Chi Chi Wu

Another New Jim Crow practice that serves as a barrier to generational wealth in Black communities and contributes to the racial wealth gap, which we see reflected in so many indicators (including credit scores)

60,000 Gazans have been killed. 18,500 were children. These are their names. Palestinian children have been killed at a rate of more than one per hour since the war began.

Israel’s war in Gaza has killed 18,500 children. These are their names:

www.washingtonpost.com/world/intera...

Digital Library: The Latest on Keeping Medical Debt Out of Credit Reports This article brings readers up to date on the latest developments on litigation involving the CFPB rule, new state legislation, and how consumers should respond to the voluntary actions by the big thr...

This #DigitalLibrary article from @chichiwu.bsky.social brings readers up to date on three fronts: litigation involving the #CFPB rule, new state legislation, and how consumers should respond to the voluntary actions by the big 3 reporting agencies. #ProtectConsumers www.nclc.org/digital-libr...

Pulte's tweet hands credit bureau an unfair edge Allowing the same three companies to control both credit scoring and credit reporting removes one significant check on manipulation or distortion of consumer data, writes the Director of Consumer Repo...

My op-ed in National Mortgage News about Pulte's move favoring VantageScore over FICO and what it means for home buyers and consumers (hint: it's not good) www.nationalmortgagenews.com/opinion/pult...

Medical bills and medical debt are a crushing problem for tens of millions. The Trump Administration is making it worse in so many ways

Without immediate intervention, the last reporters in Gaza will die July 21, 2025 AFP has been working with 1 writer, 3 photographers and 6 videographers, all freelance, in the Gaza Strip since its staff journalists left in 2024. Along with a few others, they are now the only ones left to report what is happening in the Gaza Strip. The international press has been banned from entering the territory for nearly two years. We refuse to watch them die. One of them, Bashar, has been working with AFP since 2010, first as a fixer, then freelance photographer, and since 2024, as lead photographer. On July 19th he managed to post a message on Facebook: “I no longer have the strength to work for the media. My body is thin and I can’t work anymore.” Bashar, 30, works & lives in the same conditions as all Gazans, moving from one refugee camp to another under Israeli bombings. For > a year he’s lived in utter destitution, working at extreme risk to his life. Hygiene is a major issue for him, with recurring bouts of severe intestinal illness. Since Feb, Bashar’s been living in the ruins of his home in Gaza City with his mother, 4 brothers & sisters and the family of one of his brothers. Their house is devoid of any furnishings, except a few cushions. On Sunday morning, he reported that one of his brothers had “fallen, due to hunger.” Even though these journalists receive a monthly salary from AFP, it’s no longer enough to buy food, or they have to pay completely exorbitant prices. The banking system has collapsed, and those who exchange money via online bank accounts charge a commission of up to 40%. AFP no longer has the ability to provide them with a vehicle and there is not enough fuel to allow these journalists to travel for their reporting. Driving a car means becoming a target for Israeli airstrikes. AFP reporters therefore travel on foot or by donkey cart. (alt txt continued in next post)

A horrifying statement published today by the Editorial Committee of the Agence France-Presse (AFP) news agency.

"Without immediate intervention, the last reporters in Gaza will die"

Translation from French to English by @cnorristrent.bsky.social:

lol I did actually read your article and get its hopefulness. But the Marvel/DC ification of pop culture has made too many folks esp younger ones think someone is coming to save us

Watched this last night, it only made me depressed. Too many people waiting for a Superman. He’s not coming to save us folks.

a good arbiter of how close we are to bad hybrid regime shit is if the political comedy shows start getting pulled for whatever reason

CBS canceled Colbert’s show just THREE DAYS after Colbert called out CBS parent company Paramount for its $16M settlement with Trump – a deal that looks like bribery.

America deserves to know if his show was canceled for political reasons.

Watch and share his message.

‘The Late Show With Stephen Colbert’ Ending Next Year With CBS Retiring Late-Night Franchise In a shocking move, The Late Show with Stephen Colbert is ending in May 2026. “The Late Show With Stephen Colbert will end its historic run in May 2026 at the end of the broadcast season.  We consider...

