Charles Sims

Do Income Taxes Rates Impact Economic Growth? What the Evidence Really Shows on how taxes influence growth, deficits, and inequality

Do tax cuts really boost growth?
Decades of research say: not much.
History shows design, financing & fairness matter more than marginal rates.

Do Income Taxes Rates Impact Economic Growth?
open.substack.com/pub/simsc/p/...

#TaxesAndGrowth #EconFacts #Deficits #Inequality

Rethinking American Housing The Quiet Rise of Multigenerational Households

What if the future of housing isn’t solo living but generations sharing space, care, and connection under one roof?

Explore the rise of multigenerational homes. simsc.substack.com/p/rethinking...

#housing #design #families #affordablehousing #policy #senior #multigenerational

The Data Driven Developer How AI and Big Data Are Reshaping Real Estate Development

AI and big data are reshaping how developers build—from site selection to operations. Ready to future-proof your projects? Dive into the full article below:

#RealEstate #AI #BigData #Development #PropTech

The Data Driven Developer
open.substack.com/pub/simsc/p/...

A Deep Dive Into Inequality What 11 Decades of Data Tell Us About Income and Wealth in America

Apparently The rich weren’t always this rich—and the gap wasn’t always this wide. 100 years of data show how inequality took hold in America and why it matters more than ever, and what we can do about it!

Full post: simsc.substack.com/p/a-deep-div...

#Inequality #WealthGap #EconomicJustice #CBPP

What Makes a Community? How Developers, Families, and Design Choices Shape the Fabric of Community

Housing isn’t just a roof—it’s where community starts. What if we built places where people actually feel like they belong? More in the article: simsc.substack.com/p/what-makes...

#AffordableHousing #CommunityDevelopment #Housing #realestate #socialimpact #belonging

Project Recovery: Rebuilding Los Angeles after the January 2025 Wildfires A coalition of approximately 100 leading experts from ULI Los Angeles, UCLA, and USC provides strategic recovery solutions for Los Angeles following the January 2025 wildfires. The report offers actio...

Congratulations to ULI for their incredible work with Project Recovery.

To the City of Los Angeles, your strength and perseverance are inspiring.

knowledge.uli.org/en/reports/r...

#UrbanDevelopment #LosAngeles #ULI #ProjectRecovery

It will never cease to amaze me how many people bitterly resist one of the most obvious and important facts of our time: that when there is a shortage of housing, everything becomes more expensive and destabilized.

Building more housing is one of the most important priorities we face as a country.

You're correct, Private Equity has a negligible impact, and zoning also plays a massive role. But don't overlook income inequality as a factor. 1970 Median Home price $23K . Median income $10K. Today Median Home Price: $419K, Median Income: $78K.

Part 1: The Rising Cost of Living – How We Got Here Understanding the Rising Cost of Living: Why Everything Feels More Expensive

Why does everything feel more expensive? In Part 1 of our Cost of Living series, we break down inflation, wages, taxes & housing to explain why affordability is slipping. Read here: simsc.substack.com/p/part-1-the... #Economy #Housing #Costofliving #LIHTC #affordablehousing

I briefly collaborated with a handful of WMATA leaders in a previous job, and while I don't think that gives me a unique or representative window into the agency, it was refreshing that everybody I interacted with there rode the system in their daily lives and had real, grounded aspirations for it.

Maximizing LIHTC Benefits: Understanding QCTs, DDAs How Qualified Census Tracts and Difficult Development Areas Impact Affordable Housing Development and Tax Credit Allocation

🚨 New Article! 🚨 Understanding how QCTs & DDAs impact LIHTC projects is key to maximizing funding & feasibility. Learn how the 30% basis boost can make or break a deal! Read more: simsc.substack.com/p/maximizing... #AffordableHousing #LIHTC #RealEstateDevelopment #HousingPolicy #RealEstate

If you worked for 18F and got fired, Group together to start a consulting company.

It’s just a matter of time before DOGE needs you to fix the mess they inevitably create.

They will have to hire your company as a contractor to fix it. But on your terms.

I’m happy to invest and/or help

@houserdave.bsky.social Thank you for the additional context to this article!

The Growing Storm: Rising Insurance Costs, Climate Change, and Their Impact on Affordable Housing How soaring premiums threaten affordability and what can be done to protect communities

Rising insurance costs are putting affordable housing at risk. Climate change, inflation & policy shifts are driving up premiums—what can be done to protect communities? Read more #Housing #AffordableHousing #Insurance #Climatechange #Inflation #Policy #Climate

simsc.substack.com/p/the-growin...

The Hidden Costs of Housing: How Transportation Shapes Affordability Why the True Cost of Housing Goes Beyond Rent and Mortgages

🏡🚇 Housing costs go beyond rent—transportation can make or break affordability! 🚗💸 Living near transit saves $$, while long commutes add up. Learn more! 📖🔗 #AffordableHousing #UrbanPlanning #Transit #Housing #HousingCosts #PublicTransit #PublicTransportation

simsc.substack.com/p/the-hidden...

That's fantastic! I'm looking forward to checking it out!

Housing for All: Understanding Workforce and Affordable Housing Exploring the Distinctions, Challenges, and Solutions for Building Inclusive Communities

Curious about the differences between #AffordableHousing & #WorkforceHousing? Discover how both play a vital role in creating inclusive communities and meet Michelle & Carlos, whose lives were transformed by these options. #Housing #realestate #development #policy
simsc.substack.com/p/housing-fo...

Poverty is a policy choice. Mass incarceration is a policy choice. Inequality is a policy choice. Insulin rationing is a policy choice. Climate disintegration is a policy choice. Billionaire tax loopholes are a policy choice.

Make no mistake: We have the power to change things.

Understanding Area Median Income (AMI) A Foundation for Affordable Housing Solutions

🏠 Ever wondered why some families qualify for affordable housing while others don’t? It all comes down to Area Median Income (AMI)

📊 Check out my article to learn how AMI works, why it matters, and how it impacts families

simsc.substack.com/p/understand...

#AffordableHousing #Housing #RealEstate

Chris,

I'm an affordable developer, there are not enough available homes to meet the demand. There's a lot of resources on this so I won't place them here.

Earlier this year we opened a building with 144 units. The waiting list had over 1,700 people for 144 apartments.

Access to affordable housing is a huge issue. Everyone should have access to safe, clean, affordable housing, and access to ownership should be widely available to those that want it.

With that said I believe the main barrier for housing is income inequality and the income to productivity gap.

Really interesting data. I'm an affordable developer. We're seeing the same thing.

The resources don't match the need. Most ELI rent levels aren't sufficient to support the operational costs of a building.

This is a cool tool! Thank you for sharing!

Affordable Housing is a critical issue! Do you have the percentage of households without utilities?

Understanding Affordable Housing Financing: Bridging the Gap with Creativity and Strategy

I was on a panel a few weeks ago and was asked a question on how affordable housing works that inspired me to write this article!

I hope you enjoy

article link: simsc.substack.com/p/understand...

#affordablehousing #lihtc #housing #real #realestatedevelopment

As affordable housing disappears, states scramble to shore up the losses While Americans continue to struggle under high rents, as many as 223,000 affordable housing units could disappear in the next five years.

We could lose approximately 10% of current affordable housing inventory when Affordability restrictions expire by 2030

apnews.com/article/low-...