Jelfri Torres

If an account has been sold to a debt collector, the original creditor should report a $0 balance.
If they’re both showing a balance? That’s called double reporting — and it’s a violation.
Dispute it under FCRA § 1681s-2(a). That can be an easy deletion.

The real flex is having a life so rich in meaning that you don't need distractions.

Guys you have to move.
Move forward with your ideas, move your body, move all that stagnant, overthinking energy around.
Just MOVE.

Entrepreneurs: Ask God to bring the right clients to your business.

Some people really are that happy and successful so stop hating and view it as inspiration.

College is a scam. Yes or no?

Some people lied their way in those rooms. Stop comparing and remember what’s for you is for you.

This economy has brought all of the MLM boss babes out of retirement. Y’all stay safe out there.

Demanding people pay their student loans while cancelling payment plans and in the middle of a recession is diabolical

i just wanna get paid without a job.

People got group chats full of million-dollar ideas, but won’t spend $100 on an LLC.

Can we make having a regular job great again. Everybody can’t be entrepreneurs 😂

Every day is so expensive.

You never realize how long an hour actually is until you’re at work

Why do I have to pay for parking at the hotel I’m staying at!?

We don’t ask pilots to pay for airplane fuel. We don’t ask cops to pay for guns, bullets or handcuffs. And we don’t ask doctors or nurses to pay for medicine or surgical equipment. So then why is it ok to ask teachers to supply their own classrooms?

I heard something that really stuck with me.
"The potential you see in other people isn't real. It is the projection of what you would do in their position."
This made me start reevaluating my expectations in interactions and relationships of any kind.

Friend… that little $1000 emergency fund ain’t enough no more. You need $10k ready. You need options.

Average rent is $2000 in America & you’re supposed to make 3x the rent which is $6000, which is $72,000.
The avg salary in U.S is $51,000. The math ain’t mathing.

Confidence in public comes from discipline in private.

It's ok to be cheap but cheap toilet paper, dish washing liquid, and laundry detergent is where I draw the line

worst part about job hunting is I don’t even want one

she’s a 10 but she’s a 24.50 now due to tariffs

60% of Americans don’t have $1,000 for an emergency expense.

Your biggest threat isn’t your competition: It’s the mediocre version of you that you’ve accepted as good enough.

You can’t step into your new life if you’re still clinging onto your old one.

Make friends with people who clap for you in public and coach you in private.

It’s spend $250 degrees outside today in New York

10 Habits that can change your life:

• Journaling
• Meditation
• Working out
• Read good books
• Ditch bad company
• Going out in nature
• Spending time alone
• Learning a new skill
• Starting a Side Hustle
• Spending time with family

Start cultivating them.

The people who understand the stock market are not panicking right now they are buying 🤷‍♂️