This Little-Known Appeal Could Force Your Insurer to Pay for Lifesaving Care. Here’s How to File It.
When a health insurer refuses to pay for your treatment, you may have the right to have the denial reviewed — and potentially overturned — by an independent provider. Here are six steps experts sugges...
Few patients appeal a health insurance denial, but a little-known process that requires insurers and plans to seek an independent opinion can force insurers to pay for what can be lifesaving treatment.
Here’s what experts say you need to know.
By @deldeib.bsky.social
29.10.2025 03:00 — 👍 1006 🔁 586 💬 15 📌 25
I sent you a message!
24.08.2025 22:02 — 👍 0 🔁 0 💬 0 📌 0
24.07.2025 15:59 — 👍 1831 🔁 579 💬 20 📌 3
aqua wins ice cream minigame
28.06.2025 18:07 — 👍 891 🔁 168 💬 14 📌 0
A sequence of four images featuring two characters, a girl with long, dark curly hair and a boy with short blonde hair. In the first image, the girl is excitedly 'squee'-ing at the game the two of them are playing together, a farming/life sim where their two avatars can get married and have kids. The boy is giving a smug thumbs up and promises to play a bunch more. It says in one 'week' the couple will have their first child. In the second image, a day or so later, the boy has gotten distracted with a new shooter game and the girl bemoans his lack of attention and begs him to play with her. She looks slightly bloated and morning sick. In the third image, yet a few days later, the boy is loudly complaining about his team dying, while his girlfriend around the corner looks largely pregnant, and in-game text says the baby is due NOW. In the last image, the boy sheepishly approaches his girlfriend and asks if she wants to continue playing their previous game. She is sitting in her gaming chair, belly and breasts heavily swollen, with an angry expression on her face. She tells him to hurry up and log on so she can 'have this damn baby already'. Her in-game character is also hugely swollen.
continuing the may mood... gotta love co-op games
04.05.2025 17:20 — 👍 1155 🔁 207 💬 17 📌 0
My new and updated commission sheet! Always open, DM me for more info!
04.05.2025 16:37 — 👍 31 🔁 9 💬 3 📌 0
Vore comm that was posted earlier on my Subscribestar! subscribestar.adult/bat-witch-lu...
04.05.2025 16:36 — 👍 47 🔁 9 💬 0 📌 0
The results of a poll on my Subscribestar! subscribestar.adult/bat-witch-lu...
Folks voted for a vore pic featuring Millie, and I decided it'd be fun if Kiwi made a bit of a cameo...
See more art like this early on my Subscribestar page!
25.04.2025 17:17 — 👍 77 🔁 13 💬 2 📌 0
A screenshot of the government petitions website that says:
Petition
Allow transgender people to self-identify their legal gender.
We believe the government should change legislation to make it easier for trans people of all ages to change their legal gender without an official diagnosis of gender dysphoria.
• More details
Sign this petition
93,650 signatures
Less than 7,000 signatures needed for self-ID to be considered for debate in Parliament.
Sign here 👇
petition.parliament.uk/petitions/70...
22.04.2025 08:38 — 👍 3016 🔁 2358 💬 49 📌 82
Once again, now and always, trans mother fucking rights
16.04.2025 12:52 — 👍 599 🔁 225 💬 7 📌 0
Facebook post from Katie Hemphill:
U.S. Christofascists and technofascists hate transgender people because trans people beautifully embody the best idea this country ever had, which is that the circumstances of your birth should not set the course of your life. We've failed to live up to that idea constantly, of course, but it's nevertheless a damn good one. And it's the one the eugenicist, racist, gender essentialist, entitled rich assholes hate the most.
an old college friend, now a history professor at the university of arizona, wrote this.
she's cis but even back in the early 2000s she got it without needing anything explained to her. i came out to her and she *didn't miss a beat* welcoming me to the lesbian sisterhood.