Oh f*%k. Now we know we’re in authoritarian regime
deadline.com/2025/07/the-...

One reason this is bad is because VantageScore is owned by the Big 3 credit bureaus (Equifax, Experian, TransUnion). Driving FICO out of the market gives the Big 3 complete monopoly control of the credit information market, both the data and scores

Credit Scores | FHFA ​FHFA’s review of c​hanging Fannie Mae and Freddie Mac's credit score requirements.

More bonkers stuff. Pulte & FHFA are letting VantageScore use its latest, most advanced scoring model (version 4.0) to compete against Classic FICO, a 20-year-old score. He's making FICO compete with one hand behind its back. Is Pulte out to get FICO? www.fhfa.gov/policy/credi...?

If this president can close down Department of Education, another President can abolish ICE

So in response to claims that CBP is racially profiling, Bovino assures his audience that he is also arresting people who look "Chinese."

If you want to keep free access to these apps, you’ll need to bank at a financial institution that doesn’t charge you to access your own dang data

oh, we have some straightforward gutter racism. “the blacks and the browns are the reason white people can’t get ahead” www.washingtonpost.com/technology/2...

Fannie and Freddie may use new credit scores. Will it help you get a mortgage? The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for borrower applications.

Did I call the upending a decade of thoughtful, careful decision-making via a tweet "bonkers"? You betcha. The mortgage market doesn't like uncertainty and confusion-there is a LOT of that now on how mortgage lenders can use credit scores for Fannie and Freddie loans www.usatoday.com/story/money/...

What pushed these Americans into homelessness? Not addiction or mental illness Journalist Brian Goldstone set out to uncover the true scope of homelessness, and followed five families for more than five years. His new book is “There Is No Place for Us.”

I talked to KCRW about how, since the 1980s, political leaders have framed homelessness as a problem of individual pathology—a tactic to conceal its economic roots, justify removing unhoused people from public space, and divert scrutiny from a system that both creates and profits off this precarity.

Excellent article about the gap between the percentage of students (23%) versus educators (6%) who identify as AAPI in the Brookline schools. Representation matters! This is an issue that the Brookline Asian American Family Network (which I chair) has been working on for almost 15 years

Chi Chi Wu: Recent credit score drops come from Donald Trump’s bad policy Student loan borrowers, fired federal workers and financially stressed farmers did nothing different when their credit scores plunged.

Millions of people recently saw their credit scores drop into “subprime” borrower status. Why? The Trump administration starting reporting student loan delinquencies to credit bureaus, writes @chichiwu.bsky.social in @chicagotribune.com
www.chicagotribune.com/2025/07/03/o...

Chi Chi Wu: Recent credit score drops come from Donald Trump’s bad policy Student loan borrowers, fired federal workers and financially stressed farmers did nothing different when their credit scores plunged.

Bad credit is due to bad policy, bad luck, and bad circumstances, not bad character or lack of responsibility. With the passage of the Big BS Bill, we'll see more credit scores suffer due to bad policy, showing how little they reflect a person's worth www.chicagotribune.com/2025/07/03/o...

Trump cut NOAA research observation and early warning systems.

We warned about in June.

Now people are dead. Kids. I’m enraged. And so exhausted.

We know too well the devastating consequences of such action—families torn apart, livelihoods destroyed, and multigenerational trauma inflicted on a community for decades.

#AlligatorAlcatraz #NeverAgainIsNow

ICE is the Gestapo of our times and they’re gonna get a lot bigger

It’s all about the racism for Trump’s people. Always was, always will be

These ICE agents think dressing up and cosplaying makes them look tough and cool. But it makes them look like ridiculous insecure fools and a@@holes

Attacks on Muslims flood mainstream after Mamdani win Openly racist rhetoric has become normalized at the highest levels of American politics.

We should all be disgusted by the flood of anti-Muslim remarks spewed in the aftermath of Zohran Mamdani’s victory in the NYC mayoral primary — some blatant, others latent.

Shame on the members of Congress who have engaged in such bigotry and anyone who doesn’t challenge it.