Daliรฉ Jimรฉnez's Avatar

Daliรฉ Jimรฉnez

@dalie.bsky.social

๐Ÿ‡จ๐Ÿ‡บ๐Ÿ‡บ๐Ÿ‡ธ Lawprof at UCI Law All things debt & credit with social science methods: consumer law, bankruptcy, access to justice. Co-Dir @UC-SLLI.bsky.social Co-PI @DebtCollectionLab.bsky.social Cats, bikes, kdramas - she/ella

7,190 Followers  |  1,593 Following  |  527 Posts  |  Joined: 22.06.2023  |  1.9308

Latest posts by dalie.bsky.social on Bluesky

The DOJ, CFPB and state of Texas reached a $68 million settlement with the Houston developer Colony Ridge Development LLC to resolve a lawsuit alleging discrimination and predatory lending in a scheme that resulted in one-in-four loans going into foreclosure.ย 
The settlement is unusual because no money has been set aside as redress for harmed consumers. Instead, DOJ is requiring that the private developer pay for a new police station and fund two full-time law enforcement officers for 10 years. Colony Ridge also has to purchase law enforcement equipment, gear, and vehicles at the discretion of the Liberty County Sheriffโ€™s Office and Liberty County Constable.
What began as a discrimination / fair lending case under the Biden administration turned into a focus on illegal immigrants under the Trump administration.  
#banks #bankingsector #corruption
https://lnkd.in/gnWrMyAC

The DOJ, CFPB and state of Texas reached a $68 million settlement with the Houston developer Colony Ridge Development LLC to resolve a lawsuit alleging discrimination and predatory lending in a scheme that resulted in one-in-four loans going into foreclosure.ย  The settlement is unusual because no money has been set aside as redress for harmed consumers. Instead, DOJ is requiring that the private developer pay for a new police station and fund two full-time law enforcement officers for 10 years. Colony Ridge also has to purchase law enforcement equipment, gear, and vehicles at the discretion of the Liberty County Sheriffโ€™s Office and Liberty County Constable. What began as a discrimination / fair lending case under the Biden administration turned into a focus on illegal immigrants under the Trump administration. #banks #bankingsector #corruption https://lnkd.in/gnWrMyAC

Kate is a reporter for the American Banker. Trumpโ€™s DOJ & CFPB turn a predatory lending discrimination lawsuit into an anti-immigrant crusade. Instead of providing restitution for victims of discrimination they use $ to fund more police resources aimed at โ€œillegals.โ€ (Full article paywalled.)

11.02.2026 13:57 โ€” ๐Ÿ‘ 98    ๐Ÿ” 59    ๐Ÿ’ฌ 2    ๐Ÿ“Œ 6
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Trump's CFPB to Nearly a Million Americans: Goodbye, We Prefer Not To Help You ยท Consumer Federation of America If the Consumer Financial Protection Bureau (CFPB) were to close its doors today, 836,588 Americans would be left waiting for an answer to the complaints they have filed with the CFPB. According to re...

consumerfed.org/trumps-cfpb-...

10.02.2026 21:18 โ€” ๐Ÿ‘ 3    ๐Ÿ” 2    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Rep. Delia Ramirez to DHS officials: "I have as much respect for you as I do for the last white men who put on masks to terrorize communities of color. I have no respect for the inheritors of the Klanhood and the slave patrol. Those activities were criminal and so are yours."

10.02.2026 17:11 โ€” ๐Ÿ‘ 53127    ๐Ÿ” 16829    ๐Ÿ’ฌ 1160    ๐Ÿ“Œ 1340
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House Dem identifies โ€˜wealthy, powerful menโ€™ DOJ redacted in Epstein files Rep. Ro Khanna read out the names of the six individuals on the House floor, where they will now be entered into the Congressional Record.

For anyone who keeps asking "what are the names," Google News is a really cool site. Here's one of the news stories linked in it www.politico.com/live-updates...

