I could go on but every person in the mtg industry knows how absurd this is.
Over 20 years and I recall one case of real fraud. If we want to start pulling every loan in which the borrower did not disclose every debt, source funds accurately or occupancy discrepancies. Courts are going to be busy.
10.10.2025 00:00 β π 0 π 0 π¬ 0 π 0
Former DE/Lapp SAR underwriter. Non-occupant family member is eligible to co-borrower for an FHA purchase.
1. Sales fill out applications. The UW is responsible for occupancy.
2. POS/LOS systems are notoriously problematic with multiple apps/occupancy. Encompass 2023 required work around.
09.10.2025 23:50 β π 0 π 0 π¬ 1 π 0
Sadly, yes. Still, he can't just wave a wand and start mining copper somewhere. It's slightly more complicated. I doubt he will have a new mine operating before the end of his term. Exception might be the project in Minnesota, but that's a stretch.
13.07.2025 20:52 β π 1 π 0 π¬ 0 π 0
Private education that is not required to meet the same standards as public education. K-12 will look like preschool in the US. Thousands to have your child "taught" by a rotating door of inexperienced, uneducated minimum wage workers.
13.07.2025 20:47 β π 2 π 0 π¬ 0 π 0
US currently mines up to 70% of copper used. It fluctuates. Est is between 50-70%. We import 30-50% - annual cost is equivalent to opening a mine. A smart person would invest in finding sustainable copper operations that mitigate negative impact while continuing to import 30-50% w/o tariffs.
13.07.2025 20:38 β π 5 π 0 π¬ 0 π 0
Disrupts tribal lands and burial sites, widespread health issues for workers and communities, copper mines are finite. It's boom/bust economy. Wtf do you think we have copper mine ghost towns across the SW? Creates a housing bubble and leaves communities devasted on e the deposit is mined.
13.07.2025 20:32 β π 4 π 0 π¬ 1 π 0
I guess someone forgot to tell Trump best case is 15-30 years from exploration to operation. That's if they aren't stopped by the onslaught of lawsuits from environmental groups, tribal, state & local leaders. Copper takes an immense amount of water to mine, pollutes waterways, destroys habitats
13.07.2025 20:28 β π 7 π 1 π¬ 2 π 0
I gave up on Murkowski and Collins during his first term. How she still manages to dangle the carrot, as if she might do the right thing is beyond me. Wake up, people. She's not.
29.06.2025 21:58 β π 0 π 0 π¬ 0 π 0
No taxation w/o representation.
It's time to seriously rethink who we paying taxes to and for what? Especially if this bill passes. Our money needs to go to our state to fund all of the services that we used to pay the federal government for, instead of Trump's waste and cruelty.
29.06.2025 21:55 β π 0 π 0 π¬ 0 π 0
DEMENTIA.
29.06.2025 21:48 β π 0 π 0 π¬ 0 π 0
Cruelty is their game. The short-sightedness of the GOP is astonishing. If this passes, there will be widespread and catastrophic downstream effects. The economic impact will be severe.
29.06.2025 21:46 β π 0 π 0 π¬ 0 π 0
We need 4 GOP to vote no, yes? 2 already did. Make them read the bill on the Senate floor so they answer to their states and the country.
Alaska voting yes for a temp exemption? Despicable.
29.06.2025 21:40 β π 0 π 0 π¬ 0 π 0
Too bad it's only the part that affects him, and he's lost all political influence. He's far less intelligent than I could imagine β what kind of evil idiot buys a presidency without career ending collateral?
29.06.2025 21:38 β π 0 π 0 π¬ 0 π 0
If I understand correctly, that's where we are at. It feels hopeless but we only need 4 GOP to vote no. 2 already did - Paul & Thumm. They'll be smart if they don't cave because it's not what the people want. We need two more.
29.06.2025 21:30 β π 1 π 0 π¬ 2 π 0
The GOP voted to advanced the bill for heating and vote on Senate floor. Schumer filed a requirement the GOP must read the 1000 page Bill on the Senate floor for the public beforehand. Since they jammed the initial vote thru on weekend night. Hope they will abide & read it. We peacefully protest.
