Suzanne Garwood's Avatar

Suzanne Garwood

@ramseyfay.bsky.social

πŸ₯„ DCist attorney, mom, sometimes runner. Follow me for DC pictures

278 Followers  |  281 Following  |  442 Posts  |  Joined: 11.10.2023  |  1.99

Latest posts by ramseyfay.bsky.social on Bluesky

Federal employees are guaranteed back pay at the end of any shutdown by law. This is not in question.

That law - the Government Employee Fair Treatment Act - passed nearly unanimously. Speaker Johnson and Leader Thune voted for it. Trump signed it.

07.10.2025 14:30 β€” πŸ‘ 86    πŸ” 27    πŸ’¬ 8    πŸ“Œ 3
Orange sunrise and mist at the Washington Monument.

Orange sunrise and mist at the Washington Monument.

#sunrise @capitalweather.bsky.social

05.10.2025 11:33 β€” πŸ‘ 28    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0

Could be worse. Could be an Itkin brother at a Nats game.

03.10.2025 01:02 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

@jillybobww.bsky.social OMG I can’t believe JVL reskeeted you. I saw this and was like - I know her! ((Waves hi))

02.10.2025 09:26 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

@beyer.house.gov isn’t accepting his

30.09.2025 23:29 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Now the Capitol has the best traffic calming in that area because it’s closed to vehicles.

28.09.2025 16:01 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Winsome Sears ignores cancer survivor who asks her to keep "Hands off Medicaid"
YouTube video by Vanessa Cares about Public Education Winsome Sears ignores cancer survivor who asks her to keep "Hands off Medicaid"

Winsome Earle-Sears doesn't care about us. She wouldn't listen to me, and she had no answer for why she supports ripping health care away from 350,000 Virginians to give Elon Musk and the billionaires more tax breaks.

26.09.2025 13:47 β€” πŸ‘ 996    πŸ” 321    πŸ’¬ 25    πŸ“Œ 10
Post image

Did you look at the Alamo Drafthouses in the DC area? Looks like they support Indies.

25.09.2025 15:40 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
Preview
Clarendon Day returns this weekend with live music and local vendors | ARLnow.com Clarendon Day is back this Saturday, with over 150 local artisans, businesses, nonprofits and restaurants participating in the annual street festival. This year's event kicks off at 11 a.m. in the blocks...

Clarendon Day returns this weekend with live music and local vendors

www.arlnow.com/2025/09/25/c...

25.09.2025 14:06 β€” πŸ‘ 4    πŸ” 2    πŸ’¬ 0    πŸ“Œ 1

It lives on in our pictures though…

24.09.2025 13:23 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
View of DC at sunrise from Netherlands Carillon in Arlington

View of DC at sunrise from Netherlands Carillon in Arlington

#Arlington

24.09.2025 11:40 β€” πŸ‘ 7    πŸ” 1    πŸ’¬ 0    πŸ“Œ 0
Video thumbnail

🚨Virginia, today is the first day of early voting β€” which means it’s time to make your voice heard in this election. iwillvote.com/va

19.09.2025 12:05 β€” πŸ‘ 770    πŸ” 311    πŸ’¬ 23    πŸ“Œ 25
Video thumbnail

Tiki Barber knows what it takes to win in the fourth quarter β€” and it’s going to take all of us to deliver the biggest win yet in Virginia.

18.09.2025 13:39 β€” πŸ‘ 28    πŸ” 5    πŸ’¬ 0    πŸ“Œ 1
@Gus_the_nova_lab_ on Insta

@Gus_the_nova_lab_ on Insta

Doomscrolling respite stop

17.09.2025 23:25 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Finally, I would love to see the reviewed LE. My DMs are open!

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0
The Closing Disclosure contains the actual terms.

The Closing Disclosure contains the actual terms.

Why would Reuters review the LE anyway? It's not the binding document. It can change (repeatedly). The binding document is the Closing Document signed at closing. 12 C.F.R. 1026.38; 12 USC 1640; SFA TRID GRID 4.0

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
You can't add property use to the LE

You can't add property use to the LE

Creditors are not permitted to modify the forms - so the CU couldn't have included a "Property use: vacation home" disclosure (at least not without violating TRID).

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
Purpose =/ "Property Use"

Purpose =/ "Property Use"

There is a "purpose." But you can't answer "vacation home"

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
No "property use"

No "property use"

No Loan Estimate discloses property use. 12 C.F.R 1026.37.

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

No Loan Estimate contains borrower "declarations." Loan Estimates are creditor disclosures based on six elements that constitute an application (none of which are use of property) and any other information voluntarily provided at that time. 12 C.F.R. 1026.2(a)(3)(ii), 1026.19(e)(1)(i), 1026.37.

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
whut?

whut?

Second, this sentence is nonsensical for a variety of reasons.

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

First. I never judged anyone.

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0

Thanks so much for posting this. I have to reply in parts.

A few thoughts.

16.09.2025 01:32 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
Washington Monument with orange sunrise

Washington Monument with orange sunrise

#bikedc

15.09.2025 11:57 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Especially when you add in their death lemonade.

15.09.2025 10:01 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

I think this point is far more important than we realize. The fact that we consume completely different media showing us completely different things is a huge driver of division.

14.09.2025 17:42 β€” πŸ‘ 4458    πŸ” 931    πŸ’¬ 114    πŸ“Œ 29

My dad was in WWII and smoked unfiltered Camels almost his whole life. He just powered through (until he couldn’t). I appreciate what you went through. ((Hugs))

11.09.2025 14:23 β€” πŸ‘ 1    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

My dad had lots of mini strokes. And one major one. πŸ’”

11.09.2025 14:20 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 1    πŸ“Œ 0
9/11 Memorial. Daniel Patrick Trant

9/11 Memorial. Daniel Patrick Trant

11.09.2025 00:53 β€” πŸ‘ 2    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

Butterworth’s or Le Dip? Is there a pool?

09.09.2025 23:38 β€” πŸ‘ 0    πŸ” 0    πŸ’¬ 0    πŸ“Œ 0

@ramseyfay is following 20 prominent accounts