10.02.2026 20:33 โ€” ๐Ÿ‘ 84    ๐Ÿ” 22    ๐Ÿ’ฌ 2    ๐Ÿ“Œ 1

Khanna named, US businessman Leslie Wexner of Victoriaโ€™s Secret, Abercrombie & Fitch and Bath & Body Works fame; Emirati businessman Sultan Ahmed bin Sulayem; and Salvatore Nuara, Zurab Mikeladze, Leonic Leonov, and Nicola Caputo.

10.02.2026 20:37 โ€” ๐Ÿ‘ 104    ๐Ÿ” 31    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 2
We Uncovered the Scheme Keeping Grocery Prices High
YouTube video by More Perfect Union We Uncovered the Scheme Keeping Grocery Prices High

A major retailer forced a supplier to increase prices for its competitors by curtailing incentives and raising wholesale prices. Trump ended a case that would have brought prices down. He didn't replace a chair of the FTC and fired democratic commissioners.
tps://www.youtube.com/watch?v=odhVF_xLIQA

10.02.2026 20:02 โ€” ๐Ÿ‘ 2    ๐Ÿ” 2    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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How Companies Profit by Annoying the Hell Out of You A new report reveals that sneaky fees, excessive paperwork, spam calls, and other annoyances cost Americans $165 billion annually in wasted time and money.

Trump rolling back consumer protections don't help.

How Companies Profit by Annoying the Hell Out of You
Report reveals that sneaky fees, excessive paperwork, spam calls, & other annoyances cost #Americans $165 billion annually in wasted time & money.

newrepublic.com/article/2063...

10.02.2026 18:29 โ€” ๐Ÿ‘ 4    ๐Ÿ” 2    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Attempting to shut down the #CFPB has โ€œcost American families $19 Billionโ€

Thank you @warren.senate.gov for defending the CFPB and protecting people not predatory profits.

10.02.2026 15:23 โ€” ๐Ÿ‘ 5    ๐Ÿ” 1    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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ICE Is Expanding Across the US at Breakneck Speed. Hereโ€™s Where Itโ€™s Going Next ICE plans to lease offices throughout the US as part of a secret, months-long expansion campaign. WIRED is publishing dozens of these locations.

NEW: ICE is leasing offices throughout the US as part of a secret, months-long expansion campaign. WIRED is publishing dozens of these locations.

10.02.2026 16:07 โ€” ๐Ÿ‘ 4866    ๐Ÿ” 2960    ๐Ÿ’ฌ 186    ๐Ÿ“Œ 228

Our grandchildren are going to ask what we did to stop this.

10.02.2026 16:15 โ€” ๐Ÿ‘ 173    ๐Ÿ” 45    ๐Ÿ’ฌ 4    ๐Ÿ“Œ 2
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Data Reporter Remote, United States

My team @propublica.org is hiring.

We're looking for a data reporter itching to do ambitious, impactful investigations that uncover abuses of power and betrayals of the public trust. Maybe that's you? grnh.se/iunysgl96us

10.02.2026 15:25 โ€” ๐Ÿ‘ 131    ๐Ÿ” 69    ๐Ÿ’ฌ 2    ๐Ÿ“Œ 4
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@reprashida.govpeeps.us and @algreen.house.gov stand in solidarity with NTEU 335 CFPB Union members before a HFSC hearing on housing affordability today. #savecfpb #stopvought

10.02.2026 15:18 โ€” ๐Ÿ‘ 13    ๐Ÿ” 5    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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With Ring, American Consumers Built a Surveillance Dragnet Ring's 'Search Party' is dystopian surveillance accelerationism.

Ring is a wildly dangerous company. Always has been. But it has sort of flown under the radar the last couple years as it tried to soften its image. Make no mistake that this is an extremely dangerous surveillance dragnet:

www.404media.co/with-ring-am...

10.02.2026 15:09 โ€” ๐Ÿ‘ 2724    ๐Ÿ” 1048    ๐Ÿ’ฌ 54    ๐Ÿ“Œ 67
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Americaโ€™s Annoyance Economy Is Growing The government should protect consumers instead of annoying them.