18.04.2025 01:58 — 👍 1800 🔁 663 💬 7 📌 4
a headshot portrait of a young man with bleach blond hair. his head is tilted down and he looks up from under his brows with a confident, cocky smirk. his hair is fluffy and slightly curly, and his eyes are dark brown. he wears a loose red bandana. the background is an abstract sky with puffy blue/white clouds
Cody, headshot commission for @violeteyebeams.bsky.social
#art 🎍💲
18.04.2025 16:27 — 👍 37 🔁 14 💬 0 📌 0
🎶 "Hand on my heart, I swear I've made peace with the rain... (peace with the rain...)" 🎶
#Firebird #FirebirdProject #OCSky #OCArt #Webcomic
18.04.2025 18:21 — 👍 6 🔁 4 💬 1 📌 0
I MEANT NICE
17.04.2025 23:39 — 👍 12 🔁 0 💬 3 📌 0
It’s bat appreciation day, everyone has to be mean to me!
17.04.2025 23:39 — 👍 13 🔁 0 💬 1 📌 0
I’m dating a beautiful trans woman and pay more taxes than this worm-brained, Nazi hugging, eugenics loving, pampered 1% piece of fuck ever will. Come talk to me when you actually contribute something to this country RFK Jr., you child murdering shit-stain.
17.04.2025 05:25 — 👍 9 🔁 2 💬 0 📌 0
My name is __.
My zip code is __.
I am calling as your constituent to express alarm at the Abrego Garcia case. Trump is openly defying the Supreme Court by not bringing Garcia back. If you allow Trump to do this, then he is unquestionably a dictator, and your job as my member of Congress is to remove him at once.
(For Reps:) I ask that you immediately introduce Articles of Impeachment in the US House, and block all other business until they are introduced.
(For Senators:) I ask that you block all business in the Senate until Articles of Impeachment are introduced in the US House, and when they pass the House I expect you to vote to impeach.
Thank you.
Here's the script, folks. It's now or never.
Capitol switchboard: (202) 224-3121
Local office numbers: www.congress.gov/members/find...
RTs appreciated.
14.04.2025 21:29 — 👍 1944 🔁 1559 💬 42 📌 96
So CUTE! Sometimes you gotta get creative if you’re trying to get back to heaven lol
13.04.2025 20:18 — 👍 1 🔁 0 💬 1 📌 0
Quick sketch of @batwitchluna.bsky.social 's gal Clementine. The party gal should be a party balloon is all I'm saying.
13.04.2025 18:49 — 👍 57 🔁 9 💬 2 📌 0
Another piece from my subscribestar! subscribestar.adult/bat-witch-luna
I think there’s some rule about eating and swimming, but I’m not sure if that applies to eating swimmers…
13.04.2025 16:38 — 👍 140 🔁 29 💬 0 📌 0
Sketch from my Subscribestar! subscribestar.adult/bat-witch-luna
Cammy exploring some interesting new fighting techniques...
11.04.2025 17:20 — 👍 91 🔁 21 💬 3 📌 0
And by “they” I’m largely describing Republicans. They are directly at fault for most of your suffering, and they know it, and they aren’t sorry.
03.04.2025 15:06 — 👍 5 🔁 0 💬 0 📌 0
All I can say to the younger generations is that the “American Dream” is a scam. They’re lying to you, they’ve always lied to you. They don’t care about you, your happiness, or your lives. They’re cowards and snakes, and never to be trusted. If they tell you snow is white, they’re lying.
03.04.2025 15:04 — 👍 4 🔁 0 💬 1 📌 0
I was made a lot of promises by this country when I was little, and all of them have been stepped on and broken. I never thought I could feel personally betrayed by an entire nation, but here we are!
03.04.2025 14:59 — 👍 3 🔁 0 💬 1 📌 0
Happy trans day of visibility everyone! To all my fellow trans folks out there, remember how beautiful you are and never let the bigots bring you down! This is your day, and they can’t take that from you 💙💙💙
31.03.2025 18:54 — 👍 16 🔁 4 💬 0 📌 0
They say you shouldn’t hold on to hate, that you shouldn’t let these people occupy your mind. I’m making an exception for him. I will hate this man until my dying breath, because it does in fact matter to him. Never forget what he’s done. Never forgive. Never.
28.03.2025 23:09 — 👍 4 🔁 0 💬 0 📌 0
FROG WIFE DRANK THE WH-WH-WHAT?!