29.06.2025 21:27 β π 1 π 0 π¬ 1 π 0
My senators are voting no. I thought about calling GOP but they've sold their souls. They work for Trump. It's an act when they pretend like they don't like parts of the bill. What I don't understand is how short-sighted they are β the downstream impact will be catastrophic.
29.06.2025 21:22 β π 1 π 0 π¬ 0 π 0
This is not a bill, it's the death of our country. Maga is so stupid they can't comprehend these cuts will affect EVERYONE. It is insane how myopic and selfish these hateful, shitty people are. I'm out. I suggest people consider the same.
29.06.2025 02:47 β π 0 π 0 π¬ 0 π 0
I have to agree.
07.05.2025 02:39 β π 0 π 0 π¬ 0 π 0
I call those anarcho-communists communities.
Socialism has a defined definition.
Agree to disagree.
07.05.2025 02:38 β π 0 π 0 π¬ 1 π 0
Socialism relies on government to provide social services, redistribute wealth, enforce regulations. Individuals and/or state own the means of production and the state oversees centralized planning and organization. Socialism co-exists with capitalism and different political systems.
07.05.2025 01:32 β π 0 π 0 π¬ 2 π 0
I think you fundamentally misunderstand socialism.
Anarchist advocate for a stateless society, self-governance, collective ownership and mutual cooperation. They reject centralized state authority and hierarchies. I never said it was senseless chaos.
07.05.2025 01:26 β π 0 π 0 π¬ 1 π 0
The far left = social democracy or socialism: Not for profit publicly owned universal services, Workers own means of production, Socialism, regulated or anti capitalist, unions, redistribution of wealth, progressive social reform. You know, rules and structure. Opposite of anarchy.
07.05.2025 00:33 β π 2 π 0 π¬ 2 π 0
@mcuban.bsky.social
Suggestions how to fund this program cut by trump?
It's a small investment to change lives and communities.
Similarities to the Roses in Concrete program in Oakland. We should be expanding programming not cutting.
07.05.2025 00:08 β π 1 π 0 π¬ 0 π 0
DOGE cuts take almost $500K from St. Louis nonprofit that teaches kids about nature
Gateway to the Great Outdoors takes low-income, urban youth into nature for educational experiences. The Trump administration effectively canceled two major grants for the organization.
www.stlpr.org/health-scien...
50% of the students had never visited a zoo, 20% had never been to an outdoor park, 45% had never visited a garden. Nature-based edu mproves academic performance, improves mental/emotional health, physical health, social learning. $490,000 grant cut ending the program.
06.05.2025 23:50 β π 0 π 0 π¬ 1 π 0
These children are aware that the investment in them is being stripped away and they're losing opportunities. When you don't water and care for a child they wither and die. Mental health addiction homelessness is childhood trauma, inequality, lack of investment and opportunity in education
06.05.2025 23:40 β π 0 π 0 π¬ 1 π 0
I'm invested in Education. Have studied education and childhood development.. I know the existing problems and improvements needed. But we are moving in the opposite direction at a record speed and we are damaging a generation of children. They're being robbed of opportunity, emergent learning..
06.05.2025 23:37 β π 1 π 0 π¬ 1 π 0
Likely. Their stupidity is stunning.
06.05.2025 23:24 β π 1 π 0 π¬ 0 π 0
Actually, the notion that neanderthals were not intelligent is not accurate. They were far more intelligent and demonstrated strong community bonds, empathy and love. Opposite of maga.
06.05.2025 23:18 β π 0 π 0 π¬ 0 π 0
You're saying is not remotely funny. It's misogynistic and low rent. You're worse than the woman in the video.
Do better.
06.05.2025 23:14 β π 0 π 0 π¬ 1 π 0
TRIO! He 100% needs to use TRIO. It's for students who will be the first in their immediate family to graduate college. He will be assigned a TRIO advisor who will help him every step of the way. They are amazing advocates. Check with the school to see if he needs to register first..
02.05.2025 21:40 β π 1 π 0 π¬ 0 π 0
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