โ€œ$90 billion for junk fees, $19 billion for medical waiting times, $2 billion for governmental wait times,โ€ and far more.
โ€œThe annoyance economy saps American families of $165 billion a year, they estimated. And thatโ€™s an undercount.โ€
www.theatlantic.com/ideas/2026/0...

10.02.2026 13:45 โ€” ๐Ÿ‘ 11    ๐Ÿ” 4    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 1
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A post-Trump restoration is still possible His presidency may eventually be seen as an aberration rather than a permanent shift

โ€œCountries can turn the clock back. Greece restored its democracy in 1975, after seven years of rule by the colonels. India lived underโ€ฆemergency for 21 months in the 1970s โ€” with widespread violations of civil liberties โ€” until the Congress Party was decisively defeatedโ€
www.ft.com/content/b491...

10.02.2026 13:49 โ€” ๐Ÿ‘ 6    ๐Ÿ” 1    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Washingtonโ€™s Corruption Has Created Another Humanitarian Crisis in Puerto Rico The islandโ€™s earthquakes are its latest man-made disaster.

If you didnโ€™t catch the significance of the exploding transformers in Bad Bunnyโ€™s halftime show, I gotcha. Hereโ€™s one of a bunch of pieces I wrote from/on Puerto Rico about the crisisโ€”and Trumpโ€™s role in it. slate.com/news-and-pol...

09.02.2026 01:59 โ€” ๐Ÿ‘ 5301    ๐Ÿ” 2119    ๐Ÿ’ฌ 44    ๐Ÿ“Œ 41

Disagree on the fire the lawyer. Yeah they'll be mad, but the publicity will make a lot harder to try to take them away.

09.02.2026 01:51 โ€” ๐Ÿ‘ 13    ๐Ÿ” 0    ๐Ÿ’ฌ 2    ๐Ÿ“Œ 0

The little boy he gave his Grammy to was the boy who was abducted by ICE

TEARS IN MY EYES BRO ๐Ÿ˜ญ๐Ÿ˜ญ๐Ÿ˜ญ

09.02.2026 01:40 โ€” ๐Ÿ‘ 110    ๐Ÿ” 23    ๐Ÿ’ฌ 9    ๐Ÿ“Œ 1

After watching Bad Bunnyโ€™s halftime show Iโ€™m so proud to be an American. Puerto Rico represents! Beautiful Spanish language, people of color filling my TV screen. This is what makes America great and itโ€™s what I will always fight for.

#BadBunny

09.02.2026 01:32 โ€” ๐Ÿ‘ 2742    ๐Ÿ” 367    ๐Ÿ’ฌ 37    ๐Ÿ“Œ 11
Post image 09.02.2026 01:36 โ€” ๐Ÿ‘ 380    ๐Ÿ” 103    ๐Ÿ’ฌ 7    ๐Ÿ“Œ 10

Anne Frank died from a typhus epidemic that spread through the concentration camp where she was imprisoned.

07.02.2026 23:35 โ€” ๐Ÿ‘ 3112    ๐Ÿ” 1459    ๐Ÿ’ฌ 32    ๐Ÿ“Œ 25

If anyone is selling you the opportunity to make money, *you* are how *they* make money and the 'secret' they have is convincing people like you to pay them.

There will be a lot of smoke & mirrors to make it look like you have agency, but the product is your gullibility.

08.02.2026 20:51 โ€” ๐Ÿ‘ 984    ๐Ÿ” 188    ๐Ÿ’ฌ 2    ๐Ÿ“Œ 10

Reminder: All it would take to end the murder of American citizens by an untrained government goon squad is 16 Republicans in Congress voting with Dems to defund ICE (or 23 to impeach and remove Trump โ€” 3 in House & 20 in Senate). Thatโ€™s it. 23 Americans can vote for the public and end all of this.

24.01.2026 18:26 โ€” ๐Ÿ‘ 13237    ๐Ÿ” 5113    ๐Ÿ’ฌ 225    ๐Ÿ“Œ 408

Pretty willd how the DOJ just straight up stopped releasing the Epstein files even though they're legally obligated to do so.

