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Lisa Kramer

@lisakramer.com.bsky.social

Financial economist musing on behavioural finance, behavioral economics, emotion, markets, risk, pensions, humans, & animals. Professor of Finance, University of Toronto Joint Sponsors, UPP Board of Directors, UTAM & We Animals http://www.lisakramer.com

5,928 Followers  |  319 Following  |  462 Posts  |  Joined: 11.04.2023  |  2.0553

Latest posts by lisakramer.com on Bluesky

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A-Frame Signs A-frame signs are rigid, free-standing movable signs (not fastened to the ground or a structure) and include information on one or both sides. A-frame signs require a permit from the City.

Did you know a-frame signs on Toronto sidewalks must have a permit? I don’t think they are generally permitted in locations other than the actual place of business. A call to 311 can lead to swift removal.

www.toronto.ca/services-pay...

09.08.2025 17:18 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

TBH I think I may have enemies, but not among my neighbours as far as I know. πŸ˜‚

09.08.2025 16:55 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
A washer fluid dispenser at a gas station, branded β€œEcoTank”

A washer fluid dispenser at a gas station, branded β€œEcoTank”

It’s my first time seeing a washer fluid dispenser at a gas station, a brilliant way to reduce single-use plastic waste

09.08.2025 16:32 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

It’s all yours!

09.08.2025 15:57 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

TBH I am also not a patron of bake sales.

I have purchased foods from street vendors that display signage they have passed inspections.

09.08.2025 15:57 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Depends on the neigbour!

09.08.2025 15:43 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

What’s the worst a little poison bread could possibly do, Lisa?

09.08.2025 13:33 β€” πŸ‘ 5    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
Facebook Marketplace listing for fresh sourdough bread ($8) and homemade fresh roti ($5)

Facebook Marketplace listing for fresh sourdough bread ($8) and homemade fresh roti ($5)

Today I learned you can buy food from random people on Facebook Marketplace.

100% I would not buy.

09.08.2025 13:32 β€” πŸ‘ 5    πŸ” 1    πŸ’¬ 2    πŸ“Œ 3
The NYTimes Spelling Bee claims β€œNOOCH” as not a word, but nutritional yeast lovers of the world know this is a blatant lie.

The NYTimes Spelling Bee claims β€œNOOCH” as not a word, but nutritional yeast lovers of the world know this is a blatant lie.

If you know, you know

07.08.2025 11:54 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

How frequently do you ask an AI algorithm such as ChatGPT a question?

What types of questions do you generally ask?

06.08.2025 23:20 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 3    πŸ“Œ 0
Tom Fishburne cartoon from https://marketoonist.com/2023/03/ai-written-ai-read.html aptly describing how AI creates messages from three bullet points into expanded text ... which is fed at the other end into AI to extract three bullet points.  Lossly, one assumes.

Tom Fishburne cartoon from https://marketoonist.com/2023/03/ai-written-ai-read.html aptly describing how AI creates messages from three bullet points into expanded text ... which is fed at the other end into AI to extract three bullet points. Lossly, one assumes.

03.08.2025 23:03 β€” πŸ‘ 425    πŸ” 126    πŸ’¬ 5    πŸ“Œ 12

For bait I have successfully used ketchup in a big bowl covered with plastic wrap, with small hole punches big enough for them to crawl in through. They can’t find their way back out. And then because I’m me, I later set them all free outside.

31.07.2025 21:41 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
The clue for 20 across reads β€œNumber with 12 zeros in the U.S. but 18 zeros in other parts of the world”

Scroll for answer (spoiler alert) and discussion.

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Answer: ONE TRILLION

Apparently the trillion I’m familiar with, with 12 zeros, is β€œshort form”. Apparently in some parts of the world the β€œlong form” numbering system results in a trillion having 18 zeros.

Somehow I’m not yet convinced I’m not the victim of a hoax.

The clue for 20 across reads β€œNumber with 12 zeros in the U.S. but 18 zeros in other parts of the world” Scroll for answer (spoiler alert) and discussion. . . . . . Answer: ONE TRILLION Apparently the trillion I’m familiar with, with 12 zeros, is β€œshort form”. Apparently in some parts of the world the β€œlong form” numbering system results in a trillion having 18 zeros. Somehow I’m not yet convinced I’m not the victim of a hoax.

The clue to 20 across in a recent New York Times Crossword Puzzle shook my understanding of numbers: Number with 12 zeros in the U.S. but 18 zeros in other parts of the world”. Huh?

Further discussion, including a spoiler, in the ALT text.

