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John Ralfe

@johnralfe.bsky.social

Pensions. johnralfe@johnralfe.com

258 Followers  |  244 Following  |  156 Posts  |  Joined: 09.11.2024  |  1.9687

Latest posts by johnralfe.bsky.social on Bluesky

Post image 24.09.2025 15:54 โ€” ๐Ÿ‘ 146    ๐Ÿ” 45    ๐Ÿ’ฌ 8    ๐Ÿ“Œ 3

Just to be clear:
- Paracetamol does not cause autism.
- Sadiq Khan is not introducing Sharia law in the UK
- We do not have a massive free speech problem here.
- Britain is not on the verge of civil war.
These are not controversial subjects or contested, they're just not true.

23.09.2025 17:29 โ€” ๐Ÿ‘ 2528    ๐Ÿ” 632    ๐Ÿ’ฌ 66    ๐Ÿ“Œ 16
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"Flagging"

31.08.2025 18:44 โ€” ๐Ÿ‘ 27    ๐Ÿ” 12    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 4
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Whatโ€™s gone wrong for WHSmith? We donโ€™t know. But weโ€™re prepared to take a guess

Whatโ€™s gone wrong for WHSmith? on.ft.com/4lHE0H8

21.08.2025 11:43 โ€” ๐Ÿ‘ 9    ๐Ÿ” 2    ๐Ÿ’ฌ 3    ๐Ÿ“Œ 1

The stronger likelihood is that this summit is more likely to be the geopolitical equivalent of a loud farting noise that causes much embarrassment before everyone moves on

13.08.2025 16:51 โ€” ๐Ÿ‘ 70    ๐Ÿ” 12    ๐Ÿ’ฌ 6    ๐Ÿ“Œ 2
U.K. is being โ€œleft behindโ€ on crypto, says George Osborne 

Former Chancellor who now advises Coinbase says Rachel Reeves should set up a framework for stablecoins

U.K. is being โ€œleft behindโ€ on crypto, says George Osborne Former Chancellor who now advises Coinbase says Rachel Reeves should set up a framework for stablecoins

Extraordinary that anyone gives creedence to Osborneโ€™s views on economics. Clearly thinks he knows more than Bailey about financial stability.

04.08.2025 10:31 โ€” ๐Ÿ‘ 42    ๐Ÿ” 9    ๐Ÿ’ฌ 11    ๐Ÿ“Œ 0

Fortunately they don't give you a specific age

30.07.2025 15:46 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

I have just had to verify my age for DMs here...

29.07.2025 20:06 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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As Stephen Yaxley Lennon's public profile continues to rise, so do the chances of this Graham Keyes cartoon coming true each time TRB goes out on tour...

29.07.2025 11:01 โ€” ๐Ÿ‘ 161    ๐Ÿ” 43    ๐Ÿ’ฌ 8    ๐Ÿ“Œ 3

See p12 of PrivateEye HP sauce on Rachel Reeves Mansion House Speech. My contribution on Alastair King's claims about the wonders of private equity = his numbers were "the usual wishful thinking from people who want to charge retail investors an arm and a leg".

29.07.2025 09:30 โ€” ๐Ÿ‘ 2    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

Just been on Times Radio with Kate McCann talking about increasing the SPA, getting rid of the Triple Lock and public sector pensions

22.07.2025 06:32 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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On the 36th anniversary of Mel Blanc's passing, a classic.

The time he went on Letterman in 1982. Within a minute, he did not disappoint.

11.07.2025 00:20 โ€” ๐Ÿ‘ 574    ๐Ÿ” 158    ๐Ÿ’ฌ 26    ๐Ÿ“Œ 9

"If Rachel ReevesMP wants to risk our pensions, she should start with her own" telegraph.co.uk/money/pensionsโ€ฆ See my latest Telegraph piece on TPRgovuk conflict of interest in last week's newly minted regulatory policy

02.07.2025 08:03 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Dressing up or giving up? The heatwave trials of commuter clothing Londoners are attempting to adapt their wardrobes to a sweltering Tube journey, with mixed results

Dressing up or giving up? The heatwave trials of commuter clothing https://on.ft.com/3GdMWW3 | opinion

30.06.2025 15:06 โ€” ๐Ÿ‘ 16    ๐Ÿ” 4    ๐Ÿ’ฌ 3    ๐Ÿ“Œ 3
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On June 21, 1948, Columbia Records introduced the long-playing (LP) record album at a press conference held at the Waldorf-Astoria Hotel in New York City.

