Rich Toscano

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High hopes, modest prospects: rethinking housing’s investment potential - Pacific Capital Associates I talk to a lot of people about real estate, and I find that most of them have fairly high expectations for housing’s investment potential. It’s not just

Hello to my 3 or so followers! I wrote an article about housing as an investment. pcasd.com/high-hopes-m...

Spoiler alert!

I will pay for this service

San Diego housing inventory popped again and has sidled up to the price decline danger zone. Prices have weakened a bit. Much depends on whether the typical latter-half inventory increase takes place.

More at the monthly housing chartfest: piggington.com/june-housing...

July 4th is very rough on my dog (he is a royalist and considers George Washington a traitor)

San Diego months-of-inventory has surged above pre-pandemic norms, for this time of year. Will it level off or follow the usual seasonal pattern? If the latter, we may be looking at price declines. (Prices hanging in so far tho). piggington.com/may-2025-hou...

New chart at piggington! What a time to be alive. More here: piggington.com/march-2025-h...

Six things we believe about investing February 4, 2025: Below we’ll share our views on six important principles guiding our investing approach: Seek out reliable sources of long-term retur

Just put up an article I am very happy with: pcasd.com/six-things-w...

San Diego home price to rent ratio

San Diego home monthly payment to rent ratio

San Diego home prices have shambled a bit further towards affordability; monthly payments an even smaller bit. Some brief thoughts here: piggington.com/year-end-202...

Hello to my 15 followers and 10-11 non-bot followers. San Diego housing months of inventory hit a 6-year high last month. More charts and a few thoughts here: piggington.com/december-202...

2035: An Allocator Looks Back Over the Last 10 Years Well, sitting here in the year 2035 and looking back at our endowment’s returns for the last decade is not a pleasant task. World markets have been subpar and our performance relative to world markets...

This is fantastic: www.aqr.com/Insights/Per...

Every friend group has that one person who sells canopic jars. Always asking if you’re going to remove your organs after death. If you have a place to put your viscera. We get it Gary, you’re a canopic jar salesman

Hey, girl. Is heaven missing an angel? Because they all seem to be male in the Bible and... let me start over. Did it hurt? God's rejection?

Looks like bsky doesn't like my transparent images. Click the link I guess...

San Diego housing update: months of inventory decline to pre-pandemic avg, prices going kinda nowhere near term, big picture prices and monthly payments still in nosebleed territory. piggington.com/october-hous...

Shut it down, I'm here now.