Peter Heslin

As I understand it, the least bad option is to hold shares in individual companies in a S&S ISA. But you are still liable for US capital gains tax.

The fact that Cash ISAs have been so successful (or too successful) suggests that offering a tax break is an effective way to get savings out of mattresses.

People don't like risk, but they dislike paying taxes even more.

If there were separate annual limits for cash ISAs and shares ISAs and the balances had to be kept separate, then the government would have a tool they use to encourage investment. Many people would try to max out both separate limits if they could.

I was under the impression that ISAs (both cash and shares) do not afford any protection at all from the IRS for UK-resident US citizens, as they are not mentioned in the US-UK tax treaty. Unlike pensions, which are protected by the treaty.

At least in the U.K. it’s more likely due to a very different employment law environment that compels treating workers better.

‘I will be calling this exact strain of right-wing Christofascist dispensational premillennialist apocalyptic evangelical supersessionist covenentalist Biblical-inerrantist evangelicalism that's merged almost fully with right-wing cultural issues and the US civil religion "the US heresy"’

Pope Leo tells cardinals they must continue 'precious legacy' of Pope Francis Pope Leo XIV signalled on Saturday he would continue with the vision and reforms of Pope Francis, telling the world's Catholic cardinals the late pontiff left a "precious legacy" that must carry on.

Pope Leo XIV signalled on Saturday he would continue with the vision and reforms of Pope Francis, telling the world's Catholic cardinals the late pontiff left a "precious legacy" that must carry on. For @reuters.com:

"Move slow and don't break anything": a good motto for govt, if not for the tech industry.

I would've thought that govt is the last place you would want to remove humans from the loop. If you get the wrong answer, you can't shop around for another provider with a better AI model.

The fly-tipped sofa: how an abandoned couch changed a small village – in pictures Why did an unloved two-seater become both an art project and a tourist attraction? Photographer Alex Elton-Wall explains all

www.theguardian.com/artanddesign...