21.06.2025 18:30 โ€” ๐Ÿ‘ 20    ๐Ÿ” 4    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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Made in England: The Films of Powell and Pressburger Eminent American film-maker Martin Scorsese shares his lifelong love affair with the films of Powell and Pressburger.

Buried deep in the BBC iplayer is this gorgeous film with Martin Scorsese talking about Powell and Pressburger. His commentary is beautiful, insightful and really moving. Recommend it. www.bbc.co.uk/iplayer/epis...

21.06.2025 20:31 โ€” ๐Ÿ‘ 12    ๐Ÿ” 2    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 1

โ€œAnd the bill contains no details of how pensions will be protected if cash is withdrawn. Member security must be a priority with strict rules on repaying amounts if funding deteriorates.โ€

08.06.2025 06:41 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

โ€œThe DWP figures estimate just a fraction of this โ€“ under ยฃ12bn โ€“ will be paid out over the next 10 years, mainly because most companies want a full buyout with an insurance company."

08.06.2025 06:41 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

โ€œForget about ยฃ160bn of pension surpluses just waiting, as Rachel Reeves said, to be paid out to โ€˜drive growth and boost working peopleโ€™s pension potsโ€™."

08.06.2025 06:40 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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Pensions report cuts Reevesโ€™ planned growth funds from ยฃ160bn to ยฃ11bn Chancellor had anticipated surpluses from final salary schemes would boost investment in UK economy

theguardian.com/business/2025/jun/07/pensions-report-cuts-rachel-reeves-planned-growth-funds-from-160bn-to-11bn?CMP=share_btn_url
@theguardian.com article based on my analysis on behalf of PIC. See my quotes

08.06.2025 06:39 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0
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"Hello darkness, my old friend"

05.06.2025 08:22 โ€” ๐Ÿ‘ 3    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Reformโ€™s attack on public sector pensions doesnโ€™t go far enough I doubt Farage will be rushing to agree a complete overhaul of the unfair system

telegraph.co.uk/money/pensions/state-pensions/reforms-attack-public-sector-pensions-doesnt-far-enough/ See my latest piece, on MPs' pensions with name checks to Rachel Reeves, Dame Meg Hillier, Dame Harriet Baldwin , @richardtice.bsky.social @nigelfarage1.bsky.social

04.06.2025 09:40 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
Pensions Read The Telegraph's expert advice and the latest headlines on state pensions here.

telegraph.co.uk/money/pensions

14.05.2025 04:58 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

EVERYONE should read this

06.05.2025 14:00 โ€” ๐Ÿ‘ 2    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 1

"Firm but Fair"

29.04.2025 13:28 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

Didn't you have 5 years as pensions minister to tackle this problem?

27.04.2025 20:53 โ€” ๐Ÿ‘ 2    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0
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Fact-check: no they wonโ€™t, no they arenโ€™t, no it wonโ€™t and no it isnโ€™t.

27.04.2025 14:06 โ€” ๐Ÿ‘ 604    ๐Ÿ” 151    ๐Ÿ’ฌ 25    ๐Ÿ“Œ 5

At this point Steve Witkoff at meetings with Putin comes across as one of those socially desperate hedge fund billionaires willing to pay 10 million dollars for Beyonce to sing at their nephew's wedding

25.04.2025 12:07 โ€” ๐Ÿ‘ 130    ๐Ÿ” 15    ๐Ÿ’ฌ 4    ๐Ÿ“Œ 0

Again, I didn't know that - I read the first of the Cazalets recently

23.04.2025 07:43 โ€” ๐Ÿ‘ 1    ๐Ÿ” 0    ๐Ÿ’ฌ 0    ๐Ÿ“Œ 0

I didn't know she was a canal fan

22.04.2025 19:38 โ€” ๐Ÿ‘ 0    ๐Ÿ” 0    ๐Ÿ’ฌ 1    ๐Ÿ“Œ 0

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