@johnralfe.bsky.social
Pensions. johnralfe@johnralfe.com
Just to be clear: 
- Paracetamol does not cause autism.
- Sadiq Khan is not introducing Sharia law in the UK
- We do not have a massive free speech problem here.
- Britain is not on the verge of civil war. 
These are not controversial subjects or contested, they're just not true.
"Flagging"
31.08.2025 18:44 โ ๐ 27 ๐ 12 ๐ฌ 0 ๐ 4Whatโs gone wrong for WHSmith? on.ft.com/4lHE0H8
21.08.2025 11:43 โ ๐ 9 ๐ 2 ๐ฌ 3 ๐ 1The stronger likelihood is that this summit is more likely to be the geopolitical equivalent of a loud farting noise that causes much embarrassment before everyone moves on
13.08.2025 16:51 โ ๐ 70 ๐ 12 ๐ฌ 6 ๐ 2U.K. is being โleft behindโ on crypto, says George Osborne Former Chancellor who now advises Coinbase says Rachel Reeves should set up a framework for stablecoins
Extraordinary that anyone gives creedence to Osborneโs views on economics. Clearly thinks he knows more than Bailey about financial stability.
04.08.2025 10:31 โ ๐ 42 ๐ 9 ๐ฌ 11 ๐ 0Fortunately they don't give you a specific age
30.07.2025 15:46 โ ๐ 1 ๐ 0 ๐ฌ 0 ๐ 0I have just had to verify my age for DMs here...
29.07.2025 20:06 โ ๐ 1 ๐ 0 ๐ฌ 1 ๐ 0As Stephen Yaxley Lennon's public profile continues to rise, so do the chances of this Graham Keyes cartoon coming true each time TRB goes out on tour...
29.07.2025 11:01 โ ๐ 161 ๐ 43 ๐ฌ 8 ๐ 3See p12 of PrivateEye HP sauce on Rachel Reeves Mansion House Speech. My contribution on Alastair King's claims about the wonders of private equity = his numbers were "the usual wishful thinking from people who want to charge retail investors an arm and a leg".
29.07.2025 09:30 โ ๐ 2 ๐ 0 ๐ฌ 0 ๐ 0Just been on Times Radio with Kate McCann talking about increasing the SPA, getting rid of the Triple Lock and public sector pensions
22.07.2025 06:32 โ ๐ 0 ๐ 0 ๐ฌ 0 ๐ 0On the 36th anniversary of Mel Blanc's passing, a classic. 
The time he went on Letterman in 1982. Within a minute, he did not disappoint.
"If Rachel ReevesMP wants to risk our pensions, she should start with her own" telegraph.co.uk/money/pensionsโฆ See my latest Telegraph piece on TPRgovuk conflict of interest in last week's newly minted regulatory policy
02.07.2025 08:03 โ ๐ 0 ๐ 0 ๐ฌ 0 ๐ 0Dressing up or giving up? The heatwave trials of commuter clothing https://on.ft.com/3GdMWW3 | opinion
30.06.2025 15:06 โ ๐ 16 ๐ 4 ๐ฌ 3 ๐ 3On June 21, 1948, Columbia Records introduced the long-playing (LP) record album at a press conference held at the Waldorf-Astoria Hotel in New York City.
21.06.2025 18:30 โ ๐ 20 ๐ 4 ๐ฌ 1 ๐ 0Buried deep in the BBC iplayer is this gorgeous film with Martin Scorsese talking about Powell and Pressburger. His commentary is beautiful, insightful and really moving. Recommend it. www.bbc.co.uk/iplayer/epis...
21.06.2025 20:31 โ ๐ 12 ๐ 2 ๐ฌ 0 ๐ 1โAnd the bill contains no details of how pensions will be protected if cash is withdrawn. Member security must be a priority with strict rules on repaying amounts if funding deteriorates.โ
08.06.2025 06:41 โ ๐ 0 ๐ 0 ๐ฌ 0 ๐ 0โThe DWP figures estimate just a fraction of this โ under ยฃ12bn โ will be paid out over the next 10 years, mainly because most companies want a full buyout with an insurance company."
08.06.2025 06:41 โ ๐ 0 ๐ 0 ๐ฌ 1 ๐ 0โForget about ยฃ160bn of pension surpluses just waiting, as Rachel Reeves said, to be paid out to โdrive growth and boost working peopleโs pension potsโ."
08.06.2025 06:40 โ ๐ 0 ๐ 0 ๐ฌ 1 ๐ 0theguardian.com/business/2025/jun/07/pensions-report-cuts-rachel-reeves-planned-growth-funds-from-160bn-to-11bn?CMP=share_btn_url
  @theguardian.com article based on my analysis on behalf of PIC. See my quotes
"Hello darkness, my old friend"
05.06.2025 08:22 โ ๐ 3 ๐ 0 ๐ฌ 0 ๐ 0telegraph.co.uk/money/pensions/state-pensions/reforms-attack-public-sector-pensions-doesnt-far-enough/ See my latest piece, on MPs' pensions with name checks to Rachel Reeves, Dame Meg Hillier, Dame Harriet Baldwin , @richardtice.bsky.social @nigelfarage1.bsky.social
04.06.2025 09:40 โ ๐ 1 ๐ 0 ๐ฌ 0 ๐ 0EVERYONE should read this
06.05.2025 14:00 โ ๐ 2 ๐ 0 ๐ฌ 0 ๐ 1"Firm but Fair"
29.04.2025 13:28 โ ๐ 0 ๐ 0 ๐ฌ 0 ๐ 0Didn't you have 5 years as pensions minister to tackle this problem?
27.04.2025 20:53 โ ๐ 2 ๐ 0 ๐ฌ 0 ๐ 0Fact-check: no they wonโt, no they arenโt, no it wonโt and no it isnโt.
27.04.2025 14:06 โ ๐ 604 ๐ 151 ๐ฌ 25 ๐ 5At this point Steve Witkoff at meetings with Putin comes across as one of those socially desperate hedge fund billionaires willing to pay 10 million dollars for Beyonce to sing at their nephew's wedding
25.04.2025 12:07 โ ๐ 130 ๐ 15 ๐ฌ 4 ๐ 0Again, I didn't know that - I read the first of the Cazalets recently
23.04.2025 07:43 โ ๐ 1 ๐ 0 ๐ฌ 0 ๐ 0I didn't know she was a canal fan
22.04.2025 19:38 โ ๐ 0 ๐ 0 ๐ฌ 1 ๐ 0