30.07.2025 12:59 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 2    πŸ“Œ 0

That is a very charitable interpretation! 😊

28.07.2025 23:39 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Screenshot of a journal editorial portal indicating the current status of a paper under review. "Current status: Your submission is in peer review. News about your peer review process: The editor has invited 9 reviewer(s)." NINE! Is this a new world record?

Screenshot of a journal editorial portal indicating the current status of a paper under review. "Current status: Your submission is in peer review. News about your peer review process: The editor has invited 9 reviewer(s)." NINE! Is this a new world record?

Uhhh ...

28.07.2025 15:42 β€” πŸ‘ 24    πŸ” 2    πŸ’¬ 4    πŸ“Œ 0

Mosquitoes love me so much that everyone else is basically safe from being bitten if I’m nearby. It sounds like with you in the vicinity even I might be protected!

I hope the itchiness isn’t too bad.

27.07.2025 01:48 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 2    πŸ“Œ 0

Do you have an alternate link? That one seems to lead to a generic login page. Does one have to create a login ID to read the draft?

25.07.2025 22:44 β€” πŸ‘ 2    πŸ” 1    πŸ’¬ 3    πŸ“Œ 0

This seems like the kind of headline that Bitcoin fans will take as a signal to buy more Bitcoin, and Bitcoin skeptics will take as a signal to continue not buying Bitcoin

25.07.2025 15:27 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 2    πŸ“Œ 0
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a man wearing glasses is sitting on a couch with a spotify logo in the background Alt: Jeff Goldblum, wearing glasses, is sitting on a couch and wiping his brow with a gesture of relief

Code white and code reds all resolved!

25.07.2025 15:24 β€” πŸ‘ 3    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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a cartoon dog is sitting at a table in front of a fire with the words it 's fine everything is fine Alt: a cartoon dog is sitting at a table in front of a fire with the words β€œit 's fine everything is fine”

I’m in a hospital waiting room and in the few minutes I’ve been here there has been a code white (violent individual) and two code reds (fire). One of the code reds is on the floor where I am; staff just closed the waiting room doors.

25.07.2025 13:16 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
Post image

Blue Sky
Emily Carr
1932

25.07.2025 09:10 β€” πŸ‘ 103    πŸ” 21    πŸ’¬ 0    πŸ“Œ 1
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a black and white photo of a grandfather clock with the words tick-tock below it Alt: A grandfather clock with a swinging pendulum and the words β€œtick-tock” below it.

In an email I meant to say the clock is ticking and ended up writing:

β€œthe tock is clicking”

It still kind of conveys the intended meaning, no?

22.07.2025 21:28 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Weather map showing heavy rain passing through the Greater Toronto Area and surroundings.

Weather map showing heavy rain passing through the Greater Toronto Area and surroundings.

It sounds like the thunderstorm is immediately overhead. #kettledrum #middleofthenight #GTA

20.07.2025 07:46 β€” πŸ‘ 5    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0

That couldn’t be more perfect. Thank you!

17.07.2025 18:05 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

πŸ‘―β€β™€οΈ

17.07.2025 17:47 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

It's a full-time remote position, open to applicants who reside in Canada, the US, the UK, Australia, Singapore, Costa Rica, and about a dozen other countries (as specified in the posting).

17.07.2025 15:22 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
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Jobs β€” Greener by Default

Greener by Default has a job opening for a Data Director with proficiency in data analysis, Python, gen AI, and a passion for transforming the food system and making plant-based foods the default in foodservice settings. (I'm on the research advisory board.) More info: www.greenerbydefault.com/jobs

17.07.2025 15:17 β€” πŸ‘ 1    πŸ” 1    πŸ’¬ 1    πŸ“Œ 0

Absolutely. Of all the cold-calls emails I have received from prospective students over the years, far less than 0.1% have led to an actual opportunity for them to learn under my supervision. Still, I do my best to respond to each query. I like your idea of pointing them to a helpful resource.

17.07.2025 14:06 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Opening up my email this morning ...

"Dear Professor. I am writing to you because I am deeply interested in your research on [not my research area]. Your specific paper about [not my research paper] caught my attention. I would be grateful to discuss the possibility of collaboration."

17.07.2025 13:25 β€” πŸ‘ 8    πŸ” 1    πŸ’¬ 0    πŸ“Œ 1
Screenshot of the livestream of the Ship Hector replica launch

Screenshot of the livestream of the Ship Hector replica launch

Screenshot of the livestream of the Ship Hector replica launch

Screenshot of the livestream of the Ship Hector replica launch

Screenshot of the livestream of the Ship Hector replica launch

Screenshot of the livestream of the Ship Hector replica launch

Success!

12.07.2025 14:41 β€” πŸ‘ 4    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

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