social Security Nailed It In 1983 Social Security has delivered four decades of predictable and stable costs and benefits. This is a remarkable achievement in a constantly evolving economy.

Social Security has delivered decades of stable costs and benefits, a remarkable achievement in an evolving economy. The current funding challenges are an easily solvable math problem, and Americans are united on a solution. www.forbes.com/sites/dandoo... #retirement #SocialSecurity

The Gen X Career Meltdown (Gift Article) Just when they should be at their peak, experienced workers in creative fields find that their skills are all but obsolete.

In addition to job struggles, Gen X will be the first generation to retire largely with out a pension. Our research finds the typical GenX household has a dismal retirement outlook, with only $40,000 in retirement savings. ow.ly/ApmS50Vrw2A #GenX #Retirement

Left Behind: The Retirement Crisis for Women and LGBTQIA+ People - National Women's Law Center

Check out these new retirement resources from the National Women's Law Center. nwlc.org/left-behind-...

#retirement #women

The Retirement-Savings Weapon Doctors and Lawyers Use to Build Wealth Doctors, lawyers and accountants have 401(k) plans. But many have another retirement-saving weapon, too. It is called a cash balance plan, and it lets people save up to about $3.6 million on top of a ...

Interesting read on cash balance retirement plans, which allow some people to save on top of a 401(k) account while deferring taxes. ow.ly/aEZB50VgnLs #retirement

Alaska lawmakers are looking at moving back to pensions as a way to address the state's shortage of workers who deliver public services. Watch NIRS Research Director Tyler Bond's testimony. www.akleg.gov/basis/Meetin...

#AKLeg #Retirement #Pensions

New study gives Congress a road map to fix Social Security - Herb Weiss - Rhode Island news Rhode Island news New study gives Congress a road map to fix Social Security - Herb Weiss

Be sure to read about our new partner report that shows the high priority Americans place on resolving the Social Security financing gap so that benefits are not cut indiscriminately. rinewstoday.com/new-study-gi...

#retirement #SocialSecurity

George Washington was a strong advocate for military pensions to provide financial support for soldiers and help with morale and loyalty. In response, the Continental Congress enacted the first federal pension act in 1776. #pensions #retirement #PresidentsDay2025

Rather than closing Social Security’s financing gap through benefit reductions, Americans strongly prefer bringing more revenue into the system. We partnered on this new research:
www.msn.com/en-us/money/... #socialsecurity #retirement

Don't miss this insightful read on Social Security by retirement journalist Mark Miller. retirementrevised.substack.com/p/how-trumps... #SocialSecurity #Medicare #Retirement @retirementrevised.bsky.social

Americans favor higher taxes to save Social Security Majority of Americans support increased taxes to ensure the longevity and stability of Social Security benefits.

We partnered on new research that finds 85% of Americans would prefer Social Security benefits remain the same or increase, even if it means raising taxes. www.selfemployed.com/news/america... #SocialSecurity #Retirement

Social Security at 90: A Bipartisan Roadmap for the Program's Future - National Institute on Retirement Security The National Academy of Social Insurance, AARP, the National Institute on Retirement Security, and the U.S. Chamber of Commerce have released a new report detailing American's views of retirement, Soc...

NEWS | Americans want Social Security’s financing gap closed with more revenues - not benefit cuts - and are willing to contribute more to strengthen the program. Read the report from @SocialInsurance @AARP @NIRSonline @USChamber: ow.ly/rrtH50UPLsm

#SocialSecurity #Retirement

NEWS | Report finds public support for Social Security remains strong and Americans more confident in Social Security as they approach retirement.

Report: bit.ly/4hatiHr
Feb 12th Webinar: bit.ly/4hzDHwu
Press Release: bit.ly/3EcESmV

#SocialSecurity

U.S. DB pension payouts generating US$1.5 trillion in economic output: report | Benefits Canada.com In 2022, U.S. retiree spending — driven by private and public sector defined benefit pension payouts — generated US$1.5 trillion in total economic output and supported 7.1 million jobs, according to a...

U.S. retiree spending — driven by private and public sector defined benefit pension payouts — generated US$1.5 trillion in total economic output and supported 7.1 million jobs. www.benefitscanada.com/pensions/def... #pensions #retirement

Join us tomorrow to hear how retiree spending of pension benefits powered $1.5 trillion in economic output, supporting 7.1 million jobs across the U.S.

Register: bit.ly/4gHLb0e
Report: bit.ly/3BYz6EG
State Fact Sheets: bit.ly/2RjZbWs

#retirement #pensions #economy

Will 2025 See More Action On Retirement? As employers look to retain workers and employees feel economic anxiety. the trend toward offering pensions to workers could continue in 2025.

With many employers looking to retain workers and employees facing economic anxiety, more employers may explore strengthening their retirement benefits and offering pensions. Read Dan Doonan's latest Forbes column: ow.ly/TTcP50UCRh9

#retirement #pensions #401K #economy

Research Quantifies the Broad Economic Impact of Pension Payments | PLANSPONSOR Public and private sector defined benefit pension fund payments added $224.3 billion in tax revenue to the U.S. economy in 2022, according to the National Institute on Retirement Security.

Be sure to check out PlanSponsor's coverage of our new report, Pensionomics 2025. www.plansponsor.com/research-qua... #pension #economy #jobs #retirement

NEW research finds retiree spending of pension benefits powered $1.5 trillion in economic output, supporting 7.1 million jobs across the nation.

Report: bit.ly/3BYz6EG
State Fact Sheets: bit.ly/2RjZbWs
Webinar: bit.ly/4gHLb0e

#retirement #pensions

It's been another fantastic year working with so many of you to improve the retirement prospects of Americans. We look forward to another year of progress in 2025! 💫 #retirement #2025 #happynewyear

With dwindling retirement savings, older Americans are back on the job market Some older Americans are unretiring because of financial challenges. This story is part of BI's ongoing series on retirement regrets.

As our research details, Americans aren't on track for a secure retirement. The outlook is more grim for Generation X, the first generation close to retirement following a shift from pensions to 401(k) plans. #retirement
www.businessinsider.com/older-americ...

State-Run Auto-IRAs Could Solve the Retirement Savings Crisis State-run Auto-IRAs offer a practical solution to the retirement savings gap, helping individuals save for retirement with automatic contributions.

"Half of workers don't have access to a retirement plan through their employer. [The state-run auto-IRAs] are meant to close that access gap," said Tyler Bond. www.investopedia.com/state-run-au... #retirement