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John Roberts

@johnactuary.bsky.social

Worn out and retired actuary after 40 years in the profession.

3,075 Followers  |  86 Following  |  218 Posts  |  Joined: 14.10.2023  |  2.4415

Latest posts by johnactuary.bsky.social on Bluesky

It certainly was. And probably better for England supporters that it was the way round it was, so we ended in a positive frame of mind.

21.11.2025 15:21 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

I’m still not quite sure happened tbh!

21.11.2025 11:49 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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I really ought to be reading and commenting on Lady Hallett’s report, but I’m afraid I’m a bit sidetracked at the moment…

#Ashes

21.11.2025 04:59 β€” πŸ‘ 5    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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Anyone still interested in mortality trends? The latest age standardised update from CMI show that 2025 continues to trend well below 2024, currently around 1.6% of a full year's mortality lower. So barring a sudden and very severe flu season, we should comfortably end the year with a new low.

13.11.2025 08:50 β€” πŸ‘ 8    πŸ” 2    πŸ’¬ 0    πŸ“Œ 0

Hope the procedure is successful Henry, and assists in your ongoing recovery.

01.10.2025 10:19 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Thanks for the response Steve. I guess the shifting demographics counter the tax base point, with fewer paying for more pensioners, who also need more social care and general healthcare costs.
I think we are at around 1/3rd already? 230pw compared with 680?

18.09.2025 12:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

I guess the question is Steve, for how much longer is it appropriate to keep increasing the SP above both earnings and prices, given the huge cost and impact on generational inequity?

18.09.2025 09:34 β€” πŸ‘ 3    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0
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Good morning from Bristol!
Just a few of the balloons on this morning’s spectacular 6am ascent. #BalloonFiesta

10.08.2025 07:53 β€” πŸ‘ 9    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

From my recollection of her contributions during COVID Susan is an excellent choice. Congratulations Susan!
(Contrast this with similar health related appointments and decisions in the US.)

07.08.2025 21:12 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

It’s so depressing.

06.08.2025 06:00 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Will it be under "fiction"?

08.07.2025 10:24 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

This aged well...

08.07.2025 10:24 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Not always. Our son rented a high quality apartment in a new build block where an insurer (seeking to invest to match annuity liabilities) had built on land derelict for decades. None sold off, to retain complete control of the block. How is that milking existing assets?

07.07.2025 08:44 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Mrs R read the book when it came out with interest as someone who had recently walked the whole footpath. And she told me then that the story about losing their house raised lots of doubt in her mind, along with some other aspects of her character and behaviour.

07.07.2025 05:57 β€” πŸ‘ 5    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

A lot of people who read the book (including Mrs R) felt the story about how they lost their home was very suspicious and felt the full story wasn’t being told.

06.07.2025 21:02 β€” πŸ‘ 6    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Not for those still owed money though…

06.07.2025 10:44 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

An interesting read for anyone inspired by the story of the Salt Path. Seems they were somewhat economical with the truth as to how they lost their house.

Having done the whole SWCP Mrs R read the book when it came out and was very sceptical about her story, apparently with some justification.

06.07.2025 09:50 β€” πŸ‘ 7    πŸ” 1    πŸ’¬ 2    πŸ“Œ 0

Might be worth a try! Though it would probably get as much sympathy as the mythical Telegraph couple earning Β£345k pa who had fallen upon hard times.

03.06.2025 19:48 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Bit of a bummer if you only have Β£60,000 to scrape by on. That Β£600 must make all the difference…

03.06.2025 19:40 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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It’s not obvious to me that the reduction is any more than the long term trend (excl the COVID years) would have suggested. Or am I missing something?

21.05.2025 15:08 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
Otto explaining the U.K. fishing industry is worth the same as the lawnmower industry, or Harrods.

Otto explaining the U.K. fishing industry is worth the same as the lawnmower industry, or Harrods.

John, meet @ottoenglish.bsky.social , who’s post was perfectly timed in my feed.

19.05.2025 19:29 β€” πŸ‘ 4    πŸ” 2    πŸ’¬ 1    πŸ“Œ 1

Well thank you Paul, and that confirms my suspicions. I love the comparison with the lawnmower industry - particularly given I bought a new one last week for the first time in, err, 12 years.

19.05.2025 21:01 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Whenever the subject of the fishing industry comes up I do wonder how important it actually is to our economy, in relation to other sectors which would benefit from a closer relationship with Europe. Is it a case of the fishtail wagging the dog?

19.05.2025 14:30 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 2    πŸ“Œ 0

That will certainly be a large part of it.

19.05.2025 14:25 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

You do run the risk of a change in tax policy adversely affecting the TF element though. Maybe more so if lots of pensioners are perceived as enjoying more β€œtax free income” than other parts of society.

12.05.2025 06:59 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Blimey. Greek inflation must be steep….

2.30pm ↙️ 5.15pm. β†˜οΈ

04.05.2025 14:56 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Yes, we have 9KWh of batteries. Although in hindsight 6 would have been the optimal size from a cost effectiveness perspective (financial was only part of the motivation for having panels though.)

01.05.2025 09:20 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

We have halved our substantial electric bill since installing ours (and over half of the remaining is standing charge). And our panels are pointing nearly due West, so not as effective as they might be. Doesn't help with heating though unfortunately.

01.05.2025 08:58 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
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I've only got three years to look at, but my perception that it's been a remarkably fine early Spring is certainly borne out by my solar generation - up a third on the average of 23/24.

30.04.2025 20:25 β€” πŸ‘ 6    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0
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No, but there is a recording of Rodrigo’s Guitar Concierto de Aranjuez by John Williams which has no comparison imo.

29.04.2025 14:49 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

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