(Created in March 2023!!)
11.03.2025 01:50 — 👍 924 🔁 154 💬 9 📌 0
Sketch of Sally from Atlyss that was posted up on my subuscribestar! You can subscribe to see artwork like this as soon as it's finished~! #vore
08.03.2025 17:41 — 👍 128 🔁 28 💬 1 📌 0
This is still so GOOD!! I love it…💙💙💙
27.02.2025 01:55 — 👍 3 🔁 0 💬 0 📌 0
Bi/She/Her/27 🔞
Silly Perpetually Sleepy Sketch artist.
Like my work? You can also support me here:
https://ko-fi.com/emmacat64
Commissions are open here:
https://forms.gle/X214cmUBaGCw512J8
An archive of indulgent art, starring Gwen the librarian goblin and friends! 🔞+ only, NSFW fantasy fun, lighthearted lewds and kinks of all sorts~
#RedStacksArt (Art of the beloved fantasy crew~)
#NonStacks (Art of my not-Red-Stacks characters!)
25 | she/they | 🇵🇭 | 18+ only | tummy enjoyer, burp-liker
🔞NSFW🔞
normal human artist... not 3 rabbits in a trench coat
27 | tumi, tidy, vore artist | buny
🐇comm availability status on my FA!
18+ ONLY. i block minors
We make global franchises including Invincible, The Walking Dead, Impact Winter, The Energon Universe. We do things differently here.
Call me Blah, or Boss. Idk, it's confusing LMAO
Belly women artist, stuffing, occasional vorrreeeee.... 🔞minors *begone*, obviously.
🌳: https://linktr.ee/blahblah866
♂️ l #exjw
My stuff is all here: https://symbol.straw.page/
Spectacular #Transformers YouTube shenaniganist • He/him/bi • drums @roguelimb.bsky.social • patreon.com/toygrind
NSFW!!!🔞Scram, minors!!!
(27 🏳️⚧️ she/they)
Weird Berry Drawing Tummy Liker
Grey-Asexual
DA: VeeHS3
💚@Tsweirdaccount💚
❤️@Trash_deity❤️
SW: 180 CW: 250 GW: 300
https://ko-fi.com/veehs3
26|she/her|ace
full time general and concept furry artist, still figuring out this site! it's fine!
Fat Fox Week 2025 starts June 15!
Commissions Open Weekly unless stated otherwise!
🔞ABSOLUTELY NO MINORS YOU WILL BE BLOCKED🔞
Poke ALL Toads is a puzzle game about fairies and mischief. Wishlist the game https://store.steampowered.com/app/2302320/Poke_ALL_Toads/
-🔞NSFW vore artist🔞
-NO MINORS ALLOWED
-Age 23
-Race werewolf
https://www.patreon.com/VorarePage?utm_campaign=creatorshare_creator
Poster of strange art and OC garbage, 25.
This page is very 18+, so if you're not, please get out before I kick you out.
If you think you see another account that's me, don't interact with me there!!
she/her
🔞 ONLY!!
Commissions = Patreon Only
https://www.patreon.com/mirivania
https://mirivania.newgrounds.com/
MERCH! at yorunoecchi.com/collections/nyanilla-collection
TAGS:
politics = #politimiri
selfie/irl = #selfiri
patreon ads = #miritreon
they/them call me dr worm
🐛
patreon.com/lewdlemage
eat things / other rando pics here / 🔞
🖼️ https://subscribestar.adult/pbysteria
☕ https://ko-fi.com/pbysteria
🔞vore & belly art & comics. 🏳️🌈⚢👩❤️👩
🎨 https://aryion.com/g4/user/meekbot
🍔 http://ko-fi.com/meekbot
🍕 http://subscribestar.adult/meekbot
🎁 https://throne.com/meekbot
📕 https://meekbot.e-junkie.com/
🥚 COMMISSIONS CLOSED INDEFINITELY
🥚 I DON'T RP
🥚 VORE ACCOUNT
🥚 25 / She/Her - He/Him
🥚 Please no fanart/gift 🙏
More info about my characters: https://omeletteoc.carrd.co/