12.01.2026 19:39 โ€” ๐Ÿ‘ 15328    ๐Ÿ” 3820    ๐Ÿ’ฌ 125    ๐Ÿ“Œ 163
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A decade ago, when Trump one the first time, I and other Black writers tried to make us see that racism โ€” both explicit and deeply seeded โ€” was at the root of Trumpโ€™s rise. We were dismissed even as late as last year as people attributed economic anxieties to Trumpโ€™s wins.
DO YOU BELIEVE US NOW?

12.01.2026 21:05 โ€” ๐Ÿ‘ 2305    ๐Ÿ” 691    ๐Ÿ’ฌ 59    ๐Ÿ“Œ 32
Grouped By Vote Position 
YEAs ---53
Banks (R-IN)
Barrasso (R-WY)
Blackburn (R-TN)
Boozman (R-AR)
Britt (R-AL)
Budd (R-NC)
Capito (R-WV)
Cassidy (R-LA)
Collins (R-ME)
Cornyn (R-TX)
Cotton (R-AR)
Crapo (R-ID)
Cruz (R-TX)
Curtis (R-UT)
Durbin (D-IL)
Ernst (R-IA)
Fischer (R-NE)
Graham (R-SC)
Grassley (R-IA)
Hagerty (R-TN)
Hassan (D-NH)
Hawley (R-MO)
Hoeven (R-ND)
Husted (R-OH)
Hyde-Smith (R-MS)
Johnson (R-WI)
Justice (R-WV)
Kaine (D-VA)
Kennedy (R-LA)
King (I-ME)
Klobuchar (D-MN)
Lankford (R-OK)
Lee (R-UT)
Lummis (R-WY)
Marshall (R-KS)
McConnell (R-KY)
McCormick (R-PA)
Moody (R-FL)
Moreno (R-OH)
Mullin (R-OK)
Murkowski (R-AK)
Paul (R-KY)
Ricketts (R-NE)
Risch (R-ID)
Rounds (R-SD)
Schmitt (R-MO)
Shaheen (D-NH)
Sheehy (R-MT)
Sullivan (R-AK)
Thune (R-SD)
Tillis (R-NC)
Welch (D-VT)
Young (R-IN)
NAYs ---40
Alsobrooks (D-MD)
Baldwin (D-WI)
Bennet (D-CO)
Blumenthal (D-CT)
Blunt Rochester (D-DE)
Booker (D-NJ)
Cantwell (D-WA)
Coons (D-DE)
Cortez Masto (D-NV)
Duckworth (D-IL)
Fetterman (D-PA)
Gallego (D-AZ)
Gillibrand (D-NY)
Heinrich (D-NM)
Hickenlooper (D-CO)
Hirono (D-HI)
Kelly (D-AZ)
Kim (D-NJ)
Lujan (D-NM)
Markey (D-MA)
Merkley (D-OR)
Murphy (D-CT)
Murray (D-WA)
Ossoff (D-GA)
Padilla (D-CA)
Peters (D-MI)
Reed (D-RI)
Rosen (D-NV)
Sanders (I-VT)
Schatz (D-HI)
Schiff (D-CA)
Schumer (D-NY)
Slotkin (D-MI)
Smith (D-MN)
Van Hollen (D-MD)
Warner (D-VA)
Warnock (D-GA)
Warren (D-MA)
Whitehouse (D-RI)
Wyden (D-OR)
Not Voting - 7
Cramer (R-ND)
Daines (R-MT)
Moran (R-KS)
Scott (R-FL)
Scott (R-SC)
Tuberville (R-AL

Grouped By Vote Position YEAs ---53 Banks (R-IN) Barrasso (R-WY) Blackburn (R-TN) Boozman (R-AR) Britt (R-AL) Budd (R-NC) Capito (R-WV) Cassidy (R-LA) Collins (R-ME) Cornyn (R-TX) Cotton (R-AR) Crapo (R-ID) Cruz (R-TX) Curtis (R-UT) Durbin (D-IL) Ernst (R-IA) Fischer (R-NE) Graham (R-SC) Grassley (R-IA) Hagerty (R-TN) Hassan (D-NH) Hawley (R-MO) Hoeven (R-ND) Husted (R-OH) Hyde-Smith (R-MS) Johnson (R-WI) Justice (R-WV) Kaine (D-VA) Kennedy (R-LA) King (I-ME) Klobuchar (D-MN) Lankford (R-OK) Lee (R-UT) Lummis (R-WY) Marshall (R-KS) McConnell (R-KY) McCormick (R-PA) Moody (R-FL) Moreno (R-OH) Mullin (R-OK) Murkowski (R-AK) Paul (R-KY) Ricketts (R-NE) Risch (R-ID) Rounds (R-SD) Schmitt (R-MO) Shaheen (D-NH) Sheehy (R-MT) Sullivan (R-AK) Thune (R-SD) Tillis (R-NC) Welch (D-VT) Young (R-IN) NAYs ---40 Alsobrooks (D-MD) Baldwin (D-WI) Bennet (D-CO) Blumenthal (D-CT) Blunt Rochester (D-DE) Booker (D-NJ) Cantwell (D-WA) Coons (D-DE) Cortez Masto (D-NV) Duckworth (D-IL) Fetterman (D-PA) Gallego (D-AZ) Gillibrand (D-NY) Heinrich (D-NM) Hickenlooper (D-CO) Hirono (D-HI) Kelly (D-AZ) Kim (D-NJ) Lujan (D-NM) Markey (D-MA) Merkley (D-OR) Murphy (D-CT) Murray (D-WA) Ossoff (D-GA) Padilla (D-CA) Peters (D-MI) Reed (D-RI) Rosen (D-NV) Sanders (I-VT) Schatz (D-HI) Schiff (D-CA) Schumer (D-NY) Slotkin (D-MI) Smith (D-MN) Van Hollen (D-MD) Warner (D-VA) Warnock (D-GA) Warren (D-MA) Whitehouse (D-RI) Wyden (D-OR) Not Voting - 7 Cramer (R-ND) Daines (R-MT) Moran (R-KS) Scott (R-FL) Scott (R-SC) Tuberville (R-AL

Seven Dem senators voted to confirm a Trump judicial nominee today, and I really do not think I'm asking for much when I say that Democrats should not be doing favors for a president whose masked thugs murdered a woman in the streets 24 hours ago www.senate.gov/legislative/...

08.01.2026 21:59 โ€” ๐Ÿ‘ 367    ๐Ÿ” 91    ๐Ÿ’ฌ 32    ๐Ÿ“Œ 19

Senators Durbin, Hassan, Kaine, King, Klobuchar, Shaheen, and Welch voted to confirm a man to a lifetime judicial appointment days after the president who nominated him invaded a foreign country without even giving notice to Congress and the day after federal agents killed a person in the U.S.

08.01.2026 21:41 โ€” ๐Ÿ‘ 730    ๐Ÿ” 311    ๐Ÿ’ฌ 53    ๐Ÿ“Œ 76

Good morning. I'd like to invite anyone who is interested to make a small gesture of kindness today. It's up to you to decide what that can be. The key is for you to act on the idea. With so much out of our control, we can choose how to be with each other today and every day.

08.01.2026 11:36 โ€” ๐Ÿ‘ 1800    ๐Ÿ” 735    ๐Ÿ’ฌ 15    ๐Ÿ“Œ 0

This is 100% true for whatever value of "the video". My guide to avoiding traumatizing media and how to do it more psychologically safely if you absolutely *must* watch it: synecdochic.dreamwidth.org/803314.html

08.01.2026 02:47 โ€” ๐Ÿ‘ 184    ๐Ÿ” 74    ๐Ÿ’ฌ 4    ๐Ÿ“Œ 2

@dalie is following 20 prominent accounts